Community Central Bank Corp.

Community Central Bank Corp. is listed on NASDAQ (CCBD). GENERAL. Community Central Bank Corporation , a Michigan corporation, is the holding company for Community Central Bank in Mount Clemens, Michigan. The Corporation and Bank opened for business in October 1996 and serve businesses and consumers across Macomb, Oakland and St. Clair counties with a full range of lending, deposit, and Internet banking services. The Bank, a Michigan state chartered bank, operates two full service facilities, one in Mount Clemens and the other in Rochester Hills, Michigan. The Corporation and the Bank also own a mortgage company, Community Central Mortgage Company, LLC, which operates locations in the Detroit metropolitan area. The Corporation is subject to regulation by the Board of Governors of the Federal Reserve System. The Bank is subject to extensive regulation by the Michigan Office of Financial and Insurance Services (OFIS) and by the Federal Deposit Insurance Corporation (FDIC).

Community Financial Corp.

Community Financial Corp. is listed on NASDAQ (CFFC). Community Financial Corporation (Community) is a Virginia corporation, which owns Community Bank (the Bank or Community Bank). The Bank was organized in 1928 as a Virginia-chartered building and loan association, converted to a federally-chartered savings and loan association in 1955 and to a federally-chartered savings bank in 1983. In 1988, Community Bank converted to the stock form of organization through the sale and issuance of shares of our common stock. References throughout this Form 10-K to the Company generally include the Bank, unless the context otherwise requires. Our principal asset is the outstanding stock of Community Bank, our wholly owned subsidiary. Our common stock trades on The Nasdaq Stock Market under the symbol CFFC. In November, 1997 Community Bank established Community First Mortgage Corporation (Community First), a wholly owned mortgage banking subsidiary to originate and sell mortgage loans.

Del Monte Foods Company ..diaries (Del Monte,) is one of the country's largest producers, distributors and marketers of premium quality, branded and private label food and pet ..

Washington Mutual Inc. ..ual, Inc. (together with its subsidiaries, Washington Mutual,) is a retailer of financial services to consumers and small businesses. Based on our con..

DOV Pharmaceutical Inc. ..discovery, in-licensing, development and commercialization of novel drug candidates for central nervous system, or CNS, and other disorders, including..

Dillards Inc. ..rant) is an outgrowth of a department store originally founded in 1938 by William Dillard. The Company was incorporated in Delaware in 1964. The Compa..

Brinker International Inc. ..d in the ownership, operation, development and franchising of the Chilis Grill & Bar (Chilis), Romanos Macaroni Grill (Macaroni Grill), Maggianos Litt..

EuroTrust A-S ..rganized in 1986 under the Danish Act on Limited Companies of the Kingdom of Denmark. Originally, we were organized under the name Telepartner A-S. In..

Endesa S.A. .. the laws of the Kingdom of Spain. Our ordinary shares are publicly traded on the Madrid, Barcelona, Bilbao and Valencia stock exchanges and the Santi..

Eltek Ltd. ..f Israel on January 1, 1970. We are a public limited liability company under the Israeli Companies Law 5759-1999 and operate under this law and associ..

Entercom Communications Corporation ..nies in the United States based on revenues. We operate in 20 markets, including Boston, Seattle, Denver, Portland, Sacramento, Kansas City, Indianapo..

Escalon Medical Corp. ..corporation initially incorporated in California in 1987, and reincorporated in Pennsylvania in November 2001. Within this document, the Company colle..

Excel Maritime Carriers Ltd. ..a shipping company specializing in the world-wide seaborne transportation of dry bulk cargoes. We were incorporated under the laws of the Republic of ..

First Community Bank Corporation of America (FL) ..as defined by Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. These forward-looking statements invol..

First Defiance Financial Corp. .. a unitary thrift holding company that, through its subsidiaries, focuses on traditional banking and property and casualty, life and group health insu..

FedFirst Financial Corporation ..tered savings and loan holding company established in 1999 to be the holding company for First Federal Savings Bank, a federally chartered savings ban..

Fleetwood Enterprises Inc. ..ing both recreational vehicles and manufactured housing. In fiscal 2005, we sold 50,746 recreational vehicles. In calendar 2004, we held a 15.3 percen..

First National Lincoln Corporation ..ed under the general business laws of the State of Maine on January 15, 1985, for the purpose of becoming the parent holding company of The First Nati..

Fidelity Bankshares Inc. ..n which, on May 15, 2001, became the holding company parent of Fidelity Federal Bank & Trust, following the completion of the second step mutual-to-st..

Forward Air Corporation .. transportation and related logistics services to the North American deferred air freight market. We offer our customers scheduled surface transportat..

Global Cash Access Holdings Inc. ..pany, the principal asset of which is the capital stock of Global Cash Access, Inc. Global Cash Access, Inc. directly or indirectly owns all of the as..

Global Imaging Systems Inc. ..this annual report, the terms Global, Company, our, or we refer to Global Imaging Systems, Inc. and its subsidiaries. General We are one of the leadin..

General Motors Corporation ..y reference to the indicated pages in Part II: Item Page(s) Wholesale Volumes II-6 through II-9 Employment and Payrolls II-16 Note 24 to the GM Consol..

Gander Mountain Company ..ailer offering a broad assortment of competitively priced merchandise that caters to the needs of outdoor lifestyle enthusiasts, with a particular foc..

SANTANDER BANCORP ..olding company, registered under the Bank Holding Company Act of 1956, as amended and, accordingly, subject to the supervision and regulation by the F..

Great Southern Bancorp Inc. ..is a financial holding company which, as of December 31, 2003, owned directly all of the stock of Great Southern Bank (Great Southern or the Bank) and..

HealthAxis Inc. ..lly integrated solutions and services for health benefit administrators and health insurance claim processors. These solutions, which are comprised of..

Hanover Compressor Company .., together with its subsidiaries, is a global market leader in the full service natural gas compression business and is also a leading provider of ser..

Double Eagle Petroleum Company ..Wyoming Corporation on January 13, 1972, and reincorporated in February 2001 in the State of Maryland, explores for, develops, produces and sells crud..

Home Federal Bancorp Inc. ..rally chartered stock corporation at the direction of Home Federal Savings and Loan Association of Nampa (Association) in connection with its mutual h..

Hungarian Telephone & Cable Corp. ..ed in Delaware in 1992 as a holding company with the intention of acquiring concessions from the government of the Republic of Hungary to own and oper..

Ibis Technology Corporation .. within the meaning of the safe harbor provisions of the Private Securities Litigation Reform Act of 1995 that relate to future events or our future f..

ICTS International N.V. ..nces herein to the Company include ICTS International N.V. (ICTS), its consolidated subsidiaries, Demco Consultants, Ltd. (Demco), an Israeli affiliat..

IDM Pharma Inc. ..rein, the following discussion contains forward-looking statements that involve risks and uncertainties. These statements reflect management's current..

Immunomedics Inc. ..focused on the development of monoclonal antibody-based products for the targeted treatment of cancer, autoimmune and other serious diseases. We have ..

Insmed Inc. .. focused on the development and commercialization of drug products for the treatment of metabolic diseases and endocrine disorders. Currently, our dev..

International Shipholding Corporation ..pany refer to International Shipholding Corporation and its subsidiaries. Through our subsidiaries, we operate a diversified fleet of U.S. and foreign..

Illinois Tool Works Inc. .. and incorporated in 1915. The Company is a worldwide manufacturer of highly engineered products and specialty systems. The Company has approximately ..

Jack In The Box Inc. .. franchises Jack in the Box® quick-service hamburger restaurants and Qdoba Mexican Grill® (Qdoba) fast-casual restaurants. In fiscal 2005, we generate..

J. Alexanders Cp ..and, as of January 2, 2005, operated as a proprietary concept 27 J. Alexander's full-service, casual dining restaurants located in Alabama, Colorado, ..

KCS Energy Inc. ..dependent oil and gas company engaged in the acquisition, exploration, development and production of natural gas and crude oil. Our properties are pri..

KMG Chemicals Inc. .. of the largest sellers of industrial wood preserving chemicals in the United States. We also sell animal health pesticides and agricultural herbicide..

Kronos Incorporated ..sachusetts corporation. As part of our workforce management solution, we develop, manufacture, and market human resources, payroll, scheduling, absenc..

Lynch Corporation .. laws of the State of Indiana, is a diversified holding company with subsidiaries engaged in manufacturing. The Companys executive offices are located..

Lancaster Colony Corporation .. is a diversified manufacturer and marketer of consumer products including specialty foods for the retail and foodservice markets; glassware and candl..

Lifecore Biomedical Inc. ..biomaterials and medical devices for use in various surgical markets. The Company was incorporated in the State of Minnesota in 1965. The Company oper..

Louisiana-Pacific Corporation ..leading manufacturer and distributor of building products. As of December 31, 2004, we had approximately 6,500 employees and operated 34 facilities in..

Lexmark International Inc. ..re corporation and the surviving company of a merger between itself and its former parent holding company, Lexmark International Group, Inc., (Group) ..

Mobile TeleSystems ..Development Mobile TeleSystems CJSC, or MTS CJSC, our predecessor, was formed in 1993. The founding shareholders included MGTS and three other Russian..

Medicis Pharmaceutical Corporation ..its wholly owned subsidiaries is a leading specialty pharmaceutical company focusing primarily on helping patients attain a healthy and youthful appea..

METALICO INC ..h eight operating subsidiaries in two distinct business segments: (a) ferrous and non-ferrous scrap metal recycling (Scrap Metal Recycling), and (b) l..

Met-Pro Corporation .. State of Delaware on March 30, 1966 and reincorporated in the State of Pennsylvania on July 31, 2003, manufactures and sells product recovery and pol..

Micron Technology Inc. ..n and other forward-looking statements that involve a number of risks and uncertainties. Forward-looking statements include, but are not limited to, s..

Monmouth Real Estate Investment Corporation ..corporation operating as a qualified real estate investment trust (REIT) under Sections 856-860 of the Internal Revenue Code (the Code), and intends t..

Marlin Business Services Corp. ..g solutions primarily to small businesses. We finance over 60 categories of commercial equipment important to our end user customers, including copier..

MannKind Corporation ..annKind, we, company, us and our refer to MannKind Corporation and its subsidiary. Technospherc® and MedTone® are our registered trademark in the Unit..

Minerals Technologies Inc. ..hnology-based company that develops, produces and markets worldwide a broad range of specialty mineral, mineral-based and synthetic mineral products a..

Max Re Capital Ltd. ..therwise requires, all references in this Annual Report on Form 10-K to we, us, our and similar expressions are references to Max Re Capital Ltd. and ..

NACCO Industries Inc. ..ding company with three principal businesses: lift trucks, housewares and mining. (a) NACCO Materials Handling Group. NACCO Materials Handling Group c..

NGP Capital Resources Company ..uly 2004 as a Maryland corporation to invest primarily in small and mid-size energy companies, which we generally define as companies that have net as..

National Medical Health Card Systems Inc. ..e read in conjunction with the information elsewhere in this Form 10-K. References in this Form 10-K to we, our, us, or the Company, refer to NMHC. Ge..

Neurocrine Biosciences Inc. ..rugs for the treatment of neurological and endocrine-related diseases and disorders. Our product candidates address some of the largest pharmaceutical..

NSTAR ..d through its subsidiaries in the energy delivery business serving approximately 1.4 million customers in Massachusetts, including approximately 1.1 m..

Old Line Bancshares Inc. (MD) ..he laws of the State of Maryland on April 11, 2003 to serve as the holding company of Old Line Bank. On May 22, 2003, the stockholders of Old Line Ban..

OccuLogix Inc. ..o commercialize innovative treatments for eye diseases, including age-related macular degeneration, or AMD. AMD is the leading cause of late onset vis..

Pfeiffer Vacuum Technology AG ..y AG is domiciled at Berliner Strasse 43, D-35614 Asslar, Germany; telephone: +49-(0)6441-802-0, fax: +49-(0)6441-802-202, http:-www.pfeiffer-vacuum.n..

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Psychemedics Corporation ..n organized on September 24, 1986 to provide testing services for the detection of abused substances through the analysis of hair samples. The Company..

Quebecor World Inc. ...1 BUSINESS OVERVIEW 2.1.1 Our Business We are one of the largest commercial print media services companies in the world and one of the few commercial..

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