Allete Inc.

Allete Inc. is listed on NYSE (ALE). ALLETEs operations are comprised of four business segments. REGULATED UTILITY includes retail and wholesale rate regulated electric, water and gas services in northeastern Minnesota and northwestern Wisconsin under the jurisdiction of state and federal regulatory authorities. NONREGULATED ENERGY OPERATIONS includes nonregulated generation (non-rate base generation sold at market-based rates to the wholesale market) consisting primarily of generation from Taconite Harbor in northern Minnesota, and our coal mining activities in North Dakota. Nonregulated Energy Operations also includes generation secured through the Kendall County power purchase agreement, which is expected to be transferred in April 2005. (See Item 7 - Outlook.) REAL ESTATE includes our Florida real estate operations.

Alliance Bankshares Corporation

Alliance Bankshares Corporation is listed on NASDAQ (ABVA). Alliance Bankshares Corporation is a single-bank holding company headquartered in Chantilly, Virginia. We were incorporated in Virginia on May 22, 2002 and acquired all of the shares of Alliance Bank Corporation in a statutory share exchange on August 16, 2002. Our primary asset is Alliance Bank Corporation. Alliance Bank is a state-chartered commercial bank. Alliance Bank was incorporated in Virginia on July 24, 1996 and opened on November 16, 1998. Alliance Home Funding, LLC, a wholly owned subsidiary of Alliance Bank, opened in July 2001 to pursue and execute our strategic initiative of engaging in mortgage banking. Our business operations are focused in the greater Washington, D.C. metropolitan area. We have five full-service banking offices in Northern Virginia and three mortgage origination offices in the Washington, D.C. metropolitan area.

Array BioPharma Inc. ..y focused on the discovery, development and commercialization of targeted small molecule drugs to treat debilitating and life-threatening diseases. Ou..

ASML Holding N.V. ..nformation on the Company We commenced business operations in 1984. ASM Lithography Holding N.V. was incorporated in the Netherlands on October 3, 199..

Allergan Inc. ..th care company that develops and commercializes specialty pharmaceutical products for the ophthalmic, neurological, dermatological and other specialt..

Avalon Pharmaceuticals Inc. ..discovery and development of small molecule therapeutics for the treatment of cancer. Our pipeline of drug candidates includes our lead candidate, AVN..

Aztar Corporation ..June 1989 to operate the gaming business of Ramada Inc. after the restructuring of Ramada Inc. The terms Aztar, we, our, and us, as used in this Form ..

Blue Dolphin Energy Company ..hat conducts substantially all of its operations through its subsidiaries. We conduct our business activities in two primary business segments: (i) pi..

Bel Fuse Inc. ..ronic products that help make global connectivity a reality. The Company designs, manufactures and markets a broad array of magnetics, modules, circui..

Bunge Limited ..unge Limited, Bunge, we, us and our refer to Bunge Limited and its consolidated subsidiaries, unless the context otherwise indicates. Business Overvie..

Barnes & Noble Inc. ..s largest bookseller1, as of January 29, 2005 operates 820 bookstores. Of the 820 bookstores, 666 operate primarily under the Barnes & Noble Bookselle..

Business Objects S.A. ..f Business Intelligence solutions, which we refer to in this document as Business Intelligence. We develop, market and distribute software that enable..

Briggs & Stratton Corporation ..of air cooled gasoline engines for outdoor power equipment. Briggs & Stratton designs, manufactures, markets and services these products for original ..

Anheuser-Busch Companies Inc. ..oration that was organized in 1979 as the holding company parent of Anheuser-Busch, Incorporated (ABI), a Missouri corporation whose origins date back..

BluePhoenix Solutions Ltd. ..ame A. Crystal Solutions Ltd. In 1996, we changed our name to Crystal Systems Solutions Ltd. In 2003, following the acquisition of Liraz Systems Ltd.,..

CardioDynamics International Corporation ..namics) is the innovator and market leader of an important medical technology called Impedance Cardiography (ICG). We develop, manufacture and market ..

Citizens Communications Company ..es (Citizens) will be referred to as the Company, we, us or our throughout this report. We are a communications company providing services to rural ar..

Chase Corporation ..nufacturing company providing products to a wide variety of industries including wire and cable, construction and electronics. The Company's strategy ..

Cell Therapeutics Inc. ..ents for cancer. Our goal is to build a leading, vertically-integrated biopharmaceutical company with a diversified portfolio of proprietary cancer dr..

Cognizant Technology Solutions Corporation ..ading provider of custom information technology (IT) services related to IT design, development, integration and maintenance services primarily for Fo..

Champion Industries Inc. ..mmercial printer, business forms manufacturer and office products and office furniture supplier in regional markets east of the Mississippi River. The..

Cincinnati Financial Corporation ..corporation formed in 1968. Through its subsidiaries, CFC has been conducting insurance operations since 1950, marketing commercial, personal and life..

Celestica Inc. ..name Celestica International Holdings Inc. on September 27, 1996. Since that date, we have amended our articles of incorporation on various occasions,..

Conolog Corporation ..ly in the design and manufacture of electronic components and systems for military applications. In July 1971, we merged with DSI Systems, Inc., then ..

CORUS Bankshares Inc. ..nnesota in 1958, is a bank holding company registered under the Bank Holding Company Act of 1956. Corus provides consumer and corporate banking produc..

CRH PLC ..lopment of the Company CRH public limited company is the parent company for an international group of companies, engaged in the manufacture and supply..

Crown Media Holdings Inc. ..as the Hallmark Channel, dedicated to high-quality, entertainment programming for adults and families. On February 23, 2005, we announced entering int..

Chesapeake Corporation .. paperboard packaging products in Europe, and we are also a leading international supplier of plastic packaging products to niche end-use markets. We ..

CITIGROUP CAP VIII ..ubsidiaries) is a diversified global financial services holding company whose businesses provide a broad range of financial services to consumer and c..

Covansys Corporation ..obal technology services company with a focus on industry-specific solutions, strategic outsourcing and integration services. We address the most chal..

Danaher Corporation ..ign, manufacture and marketing of industrial and consumer products, which are typically characterized by strong brand names, proprietary technology an..

Ethan Allen Interiors Inc. ..riors Inc., through its wholly-owned subsidiary, Ethan Allen Inc., and Ethan Allen Inc.'s subsidiaries (collectively, Ethan Allen), is a leading manuf..

Diamond Hill Investment Group Inc. ..ted as a Florida corporation in April 1990 and reincorporated as an Ohio corporation in May 2002. The Company has one operating subsidiary company. Di..

Dollar Financial Corp. ..company serving under-banked consumers. Our customers are typically lower- and middle-income working-class individuals who require basic financial ser..

Digital Realty Trust Inc. ..any refer to Digital Realty Trust, Inc., a Maryland corporation, together with our consolidated subsidiaries, including Digital Realty Trust, L.P., a ..

DTS Inc. ..ogy, historically focused on high-quality digital multi-channel audio technology, products, and services for entertainment markets worldwide. Multi-ch..

Envoy Communications Group Inc. ..al consumer and retail branding company with offices in North America and Europe. Envoy conducts its branding services through its wholly-owned subsid..

99 CENTS ONLY STORES ..nsumable general merchandise with an emphasis on name-brand products. The Companys stores offer a wide assortment of regularly available consumer good..

Echelon Corporation ..re products and services that allow everyday devices - such as appliances, thermostats, air conditioners, electricity meters, and lighting systems - t..

Embrex Inc. ..ural biotechnology company engaged in the development of innovative in ovo (in the egg) solutions that meet the needs of the global poultry industry. ..

eOn Communications Corporation ..elops and markets unified voice, email and Web-based communications systems and software for customer contact centers and general business application..

Everlast Worldwide Inc. .. constitute forward-looking statements within the meaning of Section 27A of the Securities Act and Sections 21E of the Exchange Act. Such forward-look..

Liberte Investors Inc. ..s) is a retailer, servicer and underwriter of non-standard personal automobile insurance based in Nashville, Tennessee. We currently write non-standar..

Feldman Mall Properties Inc. ..d, self-administered and self-managed real estate company formed in July 2004 to continue the business of Feldman Equities of Arizona to acquire, reno..

FRESENIUS MED CARE AG&CO KGA ..ration (Aktiengesellschaft) organized under the laws of Germany. It was incorporated on August 5, 1996. Fresenius Medical Care AG is registered with t..

Fairfax Financial Holdings Ltd ..inancial services holding company which, through its subsidiaries, is engaged in property and casualty insurance and reinsurance, investment managemen..

Leesport Financial Corporation .. headquartered at 1240 Broadcasting Road, Wyomissing, Pennsylvania 19610. The Company was organized as a bank holding company on January 1, 1986. The ..

FoxHollow Technologies Inc. ..evices primarily for the treatment of peripheral artery disease. PAD results from the accumulation of plaque in arteries, most commonly occurring in t..

Franklin Street Properties Corp. ..ch we will refer to as FSP Corp. or the Company, is a Maryland corporation that operates in a manner intended to qualify as a real estate investment t..

Gladstone Investment Corporation ..ted under the General Corporation Laws of the State of Delaware on February 18, 2005. On June 22, 2005 we completed an initial public offering and com..

Greif Bros. Corporation ..rial packaging products with manufacturing facilities located in over 40 countries. The Company offers a comprehensive line of industrial packaging pr..

Grill Concepts Inc. ..t otherwise requires, as used herein, the Company, we, our, or us, means Grill Concepts, Inc., a Delaware corporation and its subsidiaries. GENERAL Gr..

Glen Burnie Bancorp ..anized in 1990 under the laws of the State of Maryland. It presently owns all the outstanding shares of capital stock of The Bank of Glen Burnie, a co..

GoAmerica Inc. ..vice provider, offering solutions primarily for consumers who are deaf, hard of hearing and-or speech-impaired, including wireless subscription and va..

Genco Shipping & Trading Limited .. in the Marshall Islands. We transport iron ore, coal, grain, steel products and other drybulk cargoes along worldwide shipping routes. Our fleet cons..

Hampshire Group Limited ..ware corporation, is a holding company that markets apparel through two wholly-owned subsidiaries, Hampshire Designers, Inc. (Hampshire Designers) and..

Horizon Financial Corp. ..n law on May 22, 1995, and became the holding company for Horizon Bank (Horizon Bank or the Bank), effective October 13, 1995. Effective June 19, 1999..

Healthcare Technologies Ltd. ..liability company under the law of the state of Israel in May 1988. The Company's principal executive offices are located at Beit Amargad, 32 Shaham S..

Harolds Stores Inc. ..ries, through a chain of ladies and mens specialty apparel stores in 19 states, offers high-quality, classically inspired apparel to the upscale, qual..

Hutchinson Technology Incorporated ..an Hutchinson Technology Incorporated and its subsidiaries. Unless otherwise indicated, references to 2006 mean our fiscal year ending September 24, 2..

Hutchison Telecommunications International Limited ..rovider of mobile and fixed-line telecommunications services. We currently serve eight markets around the world: Hong Kong, Macau, India, Israel, Thai..

Icagen Inc. ..discovery, development and commercialization of novel orally-administered small molecule drugs that modulate ion channel targets. Ions are charged par..

Identix Incorporated ..that relate to future plans, events or performance are forward-looking statements. Actual results could differ materially due to a variety of factors,..

World Fuel Services Corporation ..in Florida in July 1984 and along with its consolidated subsidiaries is referred to collectively in this Annual Report on Form 10-K as World Fuel, we,..

JED Oil Inc ..that was incorporated under the laws of the Province of Alberta, Canada on September 3, 2003. Our head and principal office is located at 2200, 500 - ..

Carmike Cinemas Inc. ..s in the United States. As of December 31, 2004, we owned, operated or had an interest in 282 theatres with 2,188 screens located in 36 states, making..

Loews Corporation ..iaries are engaged in the following lines of business: commercial property and casualty insurance (CNA Financial Corporation, a 91% owned subsidiary);..

MACC Private Equities Inc. ..e corporation on March 3, 1994. It is qualified as a business development company (BDC) under the Investment Company Act of 1940, as amended (the 1940..

MedCath Corporation ..the diagnosis and treatment of cardiovascular disease. We own and operate hospitals in partnership with physicians whom we believe have established re..

Modine Manufacturing Company ..chnology, serving the vehicular, industrial, commercial, electronic and building HVAC (heating, ventilating, and air conditioning) markets. Modine dev..

MarkWest Hydrocarbon Inc. ..ing the value of our investment in MarkWest Energy, a publicly-traded limited partnership engaged in the gathering, processing and transmission of nat..

National Home Health Care Corp. ..poration that is a provider of home health care and staffing services in the Northeast region. INDUSTRY OVERVIEW United States health care spending co..

Nanogen Inc. .. the quality of healthcare by introducing advanced human diagnostic products that will provide higher quality of information in a shorter period of ti..

Omega Flex Inc. ..TS Certain statements in this Annual Report on Form 10-K that are not historical facts - but rather reflect our current expectations concerning future..

Pac-West Telecomm Inc. ..similar terms as used in this Form 10-K, refer to Pac-West Telecomm, Inc. Our Company We were incorporated in May 1996 in the State of California. Our..