Coventry Health Care Inc.

Coventry Health Care Inc. is listed on NYSE (CVH). We are a leading publicly traded managed health care company with 2.5 million members as of December 31, 2004. We operate a diversified portfolio of local market health plans serving 15 markets, primarily in the Mid-Atlantic, Midwest and Southeast United States. Our health plans are operated under the names Altius Health Plans, Carelink Health Plans, Coventry Health Care, Coventry Health and Life, Group Health Plan, HealthAmerica, HealthAssurance, HealthCare USA, OmniCare, PersonalCare, SouthCare, Southern Health and WellPath. Our health plans generally are located in small to mid-sized metropolitan areas. Coventry was incorporated under the laws of the State of Delaware on December 17, 1997 and is the successor to Coventry Corporation, which was incorporated on November 21, 1986.

Cowlitz Bancorporation

Cowlitz Bancorporation is listed on NASDAQ (CWLZ). Cowlitz Bancorporation was organized in 1991 under Washington law to become the holding company for Cowlitz Bank, a Washington state chartered bank that commenced operations in 1978. The principal executive offices of the Company are located in Longview, Washington. Cowlitz Bank operates four branches in Cowlitz County in southwest Washington. Outside of Cowlitz County, the Bank does business under the name Bay Bank with branches in Bellevue, Washington, and Portland, Oregon, a loan production office in Vancouver, Washington, and a limited service branch in a retirement center in Wilsonville, Oregon. The Oregon branches of Bay Bank previously operated under the name Northern Bank of Commerce (NBOC). Cowlitz Bank also provides mortgage banking services through its Bay Mortgage division with offices in Longview and Vancouver, Washington.

DUSA Pharmaceuticals Inc. .. in the research, development and marketing of our first drug in combination with light devices to treat or detect a variety of conditions in processe..

Encore Capital Group Inc ..diaries (Encore) is a systems-driven purchaser and manager of charged-off consumer receivables portfolios. Encore acquires these portfolios at deep di..

ENI S.p.A. ..ged in the oil and gas, electricity generation, petrochemicals, oilfield services and engineering industries. Eni has operations in about 70 countries..

Syngenta AG ..9 under the laws of Switzerland and became a public company in November 2000. Syngenta is domiciled in and governed by the laws of Switzerland. It has..

Refac .. 1952 and is referred to herein as the Company or Registrant. For most of its history, the Company was engaged in intellectual property licensing acti..

Erie Indemnity Company ..ion that operates predominantly as the management services company that provides sales, underwriting and policy issuance services to the policyholders..

Espey Mfg. & Electronics Corp. ..a Springs, New York, is engaged principally in the development, design, production and sale of specialized electronic power supplies, a wide variety o..

Exar Corporation ..ets high-performance, high-bandwidth physical interface and access control solutions that facilitate the aggregation and transport of signals in acces..

Friendly Ice Cream Corporation .. 1968 until January 1979, at which time it was acquired by Hershey Foods Corporation (Hershey). In 1988, The Restaurant Company (TRC), an investor gro..

Franklin Resources Inc. ..company, which is registered as a bank holding company under the Bank Holding Company Act of 1956, as amended (the BHC Act), and as a financial holdin..

Finlay Enterprises Inc. ..conducts business through its wholly-owned subsidiary, Finlay Fine Jewelry Corporation, a Delaware corporation, and its wholly-owned subsidiaries (Fin..

FNB Corporation ..a Virginia corporation, (FNB), was organized in 1996 as a bank holding company for First National Bank, a national banking association formed in 1905...

FPB Bancorp Inc. ..mber 3, 2001, FPB acquired all of the issued and outstanding stock of First Peoples Bank in a one-for-one share exchange. As of December 31, 2004, FPB..

Frischs Restaurants Inc. ..egional company that operates full service family-style restaurants under the name Frisch's Big Boy. The Company also operates grill buffet style rest..

Frontier Oil Corporation .. Form 10-K refer to Frontier Oil Corporation and its subsidiaries, except where it is clear that those terms mean only the parent company. When we use..

Gehl Company ..utes and finances equipment used in the light construction and the agricultural industries. Construction equipment is comprised of skid loaders, teles..

GulfMark Offshore Inc. ..that provides offshore marine services primarily to companies involved in offshore exploration and production of oil and natural gas. Our vessels tran..

Gamestop Corporation ..etailer of video game products and PC entertainment software. We sell new and used video game hardware, video game software and accessories, as well a..

Gorman-Rupp Company (The) .. sells pumps and related equipment (pump and motor controls) for use in water, wastewater, construction, industrial, petroleum, original equipment, ag..

Gerber Scientific Inc. ..d customer solutions to the worlds sign making and specialty graphics, apparel and flexible materials, and ophthalmic lens processing industries. The ..

Goldman Sachs Group Inc. (The) ..ng, securities and investment management firm that provides a wide range of services worldwide to a substantial and diversified client base that inclu..

Heritage Oaks Bancorp (CA) .. 13 and 15(d), periodic and current reports must be filed with the SEC. The Company electronically files the following reports with the SEC: Form 10-K..

Humana Inc. .. referred to throughout this document as we, us, our, the Company or Humana, is one of the nation's largest publicly traded health benefits companies,..

H.J. Heinz Company ..ia on July 27, 1900. In 1905, it succeeded to the business of a partnership operating under the same name which had developed from a food business fou..

H. B. Fuller Company ..re and market adhesives and specialty chemical products globally, with sales operations in 34 countries in North America, Europe, Latin America and th..

HealthTronics Inc. .. (Prime) completed a merger with HealthTronics Surgical Services, Inc. (HSS) pursuant to which Prime merged with and into HSS, with HealthTronics, Inc..

IA Global Inc. ..998 under the name foreignTV.com, Inc. In December 1999, we changed our name to Medium4.com, Inc. On January 3, 2003, we changed our name to IA Global..

Hydril ..cturing and marketing premium connection and pressure control products used for oil and gas drilling and production. Our premium connections are used ..

IntraLase Corp. ..r the first step of LASIK surgery. We have developed and market an ultra-fast laser, related software and disposable devices for use in creating the c..

Innovo Group Inc. ..nc., or Innovo, a Texas corporation, to manufacture and domestically distribute cut and sewn canvas and nylon consumer products for the utility, craft..

Intersil Corporation ..performance analog, integrated circuits and wireless networking solutions. Our portfolio addresses four growing markets in the industry - power manage..

iPass Inc. ..prise connectivity services for mobile workers. Our flagship service offering, iPass Corporate Access, is designed to enable enterprises to provide th..

I-TRAX INC ..ing statements. Other than statements of historical facts, all statements included or incorporated in this report regarding our strategy, future opera..

JAKKS Pacific Inc. .. refer to JAKKS Pacific, Inc. and its subsidiaries. Company Overview We are a leading multi-line, multi-brand toy company that designs, develops, prod..

Jacksonville Bancorp Inc. .. forward-looking statements. Assumptions relating to forward-looking statements involve judgments with respect to, among other things, future economic..

Korn-Ferry International ..f executive search, outsourced recruiting and leadership development solutions with the broadest global presence in the recruitment industry. Since 19..

Knape & Vogt Manufacturing Company ..arily in the design, manufacture, and marketing of hardware, storage-related components and ergonomic products that serve the consumer, contract build..

Royale Energy Inc. ..dent oil and natural gas producer. Royale Energys principal lines of business are the production and sale of natural gas, acquisition of oil and gas l..

Leadis Technology Inc. ..ductors that enable and enhance the features and capabilities of small panel displays. Our core products are color display drivers with integrated con..

Logitech International S.A. .. the laws of Switzerland in 1981. In 1988, the Company listed its shares in an initial public offering in Switzerland. In March 1997, the Company sold..

Life Partners Holdings Inc ..t company of Life Partners, Inc. (LPI). LPI is the oldest and one of the largest viatical settlement companies in the United States. To supplement LPI..

Level 3 Communications Inc. .. subsidiaries, engages primarily in the communications and information services businesses. References to Level 3 or the Company refer to Level 3 Comm..

Macerich Company (The) ..on, ownership, development, redevelopment, management and leasing of regional and community shopping centers located throughout the United States. The..

MB Financial Inc. ..n other filings with the Securities and Exchange Commission, in press releases or other public shareholder communications, or in oral statements made ..

McClatchy Company (The) ..investor relations page available to all interested parties at www.mcclatchy.com. All filings with the United States Securities and Exchange Commissio..

Massey Energy Company ..al of steam and metallurgical grades, primarily of a low sulfur content, through its 22 processing and shipping centers, called resource groups, many ..

MedcoHealth Solutions Inc ..t managers, and we provide sophisticated programs and services for our clients and the members of their prescription benefit plans, as well as for the..

Meritage Corporation ..nd builder of single-family homes in the rapidly growing Southern and Western United States, based on the number of home closings and revenue. We focu..

MOLINA HEALTHCARE INC ..t arranges for the delivery of health care services to persons eligible to receive health care benefits through government-sponsored programs for low-..

MarineMax Inc. .. United States. Through 71 retail locations in Alabama, Arizona, California, Colorado, Delaware, Florida, Georgia, Maryland, Minnesota, Nevada, New Je..

Material Sciences Corporation .. (MSC) designs, manufactures and markets material-based solutions for acoustical-thermal, coated metal and electronic applications. Until June 20, 200..

Motorola Inc. ..adband and automotive communications technologies and embedded electronic products. . Wireless Handsets: We are one of the world's leading providers o..

NORTHEAST BANCORP ..ion chartered in April 1987, is a bank holding company registered under the Bank Holding Company Act of 1956 (the BHCA). Prior to 1996, the Company op..

NovAtel Inc. ..ness Corporations Act (CBCA) on October 17, 1978 as 89006 Canada Ltd. The Company was extra provincially registered in Alberta on November 20, 1979 an..

National Health Investors Inc. ..tate investment trust (REIT) which invests in income producing health care properties primarily in the long-term care industry. As of December 31, 200..

National Bankshares Inc. .. financial holding company organized under the laws of Virginia in 1986 and registered under the Bank Holding Company Act (BHCA). Bankshares conducts ..

Enpro Industries .. EnPro mean EnPro Industries, Inc. and its subsidiaries (unless the context indicates another meaning). The term common stock means the common stock o..

Nathans Famous Inc. ..erms we, us, our and Nathans mean Nathans Famous, Inc. and its subsidiaries, including Miami Subs Corporation, owner of the Miami Subs brand, and NF R..

Novatel Wireless Inc. ..utions for the worldwide mobile communications market. Our broad range of products includes 3G wireless PC card modems, embedded modems, ruggedized mo..

Oce NV ..evelopment of the Company Oc N.V. was organized as a stock corporation under the laws of the Netherlands in 1953, incorporating a business originally ..

Orleans Homebuilders Inc. ..imarily develop, build and market high-quality single-family homes, townhouses and condominiums. The Company also operates as a land developer, primar..

Pemco Aviation Group Inc. ..pace and defense company composed of three operating segments: Government Services, Commercial Services, and Manufacturing and Components. The Company..

Park Electrochemical Corporation ..sidiaries (unless the context otherwise requires, Park and its subsidiaries are hereinafter called the Company), is primarily engaged in the design, d..

PNC Bank Corp. ..rvices companies in the United States, operating businesses engaged in regional community banking, wholesale banking, wealth management, asset managem..