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Euronet Worldwide Inc.

Euronet Worldwide Inc. is listed on NASDAQ (EEFT). Euronet Worldwide, Inc. (Euronet) is an industry leader in processing secure electronic financial transactions. Euronet operates the largest independent pan-European automated teller machine (ATM) network and the largest shared ATM network in India. Our software solutions are used in more than 65 countries around the world. As of December 31, 2004, we had 12 principal offices in Europe, four in the Asia-Pacific region, two in the U.S. and one in Egypt. As of December 31, 2004, we operated in three principal business segments: . In our EFT Processing Segment, we process transactions for a network of 5,742 ATMs and approximately 9,700 point of sale (POS) terminals across Europe, the Middle East, Africa and India.

EuroTrust A-S

EuroTrust A-S is listed on NASDAQ (EURO). AND DEVELOPMENT We are a Danish limited company, organized in 1986 under the Danish Act on Limited Companies of the Kingdom of Denmark. Originally, we were organized under the name Telepartner A-S. In 1999 we changed our name to euro909.com A-S and in December 2001 we changed our name to EuroTrust A-S. Our registered office is Poppelgaardvej 11-13, 2860 Soeborg, Denmark. Our telephone number is +45 39 54 00 00. OUR BUSINESS Until December 2001, our business operated in three distinct areas: Internet products and services; broadcasting; and print and online media. In early 2001 we made the strategic decision to focus primarily on providing Internet infrastructure products and services and e-commerce solutions in Scandinavia and selected west European markets and on key elements of our broadcasting business.

Fibernet Telecom Group Inc. ..signed to provide comprehensive broadband connectivity for data, voice and video transmission to other telecommunications service providers in major m..

Cullen-Frost Bankers Inc. ..ed by Item 1A. Risk Factors and the section captioned Forward-Looking Statements and Factors that Could Affect Future Results in Item 7. Management's ..

Guess? Inc. ..ing documents incorporated by reference herein, we make forward-looking statements, which are not historical facts, but are forward-looking statements..

Gladstone Commercial Corporation ..under the General Corporation Laws of the State of Maryland on February 14, 2003 primarily for the purpose of investing in and owning net leased indus..

General Dynamics Corporation ..tical information systems and technologies; land and expeditionary combat vehicles, armaments and munitions; shipbuilding and marine systems; and busi..

GSI Commerce Inc. ..that enable retailers, branded manufacturers, entertainment companies and professional sports organizations to operate e-commerce businesses. We began..

GTSI Corp. ..oviding products and services primarily to federal government customers. We use the terms GTSI, we, our, and us to refer to GTSI Corp. and its subsidi..

Hain Celestial Group Inc. (The) ..ual Report to 2005, 2004, 2003 or fiscal 2005, 2004, 2003 or other years refer to our fiscal year ended June 30 of that year and references to 2006 or..

HyperSpace Communications ..acceleration and data compression software. We offer two software products. Our initial software product HyperWebT, was introduced in late 2001. In Ja..

HMG-Courtland Properties Inc. ..MG,), was organized in 1972 as a Delaware corporation. HMG (excluding its 95% owned subsidiary Courtland Investments, Inc., which files a separate tax..

HOUSEHOLD CAPITAL TR VII ..Household) was acquired by HSBC Holdings plc (HSBC) by way of merger with H2 Acquisition Corporation (H2), a wholly owned subsidiary of HSBC, in a pur..

Heritage Property Investment Trust Inc ..elf-managed real estate investment trust, or REIT. We are a Maryland corporation and one of the nations largest owners of neighborhood and community s..

Hexcel Corporation ..ted in California in 1948, and reincorporated in Delaware in 1983. Hexcel Corporation and its subsidiaries (herein referred to as Hexcel), is a leadin..

icad inc. ..the State of Delaware, as Howtek, Inc., and has sold and supported over 20,000 high quality, professional graphic arts, photographic and medical imagi..

iGATE Corporation ..ntains statements that are not historical facts and that constitute forward-looking statements within the meaning of such term under the Private Secur..

Ingram Micro Inc. ..statements, including but not limited to, management's expectations of competition; revenues, margin, expenses and other operating results or ratios; ..

INTAC International ..ing company focused on the exploitation of strategic business opportunities available in China and the Asia-Pacific Rim. Throughout this Report, refer..

IRIS International Inc. ..emote Imaging Systems, Inc., was incorporated in California in 1979 and reincorporated in Delaware in 1987. Our company consists of three operating un..

Innovex Inc. ..annual reports on Form 10-K, our quarterly reports on Form 10-Q and our periodic reports on Form 8-K (and any amendments to these reports) are availab..

InfoVista S.A. ..office InfoVista S.A. 6, rue de la Terre de Feu 91940 Les Ulis France Telephone: + 33 (1) 64 86 79 00 4.1.2 Legal form and applicable law InfoVista S...

Jaclyn Inc. ..of Delaware in 1968, and its subsidiaries are primarily engaged in the design, manufacture, distribution and sale of womens and childrens apparel, and..

KB Home ..Kaufman & Broad S.A. (KBSA), our publicly-traded French subsidiary, is one of the leading homebuilders in France. Founded in 1957, and winner of the 2..

Kindred Healthcare Inc. ..company that through its subsidiaries operates hospitals, nursing centers, institutional pharmacies and a contract rehabilitation services business ac..

Kohls Corporation ..partment stores that feature quality, exclusive and national brand merchandise priced to provide value to customers. The Company's stores sell moderat..

Landmark Bancorp Inc. ..incorporated under the laws of the State of Delaware. Currently, the Company's business consists solely of the ownership of Landmark National Bank, wh..

Learning Tree International Inc. ..ndent provider of training to managers and information technology (IT) professionals working in business and government organizations. Since its found..

LKQ Corporation ..repair automobiles. Buyers of automotive replacement parts have the option to purchase from primarily three sources: new parts produced by original eq..

Laidlaw International Inc. ..ith operations conducted by its subsidiaries. Unless the context otherwise requires, references to the Company, Laidlaw International, we, our or us m..

LSI Logic Corporation ..actures and markets complex, high-performance integrated circuits and storage systems. We are focused on four markets: communications, consumer produc..

Metrologic Instruments Inc. ..are experts in optical image capture and processing solutions. We utilize our expertise to design, manufacture and market sophisticated imaging and sc..

Morgan Stanely Global Indices Basket Capital Protected Notes .. that, through its subsidiaries and affiliates, provides its products and services to a large and diversified group of clients and customers, includin..

MDI Inc. .. in the integrated access control and physical security products business. As a manufacturer of high-grade access control solutions for both the enter..

Networks Associates Inc. ..ooking statements that involve risks and uncertainties. The statements contained in the Report on Form 10-K that are not purely historical are forward..

MI Developments Inc ..mpleted major development and expansion projects in both the North American and European markets. We undertake each new industrial or commercial devel..

MTS Systems Corporation ..er of test systems and high-performance industrial position sensors. The Company's testing solutions help customers accelerate and improve their desig..

Medical Staffing Network Holdings Inc ..pany and the largest provider of per diem nurse staffing services (staffing assignments of less than thirteen weeks in duration) in the United States ..

MSC Industrial Direct Company Inc. ..orward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934, and ..

MTI Technology Corporation ..ifornia in March 1981 and reincorporated in Delaware in October 1992. Our principal executive offices are located at 14661 Franklin Avenue, Tustin, Ca..

Myogen Inc. ..discovery, development and commercialization of small molecule therapeutics for the treatment of cardiovascular disorders. We believe that our advance..

NCI Building Systems Inc. ..'s largest integrated manufacturers of products for the nonresidential construction industry. We operate 37 manufacturing facilities located in 16 sta..

NovaMed Inc. .. and operator of ambulatory surgery centers (ASCs). Our primary focus and strategy is to acquire, develop and operate ASCs in joint ownership with phy..

Nautilus Group Inc. (The) ..nd manufacturer of branded health and fitness products sold under such well-known brand names as Nautilus, Bowflex, Schwinn, StairMaster and Trimline...

National R.V. Holdings Inc. ..ly-owned subsidiaries, National RV, Inc. (NRV) and Country Coach, Inc. (CCI), is one of the nation's leading producers of motorized recreational vehic..

Nature Vision Inc. ..f two operating divisions. The Company's outdoor recreation products division primarily designs and markets video viewing systems for the sport fishin..

National Technical Systems Inc. ..ified services company that supplies technical services and solutions to a variety of industries including aerospace, defense, transportation, electro..

Northwest Natural Gas Company ..orporated under the laws of Oregon in 1910. The Company and its predecessors have supplied gas service to the public since 1859. Since September 1997,..

Orient-Express Hotels Ltd. ..her with its subsidiaries, OEH) is incorporated in the Islands of Bermuda and is a foreign private issuer as defined in Rule 3b-4 of the U.S. Securiti..

ON Semiconductor Corporation ..(we) are a global supplier of power and data management semiconductors and standard semiconductor components. We design, manufacture and market an ext..

Orbotech Ltd. ..porate History The Company was incorporated in Israel, as a company limited by shares, on February 8, 1981 under the name Optrotech Ltd. pursuant to t..

O2Micro International Limited ..e are incorporated in Cayman Islands. Our registered office is located at M&C Corporate Services Limited, P.O. Box 309, Ugland House, South Church Str..

Patterson Companies Inc. ..tained in Items 1, 2, 3 and 7 of this Form 10-K includes forward-looking statements. Reference is made to Item 7 - Management's Discussion and Analysi..

Pure Cycle Corporation ..te of Delaware in 1976. We were founded on the belief that water is a precious commodity, one that is often undervalued and therefore used inefficient..

Progen Industries Limited ..e were incorporated in September 1989 as Almagest Pty. Ltd. in the State of Queensland, Australia, and changed our name to Progen Industries Pty. Ltd...

Piedmont Natural Gas Company Inc. .. incorporated in New York in 1950 and began operations in 1951. In 1994, we merged into a newly formed North Carolina corporation with the same name f..

Merrill Lynch Depositor Inc. ..urities held by PreferredPLUS Trust Series ALL-1, please refer to Allmerica Financial Corporations (Commission file number 001-13754) periodic reports..

Pro-Pharmaceuticals Inc. ..001. On May 15, 2001, we acquired all of the outstanding common stock of a Massachusetts corporation engaged in a drug delivery development business. ..

Pomeroy IT Solutions Inc. ..ons provider with a comprehensive portfolio of consulting, infrastructure and lifecycle services. Our mission is to provide customers with increased e..

Performance Food Group Company ..as founded in 1987 through the combination of various foodservice businesses and has grown internally through increased sales to existing and new cust..

Franklin Covey Company ..ies and individuals the world over by helping them achieve their own great purposes through teaching the principles and practices of effectiveness and..

Provident Energy Trust ..velopment I. The Trust Provident Energy Trust is an open-end unincorporated investment trust governed by the laws of the Province of Alberta and creat..

PPlus Trust ..urities held by PPLUS Trust Series TWC-1, please refer to Time Warner Inc.s (Commission file number 001-15062) periodic reports, including annual repo..

Revlon Inc. ..ough its direct subsidiary, Revlon Consumer Products Corporation (Products Corporation), which manufactures, markets and sells an extensive array of c..

REYNOLDS AMERICAN INC ..ng company in the state of North Carolina on January 5, 2004, and is listed on the NYSE under the symbol RAI. RAI was created to facilitate the transa..

Sykes Enterprises Incorporated ..ubsidiaries (Sykes, our, us) is a global leader in providing outsourced customer contact management solutions and services in the business process out..

Silicon Image Inc. ..ductor solutions for the secure transmission, storage and display of rich digital media. The Company's mission is to be the leader in defining the arc..

Spectrum Control Inc. ..rein, the following discussion contains forward-looking statements that involve risks and uncertainties. The Company intends these forward-looking sta..

Station Casinos Inc. ..nces to the Company refer to Station Casinos, Inc. and all references to Station, we, our, ours and us refer to Station Casinos, Inc. and its consolid..

Texas Industries Inc. ..ed a plan to spin off our wholly-owned steel operations in order to permit our cement, aggregates and concrete, or CAC, business and our steel busines..

Telstra Corporation Limited ..775 556. 2 CONSTITUTION means this Constitution as amended from time to time and a reference to an article has a corresponding meaning. CORPORATIONS L..

TheStreet.com Inc. ..d subsidiaries (collectively), operates its businesses in two segments, electronic publishing and securities research and brokerage. Our electronic pu..