BankAtlantic Bancorp Inc.

BankAtlantic Bancorp Inc. is listed on NASDAQ (BBXT). Except for historical information contained herein, the matters discussed in this document contain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended (the Securities Act), and Section 21E of the Securities Exchange Act of 1934, as amended (the Exchange Act), that involve substantial risks and uncertainties. When used in this document and in any documents incorporated by reference herein, the words anticipate, believe, estimate, may, intend, expect and similar expressions identify certain of such forward-looking statements. Actual results, performance, or achievements could differ materially from those contemplated, expressed, or implied by the forward-looking statements contained herein. These forward-looking statements are based largely on the expectations of BankAtlantic Bancorp, Inc.

BankFinancial Corporation

BankFinancial Corporation is listed on NASDAQ (BFIN). This Annual Report on Form 10-K contains, and other periodic reports and press releases of BankFinancial Corporation may contain, forward-looking statements within the meaning of Section 21E of the Securities Exchange Act of 1934, as amended, that involve significant risks and uncertainties. We intend such forward-looking statements to be covered by the safe harbor provisions for forward-looking statements contained in the Private Securities Litigation Reform Act of 1995, and are including this statement for purposes of invoking these safe harbor provisions. These forward-looking statements, which are based on certain assumptions and describe our future plans, strategies and expectations, are generally identifiable by use of the words believe, expect, intend, anticipate, estimate, project, plan, or similar expressions.

Bronco Drilling Company Inc. ..ices to oil and natural gas exploration and production companies. We currently own a fleet of 64 land drilling rigs, of which 41 are currently operati..

Carrington Laboratories Inc. ..ries, Inc. (Carrington) is a research-based biopharmaceutical, medical device, raw materials and nutraceutical company engaged in the development, man..

CCF Holding Company ..rganized in March 1995 at the direction of Clayton County Federal Savings and Loan Association in connection with the Bank's conversion from a mutual ..

Comm Bancorp Inc. ..ted in 1983 as a Pennsylvania business corporation and are headquartered in Clarks Summit, Pennsylvania. We have two wholly-owned subsidiaries, Commun..

Caremark Rx Inc. .. services companies in the United States, with net revenue of approximately $25.8 billion (including approximately $4.6 billion of retail copayments) ..

Cagles Inc. ..s first incorporated in Georgia in 1953, and its wholly owned subsidiary (Cagles Farms, Inc., formerly Strain Poultry Farms, Inc.) produce, market, an..

Charming Shoppes Inc. ..ily focused on plus-size womens apparel through our three distinct brands: LANE BRYANT(R), FASHION BUG(R), and CATHERINES PLUS SIZES(R). During the ye..

Citizens Inc. .. insurance holding company. We were incorporated in Colorado in 1977. We are a parent company that directly or indirectly owns 100% of 15 operating su..

Color Kinetics Incorporated ..ate lighting systems. Our systems use solid-state semiconductor devices known as light emitting diodes, or LEDs, as the light source. The performance,..

Citizens Financial Corporation ..y or the Registrant) was incorporated in Kentucky in 1990 at the direction of the Board of Directors of Citizens Security Life Insurance Company (Citi..

Cooper Industries Ltd. ..ndustries, Ltd., which was incorporated under the laws of Bermuda on May 22, 2001, and became the successor-registrant to Cooper Industries, Inc. on M..

Cree Inc. ..ed in 1987, develops and manufactures semiconductor materials and devices based on silicon carbide (SiC), group III nitrides (GaN) and related compoun..

Cisco Systems Inc. ..ons products and provide services associated with that equipment and its use. Our products are installed at corporations, public institutions, telecom..

Cadbury Schweppes PLC .. registered under the laws of England and Wales as a public limited company. Its registered number is 52457. Its principal executive offices are locat..

Central Bancorp Inc ..ts corporation, was organized by Central Co-operative Bank (Central or the Bank) on September 30, 1998, to acquire all of the capital stock of the Ban..

Cel-Sci Corporation ..ration in 1983. CEL-SCIs principal office is located at 8229 Boone Boulevard, Suite 802, Vienna, VA 22182. CEL-SCIs telephone number is 703-506-9460 a..

Cytyc Corporation ..rds we, us, our and Cytyc refer to Cytyc Corporation and all of its affiliates and subsidiaries taken as a whole, and our board of directors refers to..

Deckers Outdoor Corporation ..ger of innovative, high-quality footwear and the category creator in the sport sandal and luxury sheepskin footwear segments. Our footwear is distinct..

Doral Financial Corporation .. diversified financial services company engaged in mortgage banking, banking (including thrift operations), institutional securities operations and in..

AMCON Distributing Company ..d in Delaware in 1986. The Companys principal executive offices are located at 7405 Irvington Road, Omaha, Nebraska 68122. The telephone number at tha..

Diagnostic Products Corporation ..ures, and markets immuno-diagnostic systems and immunochemistry kits which are used throughout the world in hospital, reference and physicians' office..

Dataram Corporation ..of large capacity memory products primarily used in high performance network servers and workstations. The Company provides customized memory solution..

ECC Capital Corp. ..1, 2004 in the state of Maryland. ECC Capital was formed by Encore Credit Corp. solely for the purpose of effecting a restructuring of Encore Credit C..

EFJ Inc ..ces in this Annual Report on Form 10-K to the Company or EFJ include EFJ, Inc., its predecessor entities, and its subsidiaries, including E.F. Johnson..

Elcor Corporation ..strant, the company and Elk in this report, is a Delaware corporation incorporated in 1965, having its principal executive offices in Dallas, Texas. S..

EMAK Worldwide Inc. ..t otherwise requires, as used herein, EMAK, the Company, we, our, or us, means EMAK Worldwide, Inc., a Delaware corporation and its subsidiaries. Unle..

EOG Resources Inc. ..organized in 1985, together with its subsidiaries, explores for, develops, produces and markets natural gas and crude oil primarily in major producing..

ESPIRITO SANTO FINL GROUP SA ..ces group. Its banking and insurance operations are located primarily in Portugal. At December 31, 2004, the Group had total consolidated assets of ap..

Extreme Networks Inc. ..ries, (collectively referred to as Extreme or the Company and as we, us and our) is a leading provider of network infrastructure equipment for corpora..

Fuel-Tech N.V. ..ech), is a technology company active in the air pollution control and specialty chemical businesses through its wholly owned subsidiary Fuel Tech, Inc..

Federal Trust Corporation ..nized in February 1989 for the purpose of becoming the unitary savings and loan holding company of Federal Trust Bank, a federally-chartered stock sav..

North European Oil Royality Trust ..n behalf of the owners of beneficial interest in the Trust (the unit owners), holds overriding royalty rights covering gas and oil production in certa..

Full House Resorts Inc. ..p of a resort in a mountain area with limited-stakes gaming is not consistent with maximization of the business opportunities available to the Company..

Formula Systems (1985) Ltd. ..e maintain our principal executive offices at 3 Abba Eban Boulevard, Herzlia 46725, Israel and our telephone number is 011-972-9-959-8800. Our agent i..

Forbes Medi-Tech Inc. ..ife sciences company dedicated to the research, development and commercialization of innovative products for the prevention and treatment of cardiovas..

Gaiam Inc. ..ng a broad selection of information, media products and services to customers who value personal development, wellness, ecological lifestyles and resp..

Goodrich Petroleum Corporation ..oodrich) is an independent oil and gas company engaged in the exploration, exploitation, development and production of oil and natural gas properties ..

GB&T Bancshares ..ng company existing under the laws of the State of Georgia. On April 24, 1998, we completed a reorganization of Gainesville Bank & Trust to the curren..

Glimcher Realty Trust ..elf-managed Maryland real estate investment trust (REIT) which was formed on September 1, 1993 to continue the business of The Glimcher Company (TGC) ..

Great Northern Iron Ore Properties .. mineral and nonmineral lands, on the Mesabi Iron Range of Minnesota. The Registrant is a conventional trust organized under the laws of the State of ..

GSE Systems Inc. ..ader in real-time, high fidelity simulation. The Company provides simulation solutions and services to the nuclear and fossil electric utility industr..

Hanover Capital Mortgage Holdings Inc. ..ion to historical information, forward-looking statements that involve known and unknown risks, uncertainties and other important factors that could c..

Hub Intl Ltd ..e providing a broad array of property and casualty, life and health, employee benefits, investment and risk management products and services. We focus..

Manor Care Inc. ..Care and HCR Manor Care, provides a range of health care services, including skilled nursing care, assisted living, subacute medical and rehabilitatio..

CAM Commerce Solutions Inc. ..alifornia in 1983, and reincorporated in Delaware in 1987. Our principal business is to provide total commerce solutions for small to medium size, tra..

Huntsman Corporation .. 2004 to hold the Huntsman businesses. Jon M. Huntsman founded the predecessor to our Company in the early 1970s as a small packaging company. Since t..

Heartland Payment Systems Inc. ..sing services to merchants in the United States. This involves facilitating the exchange of information and funds between merchants and cardholders' f..

Internet Gold Golden Lines Ltd. ..f Israel in April 1992 under the name Euronet Golden Lines (1992) Ltd. In June 1999 we changed our name to Internet Gold - Golden Lines Ltd. We are a ..

Industrial Services of America Inc. ..lle, Kentucky-based logistic management services company that offers total package waste and recycling management services to commercial, industrial a..

Interface Inc. ..and sales of modular carpet, and we are a leading manufacturer and marketer of other products for the interiors market, with a strong presence in the ..

Sanpaolo IMI S.p.A. .. Developments of Sanpaolo IMI Incorporation, Length of Life and Domicile Sanpaolo IMI is incorporated as a limited liability company (Societ per Azion..

Intevac Inc. ..isk sputtering equipment for the thin-film disk industry and a developer of leading technology for extreme low light imaging sensors, cameras and syst..

Irvine Sensors Corporation ..factures and sells miniaturized electronic products for defense, security and commercial applications. We also perform customer-funded contract resear..

Ivanhoe Energy Inc. ..the exploration for and production of oil and gas, enhanced oil recovery and natural gas projects and the application of heavy-to-light (HTL) oil upgr..

J.M. Smucker Company (The) ..ished in 1897 and was incorporated in Ohio in 1921. The Company, often referred to as Smucker's (a registered trademark), operates principally in one ..

Jo-Ann Stores Inc. ..fabrics and one of the largest specialty retailers of crafts, serving customers in their pursuit of apparel and craft sewing, crafting, home decoratin..

Kemet Corporation ..ries is referred to herein as KEMET or the Company is a leading manufacturer of tantalum capacitors, multilayer ceramic capacitors (MLCC), and solid a..

Kinder Morgan Energy Partners L.P. ..mited partnership, is a publicly traded limited partnership that was formed in August 1992. We are the largest publicly traded pipeline limited partne..

Kansas City Southern .. holding company with principal operations in rail transportation. KCS, along with its subsidiaries and affiliates, owns and operates a uniquely posit..

Leap Wireless International Inc. ..oration, and its subsidiaries are collectively referred to in this report as the Company. Leap Wireless International, Inc., or Leap, conducts operati..

PlanetOut Inc. ..ng the lesbian, gay, bisexual and transgender, or LGBT, community, a market expected to have a reported buying power of approximately $610 billion in ..

La-Z-Boy Incorporated ..loral City Furniture in the 1920s and, in 1928, the newly formed company introduced its first recliner. In 1941, the name was changed to La-Z-Boy Chai..

Medis Technologies Ltd. ..manufacturing, marketing and distribution of direct liquid fuel cell products for portable electronic devices, for the consumer (personal and professi..

Mentor Corporation ..n 1969. Our fiscal year ends on March 31, and references to fiscal 2005, fiscal 2004 or fiscal 2003 refer to the years ended March 31, 2005, 2004 or 2..

Max & Ermas Restaurants Inc. ..9) and franchises (23) a chain of 102 Max & Ermas restaurants at December 31, 2005. We are a Delaware corporation organized in 1982, as the successor ..

NetLogic Microsystems Inc. ..ops and markets high performance knowledge-based processors for a variety of advanced Internet, corporate and other networking systems, such as router..

Netease.com Inc. ..n offering search services and free Web-based e-mail starting mid-1997 and early-1998, respectively. In mid-1998, we changed our business model from a..

Overland Storage Inc. ..s Overland Data, Inc. in California in 1980. In June 2002 we changed our name to Overland Storage, Inc. Our principal executive offices are located at..

Planar Systems Inc. ..isplay solutions for customers in medical, industrial, commercial and retailing markets. Products include several flat-panel display technologies and ..

Premier Financial Bancorp Inc. ..ti-bank holding company that, as of March 15, 2005, operates ten banking offices in Kentucky, three banking offices in Ohio, and six banking offices i..

Parametric Technology Corporation ..markets and supports product lifecycle management (PLM) and enterprise content management (ECM) software solutions and related services that help comp..