Ace Limited

Ace Limited is listed on NYSE (ACE). ACE Limited (ACE) is the Bermuda-based holding company of the ACE Group of Companies incorporated with limited liability under the Cayman Islands Companies Law. We created our business office in Bermuda in 1985 when we initially incorporated the Company and we continue to maintain our business office in Bermuda. Through our various operating subsidiaries, we provide a broad range of insurance and reinsurance products to insureds worldwide through operations in the U.S. and over 50 other countries. Our long-term business strategy focuses on achieving underwriting profits and providing value to our clients and shareholders through the utilization of our substantial capital base in the insurance and reinsurance markets. As part of this strategy, we have made a number of acquisitions and have entered into strategic alliances that diversify our operations, both geographically and by product type.

ACE*COMM Corporation

ACE*COMM Corporation is listed on NASDAQ (ACEC). ACE*COMM provides an interoperable suite of telecommunications Network Business Integration products and services that help telecommunications carriers and large enterprises exercise greater and more immediate control over the operations of their networks. These products and services include the analytical tools required for customers to extract information from operating networks - information they can use for revenue assurance, to reduce costs, to accelerate time-to-market for new services, and to provide more effective customer care. Our core expertise is built around our knowledge of complex and evolving telecommunications networks and protocols, ranging from the legacy circuit-switched networks to the latest IP and next-generation networks. We provide the products and solutions that make these networks and the businesses they support work together seamlessly.

AMERUS GROUP CO ..furnished pursuant to section 13(a) or 15(d) of the Securities Exchange Act of 1934, available, free of charge at our website as soon as reasonably pr..

AMB Property Corporation ..acquires, develops and operates primarily industrial properties in key distribution markets throughout North America, Europe and Asia. We commenced op..

Apache Corporation ..in 1954, is an independent energy company that explores for, develops and produces natural gas, crude oil and natural gas liquids. In North America, o..

Ares Capital Corporation ..r loans and long-term mezzanine debt. First and second lien senior loans generally are senior debt instruments that rank ahead of subordinated debt of..

Ashworth Inc. .. incorporated in Delaware on March 19, 1987. As used in this report, the terms we, us, our, Ashworth and the Company refer to Ashworth, Inc., its pred..

Equity Income Fund First Exchange Series ..AT&T Shares was formed in 1983 as a unit investment trust under New York law and in accordance with the Investment Company Act of 1940 by a trust inde..

Actuant Corporation ..isconsin, is a global services provider and manufacturer of a broad range of industrial products and systems, organized into two business segments, To..

Avant Immunotherapeutics Inc. ..fer to AVANT Immunotherapeutics, Inc., a Delaware corporation organized in 1983. We are a biopharmaceutical company that uses novel applications of im..

Aurizon Mines Ltd. ..e name 343318 B.C. Ltd., by filing a memorandum and articles with the Registrar of Companies under the BCCA. On August 10, 1988, Aurizons name was cha..

Baldor Electric Company ..in Missouri in 1920. The Company operates in one industry segment, which includes the design, manufacture, and sale of electric motors, drives, genera..

Savannah Bancorp Inc. (The) ..Georgia business corporation on October 5, 1989, for the purpose of becoming a bank holding company. The Company became a bank holding company within ..

Boots and Coots International Well Control Inc. ..uston, Texas, provides a suite of integrated oilfield services centered on the prevention, emergency response and restoration of blowouts and well fi..

Ballantyne of Omaha Inc. .. and its subsidiaries (Ballantyne) designs, develops, manufactures and distributes commercial motion picture equipment, lighting systems, and restaura..

Bar Harbor Bankshares Inc. .., 1984. As of March 7, 2005, the Company's securities consisted of one class of common stock, par value of $2.00 per share, of which there were 3,076,..

BREMER CAP TR I ..al services company with $6.1 billion in assets as of December 31, 2004, operating 102 offices in Minnesota, Wisconsin and North Dakota. We offer a wi..

Buckeye Partners L.P. ..er limited partnership organized in 1986 under the laws of the state of Delaware. The Partnership's principal line of business is the transportation, ..

Carrington Laboratories Inc. ..ries, Inc. (Carrington) is a research-based biopharmaceutical, medical device, raw materials and nutraceutical company engaged in the development, man..

CCF Holding Company ..rganized in March 1995 at the direction of Clayton County Federal Savings and Loan Association in connection with the Bank's conversion from a mutual ..

Caribou Coffee Company Inc. ..ffeehouse operator in the United States based on the number of coffeehouses operated. As of January 1, 2006, we had 395 coffeehouses, including nine l..

Comm Bancorp Inc. ..ted in 1983 as a Pennsylvania business corporation and are headquartered in Clarks Summit, Pennsylvania. We have two wholly-owned subsidiaries, Commun..

Caremark Rx Inc. .. services companies in the United States, with net revenue of approximately $25.8 billion (including approximately $4.6 billion of retail copayments) ..

Cagles Inc. ..s first incorporated in Georgia in 1953, and its wholly owned subsidiary (Cagles Farms, Inc., formerly Strain Poultry Farms, Inc.) produce, market, an..

Citizens Inc. .. insurance holding company. We were incorporated in Colorado in 1977. We are a parent company that directly or indirectly owns 100% of 15 operating su..

Color Kinetics Incorporated ..ate lighting systems. Our systems use solid-state semiconductor devices known as light emitting diodes, or LEDs, as the light source. The performance,..

Cumulus Media Inc. ..us, and our refer to Cumulus Media Inc. and its consolidated subsidiaries. We use the term local marketing agreement (LMA) in various places in this r..

Citizens Financial Corporation ..y or the Registrant) was incorporated in Kentucky in 1990 at the direction of the Board of Directors of Citizens Security Life Insurance Company (Citi..

Cooper Industries Ltd. ..ndustries, Ltd., which was incorporated under the laws of Bermuda on May 22, 2001, and became the successor-registrant to Cooper Industries, Inc. on M..

Cree Inc. ..ed in 1987, develops and manufactures semiconductor materials and devices based on silicon carbide (SiC), group III nitrides (GaN) and related compoun..

Cadbury Schweppes PLC .. registered under the laws of England and Wales as a public limited company. Its registered number is 52457. Its principal executive offices are locat..

Central Bancorp Inc ..ts corporation, was organized by Central Co-operative Bank (Central or the Bank) on September 30, 1998, to acquire all of the capital stock of the Ban..

Perusahaan Satlt Cp ..communications network and service provider and provide a full complement of national and international telecommunications services in Indonesia. We a..

Cel-Sci Corporation ..ration in 1983. CEL-SCIs principal office is located at 8229 Boone Boulevard, Suite 802, Vienna, VA 22182. CEL-SCIs telephone number is 703-506-9460 a..

Cytyc Corporation ..rds we, us, our and Cytyc refer to Cytyc Corporation and all of its affiliates and subsidiaries taken as a whole, and our board of directors refers to..

Deckers Outdoor Corporation ..ger of innovative, high-quality footwear and the category creator in the sport sandal and luxury sheepskin footwear segments. Our footwear is distinct..

AMCON Distributing Company ..d in Delaware in 1986. The Companys principal executive offices are located at 7405 Irvington Road, Omaha, Nebraska 68122. The telephone number at tha..

Diagnostic Products Corporation ..ures, and markets immuno-diagnostic systems and immunochemistry kits which are used throughout the world in hospital, reference and physicians' office..

Descartes Systems Group Inc. (The) ..ame The Descartes Systems Group Inc. on January 26, 1999. Our legal name and commercial name is The Descartes Systems Group Inc. We are a corporation ..

Dataram Corporation ..of large capacity memory products primarily used in high performance network servers and workstations. The Company provides customized memory solution..

ECC Capital Corp. ..1, 2004 in the state of Maryland. ECC Capital was formed by Encore Credit Corp. solely for the purpose of effecting a restructuring of Encore Credit C..

EFJ Inc ..ces in this Annual Report on Form 10-K to the Company or EFJ include EFJ, Inc., its predecessor entities, and its subsidiaries, including E.F. Johnson..

EMAK Worldwide Inc. ..t otherwise requires, as used herein, EMAK, the Company, we, our, or us, means EMAK Worldwide, Inc., a Delaware corporation and its subsidiaries. Unle..

EOG Resources Inc. ..organized in 1985, together with its subsidiaries, explores for, develops, produces and markets natural gas and crude oil primarily in major producing..

ENERGY TRANSFER PARTNERS ..p that is primarily engaged in the natural gas midstream and transportation and storage business through our operating subsidiary, La Grange Acquisiti..

ESPIRITO SANTO FINL GROUP SA ..ces group. Its banking and insurance operations are located primarily in Portugal. At December 31, 2004, the Group had total consolidated assets of ap..

Extreme Networks Inc. ..ries, (collectively referred to as Extreme or the Company and as we, us and our) is a leading provider of network infrastructure equipment for corpora..

Fuel-Tech N.V. ..ech), is a technology company active in the air pollution control and specialty chemical businesses through its wholly owned subsidiary Fuel Tech, Inc..

North European Oil Royality Trust ..n behalf of the owners of beneficial interest in the Trust (the unit owners), holds overriding royalty rights covering gas and oil production in certa..

Full House Resorts Inc. ..p of a resort in a mountain area with limited-stakes gaming is not consistent with maximization of the business opportunities available to the Company..

First Marblehead Corporation (The) .. us and our in this Annual Report on Form 10-K to refer to the business of The First Marblehead Corporation and its subsidiaries. Overview The First M..

Formula Systems (1985) Ltd. ..e maintain our principal executive offices at 3 Abba Eban Boulevard, Herzlia 46725, Israel and our telephone number is 011-972-9-959-8800. Our agent i..

Forbes Medi-Tech Inc. ..ife sciences company dedicated to the research, development and commercialization of innovative products for the prevention and treatment of cardiovas..

Gaiam Inc. ..ng a broad selection of information, media products and services to customers who value personal development, wellness, ecological lifestyles and resp..

GB&T Bancshares ..ng company existing under the laws of the State of Georgia. On April 24, 1998, we completed a reorganization of Gainesville Bank & Trust to the curren..

Glimcher Realty Trust ..elf-managed Maryland real estate investment trust (REIT) which was formed on September 1, 1993 to continue the business of The Glimcher Company (TGC) ..

Corning Incorporated ..ablished in 1851. The present corporation was incorporated in the State of New York in December 1936, and its name was changed from Corning Glass Work..

Great Northern Iron Ore Properties .. mineral and nonmineral lands, on the Mesabi Iron Range of Minnesota. The Registrant is a conventional trust organized under the laws of the State of ..

GSE Systems Inc. ..ader in real-time, high fidelity simulation. The Company provides simulation solutions and services to the nuclear and fossil electric utility industr..

Hanover Capital Mortgage Holdings Inc. ..ion to historical information, forward-looking statements that involve known and unknown risks, uncertainties and other important factors that could c..

Manor Care Inc. ..Care and HCR Manor Care, provides a range of health care services, including skilled nursing care, assisted living, subacute medical and rehabilitatio..

CAM Commerce Solutions Inc. ..alifornia in 1983, and reincorporated in Delaware in 1987. Our principal business is to provide total commerce solutions for small to medium size, tra..

HMN Financial Inc. ..holding company that owns 100 percent of Home Federal Savings Bank. The Bank has a community banking philosophy and operates retail banking and loan p..

Internet Gold Golden Lines Ltd. ..f Israel in April 1992 under the name Euronet Golden Lines (1992) Ltd. In June 1999 we changed our name to Internet Gold - Golden Lines Ltd. We are a ..

InfoSonics Corp ..ireless handsets and accessories in the United States and Latin America. We distribute products of several key manufacturers, including Audiovox, Kyoc..

Ivanhoe Energy Inc. ..the exploration for and production of oil and gas, enhanced oil recovery and natural gas projects and the application of heavy-to-light (HTL) oil upgr..

KFX Inc. ..s and technology, which we refer to as K-Fuel technology, that uses heat and pressure to physically and chemically transform coal with a lower heat va..

Leap Wireless International Inc. ..oration, and its subsidiaries are collectively referred to in this report as the Company. Leap Wireless International, Inc., or Leap, conducts operati..

Ladenburg Thalmann Financial Services Inc ..ies brokerage, investment banking services and investment activities through our principal operating subsidiary, Ladenburg Thalmann & Co. Inc. (Ladenb..

Mountain Province Diamonds Inc. ..n Province Diamonds Inc., formerly Mountain Province Mining Inc., was formed on November 1, 1997 by the amalgamation (the MPV Amalgamation) of Mountai..

Marsh Supermarkets Inc. ..) operated 117 supermarkets and 161 Village Pantry® convenience stores in central Indiana and western Ohio. The Company believes that Marsh supermarke..

Metal Storm Limited ..Development of Metal Storm Our legal and commercial name is Metal Storm Limited, which was incorporated under the laws of Australia on April 13, 1994...

NexMed Inc. ..scuss future expectations, contain projections of results of operations or financial condition or state other forward-looking information. Those state..