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Capital City Bank Group

Capital City Bank Group is listed on NASDAQ (CCBG). Capital City Bank Group, Inc. (CCBG), is a financial holding company registered under the Gramm-Leach-Bliley Act of 1999 (Gramm- Leach-Bliley Act) and is subject to the Bank Holding Company Act of 1956. CCBG was organized under Florida law on December 13, 1982, to acquire five national banks and one state bank that all subsequently became part of CCBGs bank subsidiary, Capital City Bank (CCB or the Bank). At December 31, 2004, the Company had consolidated total assets of $2.4 billion and shareowners equity of $256.8 million. Its principal asset is the capital stock of the Bank. CCB accounted for approximately 100% of the consolidated assets at December 31, 2004, and 100% of consolidated net income of the Company for the year ended December 31, 2004.

Capital Corp of the West

Capital Corp of the West is listed on NASDAQ (CCOW). In addition to historical information, this discussion and analysis includes certain forward-looking statements that are subject to risks and uncertainties and include information about possible or assumed future results of operations. Many possible events or factors could affect the future financial results and performance of the Company. This could cause results or performance to differ materially from those expressed in our forward-looking statements. Words such as expects, anticipates, believes, estimates, intends, plans, assumes, projects, predicts, forecasts, variations of such words and other similar expressions are intended to identify such forward-looking statements. These statements are not guarantees of future performance and involve certain risks, uncertainties and assumptions which are difficult to predict.

CMGI Inc. ..aries, CMGI), through its ModusLink subsidiary, provides industry-leading global supply chain management services and marketing distribution solutions..

Casual Male Retail Group Inc. ..ubsidiaries is the largest specialty retailer of big & tall men's apparel with retail operations throughout the United States, Canada and London, Eng..

Cohu Inc. ..aws of California in 1947, as Kalbfell Lab, Inc. and commenced active operations in the same year. Its name was changed to Kay Lab in 1954. In 1957, C..

Correctional Properties Trust ..elf-managed real estate investment trust or REIT that acquires correctional and detention facilities from both private prison owners and operators and..

Cryptologic Inc. ..ation under the Business Corporations Act (Ontario) effective March 7, 1996 pursuant to an amalgamation agreement dated January 19, 1996 between Inter..

Commtouch Software Ltd. ..uch Software Ltd., and its principal executive offices are located at 1A Hazoran Street, Poleg Industrial Park, P.O.Box 8511, Netanya 42504, Israel, w..

CoTherix Inc. .. licensing, developing and commercializing therapeutic products for the treatment of cardiopulmonary and other chronic diseases. We began selling our ..

Central Virginia Bankshares Inc. ..res, Inc. was incorporated as a Virginia corporation on March 7, 1986, solely to acquire all of the issued and outstanding shares of Central Virginia..

CyberSource Corporation ..ure electronic payment and risk management solutions to organizations that process orders for goods and services over the Internet. CyberSource's paym..

Deltic Timber Corporation ..sources company engaged primarily in the growing and harvesting of timber and the manufacture and marketing of lumber. Deltic owns approximately 436,3..

Digene Corporation .. gene-based diagnostic tests for the screening, monitoring and diagnosis of human diseases. Our primary focus is in women's cancers and infectious dis..

Digital Angel Corporation ..ompany, and Digital Angel Corporation mean Digital Angel Corporation and our subsidiaries, unless the context otherwise requires. Overview We were inc..

Dun & Bradstreet Corporation (The) ..usiness information, tools and insight, and has enabled customers to Decide with ConfidenceTM for over 160 years. D&B's proprietary DUNSRightTM qualit..

DTE Energy Company ..ichigan. Our utility operations consist primarily of Detroit Edison and MichCon. We also have numerous non-utility subsidiaries engaged in energy mark..

Eagle Hospitality Properties Trust Inc ..f-advised real estate investment trust (REIT) that has recently been formed to pursue investment opportunities in the full-service and all-suites hote..

Educate Inc. ..utoring and other supplemental education services to pre-kindergarten through twelfth grade, or pre-K-12, students. For over 25 years, we have provide..

Elron Electronic Industries Ltd. ..ny that operates through our group companies in two reportable segments, namely: (i) the systems and projects segment, through Elron TeleSoft Ltd. and..

Encore Medical Corporation .., and our wholly owned subsidiaries is a diversified orthopedic device company with leading positions in many of the markets in which we compete. We d..

Enterprise Products Partners L.P. ..ompany providing a wide range of services to producers and consumers of natural gas, natural gas liquids or NGLs, and crude oil, and we are an industr..

Embratel Participacoes SA ..argest telecommunications services providers, operating domestic and international long distance, data communications and local services. Embratel Hol..

CORPORATE OFFICE PPTYS TR ..d real estate investment trust (REIT) that focuses on the ownership, management, leasing, acquisition and development of suburban office properties. W..

First Bancshares Inc. ..uri corporation, was incorporated on September 30, 1993 for the purpose of becoming the holding company for First Home Savings Bank (First Home or the..

First Federal Bancshares of Arkansas Inc. ..ederal Bancshares of Arkansas, Inc. is a Texas corporation organized in January 1996 by First Federal Bank of Arkansas, FA (First Federal or the Bank..

Fisher Communications Inc. ..ooking statements that involve known and unknown risks and uncertainties, such as statements of our plans, objectives, expectations, and intentions. W..

MTC Technologies Inc. ..e in April 2002 and holds all of the capital stock of MTC Technologies, Inc., an Ohio corporation incorporated in 1985 that was formerly known as Mode..

Furniture Brands International Inc. ..ection of John T. (Tom) Foy as President and Chief Operating Officer of the Company. On February 13, 2004, the Company announced the appointment of Ra..

Federal Signal Corporation ..eincorporated as a Delaware Corporation in 1969. The Company is a worldwide manufacturer and supplier of street cleaning, vacuum loader and refuse col..

Stride Rite Corporation (The) ..ration founded in 1919, is a leading designer and marketer of high quality children's footwear in the United States and is a major designer and market..

Genitope Corporation ..arch and development of novel immunotherapies for the treatment of cancer. Immunotherapies are treatments that utilize the immune system to combat dis..

Giga-tronics Incorporated ..Giga-tronics Instrument Division, ASCOR, Inc. (ASCOR), and Microsource, Inc. (Microsource). In the first quarter of fiscal 2004, Giga-tronics elected ..

Golden Telecom Inc. ..grated telecommunication and Internet services in major population centers throughout Russia and other countries of the Commonwealth of Independent St..

Grupo Aeroportuario del Sureste S.A. de C.V. ..ASUR, is a corporation (sociedad anonima de capital variable) organized under the laws of Mexico. We were incorporated in 1998 as part of the Mexican ..

Granite City Food & Brewery Ltd. .. on-premises breweries under the name Granite City Food & Brewery®. Our activities through June 1999 were related to the development of our restaurant..

Wellsford Real Properties Inc. .. collectively) was formed as a Maryland corporation on January 8, 1997, as a corporate subsidiary of Wellsford Residential Property Trust (the Trust)...

Hudson Highland Group Inc. ..largest specialized professional staffing, retained executive search and human capital solutions providers. The Company provides professional staffing..

Harte-Hanks Inc. ..tive marketing services company that provides end-to-end customer relationship management (CRM), related marketing services solutions and shopper publ..

Hilton Hotels Corporation ..h its subsidiaries, in the ownership, management and development of hotels, resorts and timeshare properties and the franchising of lodging properties..

Holly Corporation ..ly Corporation and its consolidated subsidiaries. In accordance with the Securities and Exchange Commission's (SEC) Plain English guidelines, this Ann..

Hershey Foods Corporation ..iaries and entities in which it has a controlling financial interest are engaged in the manufacture, distribution and sale of confectionery, snack, r..

Integral Systems Inc. ..stems and equipment for command and control, integration and test, data processing, and simulation. Since its inception in 1982, the Company has provi..

i2 Technologies Inc. ..fied by the sections captioned Forward-Looking Statements and Factors That May Affect Future Results in Item 7. Managements Discussion and Analysis of..

Investment Technology Group Inc. .. as a Delaware corporation on July 22, 1983. Its principal subsidiaries include: (1) ITG Inc. and AlterNet Securities, Inc. (AlterNet), United States ..

IMA Exploration Inc. .. the Company has been engaged, through its subsidiaries, in the acquisition and exploration of mineral properties, with a primary focus in Argentina a..

Innodata Isogen Inc ..services that help organizations create, manage, use and distribute information more effectively and economically. We provide outsourced content servi..

Interpool Inc. ..et, utilization of the leasing equipment or the rental rates per day that are set forth in this Annual Report on Form 10-K include our equipment, incl..

Intertape Polymer Group Inc. ..General Intertape Polymer Group is a leader in the specialty packaging industry in North America. It develops, manufactures and sells a variety of spe..

Jennifer Convertibles Inc. .. term we or any derivation thereof, we mean Jennifer Convertibles Inc., a Delaware corporation, and its direct or indirect subsidiaries. Business Over..

Callon Petroleum Company ..xploration, development, acquisition and production of oil and gas properties since 1950. Our properties are geographically concentrated primarily off..

Kirby Corporation ..anuary 31, 1969 as a subsidiary of Kirby Industries, Inc. (Industries). The Company became publicly owned on September 30, 1976 when its common stock ..

Kroger Company (The) ..d in 1902. As of January 29, 2005, the Company was one of the largest retailers in the United States based on annual sales. The Company also manufactu..

Kilroy Realty Corporation ..ment trust, or REIT, which owns, operates, develops, and acquires Class A suburban office and industrial real estate in key suburban submarkets, prima..

Labor Ready Inc. .. State of Washington and began operations in 1989. We are an international provider of temporary employees for manual labor jobs. During 2004, we serv..

Libbey Inc. ..eware products in the U.S. and Canada, in addition to supplying to other key export markets. We were established in 1818 and are the largest manufactu..

Lithia Motors Inc. .. Risk Factors, Management's Discussion and Analysis of Financial Condition and Results of Operations and Business and elsewhere in this Form 10-K cons..

Longs Drug Stores Corporation ..in Oakland, California by two brothers, Tom and Joe Long. Today, we operate in two business segments, retail drug stores and, through our RxAmerica su..

Lightbridge Inc. ..and supports products and services primarily for businesses that sell products or services online and for communications providers. Lightbridge's four..

National Mercantile Bancorp ..e principal assets are the capital stock of two bank subsidiaries: Mercantile National Bank (Mercantile) and South Bay Bank, N.A. (South Bay). Nationa..

Madeco SA ..lic of Chile in 1944 as a sociedad annima abierta, or open stock corporation, and operates under the laws of Chile. The Company also has operations in..

Midwest Air Group Inc. ..he State of Wisconsin in 1996. It is a holding company and its principal subsidiary is Midwest Airlines, Inc., (Midwest Airlines). Midwest Airlines cu..

Middlesex Water Company ..r utility company in 1897 and owns and operates regulated water utility systems in central and southern New Jersey and in Delaware as well as a regula..

Mamma.com Inc ..n July 5, 1985, pursuant to the Business Corporations Act (Ontario), promulgated under the laws of the Province of Ontario, Canada. The Company's prin..

M&T Bank Corporation ..York business corporation which is registered as a bank holding company under the Bank Holding Company Act of 1956, as amended (BHCA) and under Articl..

Network Equipment Technologies Inc. ..ss as net.com since 2000, is a global provider of networking technology platforms that are used for mission-critical communications solutions and adap..

National Research Corporation .. a leading provider of ongoing survey-based performance measurement, analysis, tracking and improvement services to the healthcare industry in the Uni..

Quanta Capital Holdings Ltd. ..we, us or our refer to Quanta Capital Holdings Ltd. and its subsidiaries and branch, which include, Quanta Reinsurance Ltd., Quanta U.S. Holdings Inc...