BofI Holding Inc.

BofI Holding Inc. is listed on NASDAQ (BOFI). BofI Holding, Inc. is the holding company for Bank of Internet USA, a consumer-focused, nationwide savings bank operating primarily through the Internet. We provide a variety of consumer banking services, focusing primarily on gathering retail deposits over the Internet and originating and purchasing multifamily and single family loans for investment. Our bank is distinguished by its design and implementation of an automated Internet-based banking platform and electronic workflow process that affords us low operating expenses and allows us to pass these savings along to our customers in the form of attractive interest rates and low fees on our products. We operate our Internet-based bank from a single location in San Diego, California, currently serving approximately 20,000 retail deposit and loan customers across all 50 states. At June 30, 2005, we had total assets of $609.5 million, loans and mortgage-backed securities of $549.6 million and total deposits of $361.

Bois DArc Energy Inc.

Bois DArc Energy Inc. is listed on NYSE (BDE). ITEMS 1. and 2. BUSINESS AND PROPERTIES General Bois d'Arc Energy, Inc. is a Nevada corporation whose common stock is listed and traded on the New York Stock Exchange. We are a growing independent exploration company engaged in the discovery and production of oil and natural gas in the Gulf of Mexico. Our operations are concentrated in the Gulf of Mexico. Our oil and natural gas properties are estimated to have proved reserves of 323 Bcfe with an estimated PV 10 Value of $1.9 billion as of December 31, 2005 and a standardized measure of discounted future net cash flows of $1.3 billion (see note 1 on page 10 for a discussion of our PV 10 Value and our standardized measure of discounted future net cash flows). Our proved oil and natural gas reserve base is 64% natural gas and 83% proved developed on a Bcfe basis as of December 31, 2005. We served as operator for approximately 98% of our properties based on the PV 10 Value of the related proved reserves.

Centene Corporation .. provides Medicaid and Medicaid-related programs to organizations and individuals through government subsidized programs, including Medicaid, Suppleme..

Central European Distribution Corporation ..stributors of alcoholic beverages in Poland. The Company operates the largest nationwide next-day alcoholic beverage delivery service in Poland throug..

CONMED Corporation ..r Ended December 31, 2002 (Form 10-K) contains certain forward-looking statements (as such term is defined in the Private Securities Litigation Reform..

Cincinnati Bell Inc ..ider of data and voice communications services and equipment and a regional provider of wireless and long distance communications services. The Compan..

Clark Inc. ..dicated to helping companies keep their best people through integrated compensation, benefits, and funding solutions. We design, market, and administe..

Cleco Power LLC ..1998, under the laws of the State of Louisiana. Cleco Corporation holds investments in several subsidiaries, including Cleco Power and Midstream, whic..

Cogent Inc. ..n regarding Management's Discussion and Analysis of Financial Condition and Results of Operations) contains forward-looking statements regarding our b..

Majesco Entertainment Company .. entertainment products in North America. The company designs, manufactures, and markets digital media peripherals and applications. It publishes soft..

CuraGen Corporation ..oking statements, which involve risks and uncertainties. The registrant's actual results could differ materially from those anticipated in these forwa..

CSK Auto Corporation ..e parts and accessories in the Western United States and one of the largest such retailers in the United States, based on store count. We have the num..

Constar International Inc. ..roducer of PET, or polyethylene terephthalate, plastic containers for food and beverages. Constar manufactures PET containers for conventional PET app..

Conversion Services International Inc. .., we, our, and us refer to Conversion Services International, Inc. and our consolidated subsidiaries. We are a technology firm providing professional ..

Cutera Inc. ..lGlide, Xeo and Solera families of products for aesthetic treatments. Our easy-to-use families of laser and other light-based products enable dermatol..

DAG Media Inc. ..s directories for domestic niche markets, in the nation. Our principal source of revenue comes from the sale of ads in these directories. As a sales i..

Dectron International Inc. .. us, our and we refer to Dectron Internationale, Inc. and its wholly-owned subsidiaries including: (i) Dectron, Inc. (ii) Dectron USA, (iii) RefPlus, ..

Daily Journal Corp. (S.C.) ..ering California, Arizona and Nevada, as well as the California Lawyer and 8-K magazines, and produces several specialized information services. It al..

Distribucion y Servicio ..permarket company in terms of sales, with an estimated market share in the hypermarket and supermarket industry of 34% for 2004. With over a century o..

Diamondrock Hospitality Company ..committed to maximizing shareholder value through investing in premium full-service hotels and, to a lesser extent, premium urban select-service hotel..

Dixie Group Inc. (The) ..nufacturing and selling carpet and rugs to high-end residential and commercial customers through the Fabrica International, Masland Carpets and the Di..

ENGlobal Corporation ..ring services and systems principally to the petroleum refining, petrochemical, pipeline, production and process industries throughout the United Stat..

Enterprise GP Holdings L.P. ..The primary business purpose of Enterprise Products GP is to manage the affairs and operations of Enterprise Products Partners, a North American midst..

Embarcadero Technologies Inc. ..er of data lifecycle management solutions that help companies build, optimize, test, and manage their critical data, database, and application infrast..

Empresa Nacional de Electricidad S.A. ..ny The Company is a publicly held limited liability stock company incorporated under the laws of the Republic of Chile on December 1, 1943 with the le..

Electroglas Inc. ..quipment and software to the global semiconductor industry. We were incorporated in Delaware on April 1, 1993, to succeed the wafer prober business co..

Euroweb International Corp. ..e corporation which was organized on November 9, 1992. It was a development stage company through December 31, 1993. The Company operates in Hungary, ..

E-Z-EM Inc. .. used by radiologists, gastroenterologists and speech language pathologists primarily in screening for and diagnosing diseases and disorders of the ga..

First Commonwealth Financial Corporation ..rporated as a Pennsylvania business corporation on November 15, 1982, and is registered as a bank holding company under the Bank Holding Company Act o..

FBL Financial Group Inc. ..d annuity products principally under the consumer brand names Farm Bureau Financial Services and EquiTrust Financial Services. These brand identities ..

Flamel Technologies S.A. ..y principally engaged in the development of two unique polymer-based delivery technologies for medical applications. Our Micropump® technology is a mu..

Foster Wheeler Ltd. .. of Bermuda and is a holding company that owns the stock of its various subsidiary companies. Except as the context otherwise requires, the terms Fost..

First Regional Bancorp ..ecutive offices at 1801 Century Park East, Los Angeles, California 90067. The Company was incorporated in California as Great American Bancorp on Febr..

Fusion Telecommunications International Inc. ..ther Internet services to, from and within emerging markets in Asia, the Middle East, Africa, the Caribbean, and Latin America. With our lead product,..

Globecomm Systems Inc. ..ated in Delaware in August 1994. We provide end-to-end value-added satellite-based communication solutions by leveraging our core satellite ground seg..

GenTek Inc. New ..bsidiaries manufacture industrial components and performance chemicals. GenTeks subsidiaries operate through two primary business segments: manufactur..

Global Industries Ltd. ..e construction, platform installation and removal, diving services, and construction support to the offshore oil and gas industry in the United States..

GenVec Inc. ..developing innovative gene-based therapeutics to treat cancer, heart disease and vision loss. Our lead product candidates address significant markets ..

Governor and Company of the Bank of Ireland (The) ..eland was established as a chartered corporation by an Act of the Irish Parliament of 1781-2 and by a Royal Charter of King George III in 1783. The Ba..

GLOBAL SIGNAL INC .. Inc., is one of the largest wireless communications tower owners in the United States, based on the number of towers owned. On June 2, 2004, we compl..

Hawaiian Electric Industries Inc. .. State of Hawaii and is a holding company with its principal subsidiaries engaged in the electric utility, banking and other businesses operating prim..

HEI Inc. ..ated as Hybrid Electronics Inc. in 1968. We changed our name to HEI, Inc. in 1969. On January 24, 2003, we acquired certain assets and assumed certain..

Hancock Holding Company ..ny, provides community banking services to individuals and small to middle market businesses primarily in Mississippi, Louisiana, and Florida. It offe..

Hercules Technology Growth Capital Inc. ..ebt and equity growth capital to technology-related and life sciences companies at all stages of development. We primarily finance privately-held comp..

Henry Schein Inc. ..cts and services primarily to office-based healthcare practitioners in the combined North American and European markets. We serve more than 475,000 cu..

Hearst-Argyle Television Inc. ..try's largest independent, or non-network-owned, television station groups. Headquartered in New York City, we own or manage 28 television stations re..

ImmuCell Corporation ..rving veterinarians and producers in the dairy and beef industries with innovative and proprietary products that improve animal health and productivit..

Infrasource Services Inc. ..rving the utility transmission and distribution infrastructure in the United States based on market share. We operate in two business segments. Our pr..

Immtech International Inc. ..mpany advancing the development and commercialization of oral drugs to treat infectious diseases and extending its proprietary aromatic cation technol..

InterVoice Inc. ..tomation and data management solutions used by enterprises and communication network operators to automate and personalize their customers' access to ..

International Paper Company ..hich may be referred to as we or us), is a global forest products, paper and packaging company that is complemented by an extensive distribution syste..

International Speedway Corporation ..ment activities in the United States . The general nature of our business is a motorsports themed amusement enterprise; furnishing amusement to the pu..

iVOW Inc. ..chnologies, Inc., was founded in 1993 primarily to develop advanced visualization technologies for complex minimally invasive surgical procedures. It ..

John Wiley & Sons Inc. ..the state of New York on January 15, 1904. (As used herein the term Company means John Wiley & Sons, Inc., and its subsidiaries and affiliated compani..

Korea Telecom Corporation ..n 1981, the Government established us under the Korea Telecom Act to operate the telecommunications services business that it previously directly oper..

Kenneth Cole Productions Inc. ..95 (the Reform Act) and Section 21E of the Securities Exchange Act of 1934 provides a safe harbor for forward-looking statements made by or on behalf ..

Koor Industries Ltd. .. existing under the laws of the State of Israel. We were initially incorporated in 1944 and our full legal and commercial name is Koor Industries Ltd...

Key Tronic Corporation ..ashington corporation organized in 1969, and its subsidiaries (hereinafter collectively called the Company, Key Tronic, or we unless the context other..

Lincoln National Corporation .. which operates multiple insurance and investment management businesses through subsidiary companies. LNC was organized under the laws of the state of..

Liberty Property Trust ..istered and self-managed Maryland real estate investment trust (a REIT). Substantially all of the Trust's assets are owned directly or indirectly, and..

LSB Financial Corp. ..corporation which was organized in 1994 by Lafayette Savings Bank, FSB (Lafayette Savings) for the purpose of becoming a thrift institution holding co..

Lubys Inc. .. originally incorporated in Texas in 1959 and was reincorporated in Delaware on December 31, 1991. The Companys corporate offices are located at 13111..

Matria Healthcare Inc. .. comprehensive, integrated disease management services and related products that offer cost-saving solutions for many of the most costly medical condi..

MGI PHARMA Inc. ..ncology-focused biopharmaceutical company that acquires, develops and commercializes proprietary pharmaceutical products that meet cancer patient need..

Magellan Petroleum Corporation .. the sale of oil and gas and the exploration for and development of oil and gas reserves. At June 30, 2005, MPC's principal asset was a 55.125% equity..

Milacron Inc. ..tics-processing industries and a leading supplier of premium metalworking fluids. By offering advanced technology and superior aftermarket service and..

NewMarket Corporation ..on (Ethyl) unanimously recommended and Ethyl's shareholders approved a new holding company structure. Upon establishment of the holding company struct..

NetSol Technologies Inc. ..tion technology (IT) and business consulting services provider for the lease and finance, banking and financial services industries. Since it was foun..

Owens-Illinois Inc. ..s the successor to a business established in 1903. The Company is one of the worlds leading manufacturers of packaging products (based on sales revenu..

Paychex Inc. ..vider of comprehensive payroll and integrated human resource and employee benefits outsourcing solutions for small- to medium-sized businesses. Payche..

Progenics Pharmaceuticals Inc. ..ical company focusing on the development and commercialization of innovative therapeutic products to treat the unmet medical needs of patients with de..

Pool Corporation ..e world's largest wholesale distributor of swimming pool supplies, equipment and related leisure products. The Company was incorporated in the State o..

P.A.M. Transportation Services Inc. ..ces in this Annual Report on Form 10-K to P.A.M., the Company, we, our, or us mean P.A.M. Transportation Services, Inc. and its subsidiaries. We are a..

Rurban Financial Corp .. bank holding company under the Bank Holding Company Act of 1956, as amended, and is subject to regulation by the Board of Governors of the Federal Re..