Donegal Group Inc.

Donegal Group Inc. is listed on NASDAQ (DGICA). We are a property and casualty insurance holding company whose insurance subsidiaries offer personal and commercial lines of insurance to businesses and individuals in 19 Mid-Atlantic, Midwestern and Southeastern states. We provide our policyholders with a selection of insurance products at competitive rates, while pursuing profitability through adherence to a strict underwriting discipline. At December 31, 2004, we had total assets of $735.4 million and stockholders’ equity of $242.7 million. Our net income was $31.6 million for the year ended December 31, 2004 compared to $18.3 million for the year ended December 31, 2003. Donegal Mutual Insurance Company (the Mutual Company) owns approximately 42% of our Class A common stock and approximately 66% of our Class B common stock.

Doral Financial Corporation

Doral Financial Corporation is listed on NYSE (DRL). Doral Financial Corporation (Doral Financial) is a diversified financial services company engaged in mortgage banking, banking (including thrift operations), institutional securities operations and insurance agency activities. Doral Financial’s activities are principally conducted in Puerto Rico and in the New York City metropolitan area. As of December 31, 2004, Doral Financial had consolidated assets of approximately $15.1 billion and consolidated stockholders’ equity of approximately $2.0 billion. Doral Financial’s principal strategy is to further develop its core mortgage banking business while continuing to expand into other financial services such as branch banking, institutional securities services and insurance agency services that have natural synergies with its mortgage related businesses.

E.ON AG ..s a stock corporation organized under the laws of the Federal Republic of Germany. It is entered in the Commercial Register (Handelsregister) of the l..

EXELON CORP ..y, through its subsidiaries, operates in three business segments—Energy Delivery, Generation and Enterprises—as described below. See Note 22 of Exelon..

Favrille Inc. ..research, development and commercialization of targeted immunotherapies for the treatment of cancer and diseases of the immune system. We have develop..

First Financial Holdings Inc. ..s a savings and loan holding company incorporated under Delaware law in 1987. The Company is headquartered in Charleston, South Carolina and operates ..

Fifth Third Bancorp .. about Fifth Third Bancorp and-or the company as combined with acquired entities within the meaning of Sections 27A of the Securities Act of 1933, as ..

First Oak Brook Bancshares Inc. ..der Delaware law in 1983 as a bank holding company under the Bank Holding Company Act of 1956, as amended. Effective May 26, 2004, the Company became ..

FPL Group Inc. ..defined in the Holding Company Act, exempt from substantially all of the provisions of the Holding Company Act. It was incorporated in 1984 under the ..

Redhook Ale Brewery Incorporated .. of the leading brewers of craft beers in the United States and has been at the forefront of the domestic craft brewing segment since the Company’s fo..

Geo Group Inc (The) .. and the Company refer to The GEO Group, Inc., its consolidated subsidiaries and its unconsolidated affiliates, unless otherwise expressly stated or t..

Gilead Sciences Inc. ..n particular, statements about our expectations, beliefs, plans, objectives or assumptions of future events or performance are contained or incorporat..

General Maritime Corporation ..e crude oil transportation services. Our current fleet consists of 47 wholly owned tankers, consisting of 26 Aframax and 17 Suezmax tankers and four n..

Gammon Lake Resources Inc. ..e Corporation is a mineral exploration and development company which is currently engaged in the exploration for and development of gold and silver de..

Garmin Ltd. ..rmin) should be read in conjunction with, and is qualified by reference to, Management’s Discussion and Analysis of the Company’s Financial Condition ..

Genesis Energy L.P. ..ebsite our annual report on Form 10-K, quarterly reports on Form 10-Q, current reports on Form 8-K and amendments to those reports filed or furnished ..

HCC Insurance Holdings Inc. ..tion, which was formed in 1991. Its predecessor corporation was formed in 1974. Our principal executive offices are located at 13403 Northwest Freeway..

Hibbett Sporting Goods Inc. ..zed in 1945 under the name Dixie Supply Company in Florence, Alabama, in the marine and small aircraft business. In 1951, the Company started targetin..

Hooper Holmes Inc. ..olmes) currently engage in two principal businesses, which are operated as distinct divisions: • Our Health Information Division (HID), which we forme..

Hilb Rogal and Hamilton Company ..ry between its clients and insurance companies that underwrite client risks. With offices located throughout the United States and in London, England,..

Heritage Commerce Corp ..orm 10-K may constitute forward looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the..

Industrias Bachoco S.A. de C.V. .. de C.V., and we frequently refer to ourselves commercially as Bachoco. We were incorporated in Mexico on April 17, 1980. Our headquarters are located..

IDT Corporation ..inment and technology company. Our primary telecommunications offerings are prepaid and rechargeable calling cards, wholesale carrier services and con..

ImClone Systems Incorporated ..s to advance oncology care by developing a portfolio of targeted biologic treatments designed to address the medical needs of patients with cancer. We..

InPhonic Inc. ..ooking statements, within the meaning of the Securities Exchange Act of 1934 and the Securities Act of 1933, that involve risks and uncertainties. In ..

IONA Technologies PLC .. company and operate under Irish company law. We were incorporated in Ireland on March 19, 1991 under the legal and commercial name IONA Technologies ..

Innkeepers USA Trust ..stered real estate investment trust (REIT). Innkeepers owned 69 hotels with an aggregate of 8,684 rooms-suites (the Hotels) through its partnership in..

Itron Inc. ..gs are available free of charge under the Investor Relations section of our website at www.itron.com as soon as practicable after they are filed with ..

Jeffersonville Bancorp ..k corporation on January 12, 1982, for the purpose of becoming a registered bank holding company under the Bank Holding Company Act of 1956, as amende..

Kansas City Life Insurance Company ..porated under the assessment laws of Missouri in 1895 as the Bankers Life Association. In 1900, its present corporate title was adopted and it was reo..

Kellogg Company ..ware in 1922, and its subsidiaries are engaged in the manufacture and marketing of ready-to-eat cereal and convenience foods. The address of the princ..

Knot Inc. (The) .. company providing products and services to couples planning their weddings and future lives together. Our website, at www.theknot.com, is the most tr..

Kitty Hawk Inc. New ..ently operate through our two wholly-owned subsidiaries, Kitty Hawk Cargo and Kitty Hawk Aircargo. Through Kitty Hawk Cargo, we operate a major indepe..

Lannett Co Inc ..er the laws of the Commonwealth of Pennsylvania. In 1991, the Company merged into Lannett Company, Inc., a Delaware corporation. The sole purpose of t..

Laboratory Corporation of America Holdings .. subsidiaries , headquartered in Burlington, North Carolina, is the second largest independent clinical laboratory company in the United States based ..

LifePoint Hospitals Inc. ..ners and operators of general acute care hospitals in non-urban communities in the United States. LifePoint Hospitals, Inc. is a holding company. Its ..

Lawson Software Inc. .. and support to specific markets including healthcare, retail, financial services (banking, insurance and other financial services), education, local-..

Magnetek Inc. ..roducts used primarily in information technology, telecommunications, consumer products, transportation, industrial automation and energy markets. Mag..

Mid-America Apartment Communities Inc. ..ith the Company’s Quarterly Reports on Form 10-Q, Current Reports on Form 8-K and any amendments to the aforementioned filings, are available on the C..

Molex Incorporated .. 1972 and originated from an enterprise established in 1938. As used herein the terms Molex or Company include Molex Incorporated and its subsidiaries..

Metretek Technologies Inc. ..der of energy technology products, services and data management systems primarily to industrial and commercial users and suppliers of natural gas and ..

Meadowbrook Insurance Group Inc. ..pany organized as a Michigan corporation in 1985. We were formerly known as Star Holding Company and in November 1995, upon acquisition of Meadowbrook..

Miramar Mining Corporation ..JECT On December 17, 1999 MHBL acquired from Hope Bay Gold Corporation Inc. (Hope Bay Gold) for US$13,346,100 a 50% interest in a group of concession ..

Morningstar Inc. ..t research to investors around the world. Since our founding in 1984, our mission has been to create great products that help investors reach their fi..

Mercury General Corporation ..its subsidiaries are engaged primarily in writing all risk classifications of automobile insurance in a number of states, principally California. Duri..

Mexco Energy Corporation ..is an independent oil and gas company engaged in the acquisition, exploration and development of oil and gas properties located in the United States. ..

Maximus Inc. ..olutions and operations program management primarily to government. Since our inception in 1975, we have been at the forefront of innovation in meetin..

NB&T FINANCIAL GROUP INC ..io corporation, is a bank holding company which owns all of the issued and outstanding common shares of The National Bank and Trust Company, chartered..

Netflix Inc. ..n service providing more than 2,600,000 subscribers access to a comprehensive library of more than 35,000 movie, television and other filmed entertain..

Nicor Inc. .. in 1976, is a holding company. Gas distribution is Nicors primary business. Nicors principal subsidiaries are Northern Illinois Gas Company (doing bu..

Nobel Learning Communities Inc. ..sectarian, for-profit provider of private pay education and services for education entities for the preschool through 12th grade market. Our programs ..

Neurogen Corporation ..of the State of Delaware in 1987, is a drug discovery and development company focusing on new small molecule drugs to improve the lives of patients su..

NTL Incorporated ..mmercial names are Telewest Broadband, Telewest Business and Flextech. We were incorporated in the State of Delaware on November 12, 2003, as a wholly..

Norwood Financial Corp. ..on, is the holding company for Wayne Bank. On March 29, 1996, the Bank completed a holding company reorganization and became a wholly owned subsidiary..

Odyssey Healthcare Inc. ..nge of care and services to terminally ill patients and their families. We are one of the largest providers of hospice care in the United States in te..

Southwest Bancorp Inc. ..ered in Stillwater, Oklahoma. Southwest provides commercial and consumer banking services through its banking subsidiaries, Stillwater National Bank &..

Boise Cascade Corporation ..he terms OfficeMax, the company, and we include OfficeMax Incorporated and its consolidated subsidiaries and predecessors. Our Securities and Exchange..

OSI Systems Inc. ..ally integrated, worldwide provider of security and inspection systems, medical monitoring and anesthesia systems and optoelectronic devices and value..

Panamsat Holding Corporation ..te, Internet, voice and government communications services with a large and modern fleet of 23 in-orbit satellites. We lease transponder capacity on o..

PerkinElmer Inc. ..s, consumables and services to the pharmaceutical, biomedical, environmental testing and general industrial markets, commonly referred to as the healt..

Perma-Fix Environmental Services Inc. ..mental and technology know-how company, is a Delaware corporation, engaged through its subsidiaries, in: . Industrial Waste Management Services (Indus..

PennFed Financial Services Inc. ..ration, was organized in March 1994 for the purpose of becoming the savings and loan holding company for Penn Federal Savings Bank (Penn Federal or th..

Panacos Pharmaceuticals Inc. ..s Panacos) seeks to develop next generation anti-infective products through the discovery and development of small molecule oral drugs designed to tre..

Parallel Petroleum Corporation ..s are engaged in the acquisition, development and exploitation of long life oil and natural gas reserves and, to a lesser extent, the exploration for ..

FreightCar America Inc. .. railcars in North America, based on the number of railcars delivered. We specialize in the production of coal-carrying railcars, which represented 93..

Rofin-Sinar Technologies Inc. ..rein also referred to as Rofin or RSTI or the Company or we, us or our) is a leader in the design, development, engineering, manufacture and marketing..

Sanofi-Aventis SA ..engaged in the research, development, manufacture and marketing of healthcare products. In 2005, our net sales amounted to €27,311 million. On the bas..