EPCOS AG

EPCOS AG is listed on NYSE (EPC). Description of Business EPCOS, headquartered in Munich, Germany, is one of the world's leading producers and suppliers of passive electronic components. Passive electronic components process electrical signals, control power supplies and protect electronic circuitry, among other things. The core of EPCOS was Siemens Matsushita Components, a former fifty-fifty joint venture formed in 1989 between Siemens AG and Matsushita Electronic Components (Europe) GmbH with diverse activities in passive components. EPCOS also includes several additional former subsidiaries and operations of Siemens AG, as well as Crystal Technology, Inc., the Palo Alto company that mainly makes the lithium niobate crystals we use in our SAW components. We describe the transactions through which EPCOS was created in more detail under Item 10. Additional Information - Material Contracts - Agreements with Siemens and - Agreements with Matsushita.

Epic Bancorp

Epic Bancorp is listed on NASDAQ (EPIK). Epic Bancorp was incorporated in the State of California on December 20, 1988 for the primary purpose of organizing, as a wholly owned industrial banking company subsidiary, Tamalpais Bank. The Company's name was changed from San Rafael Bancorp to Epic Bancorp at the 2004 Annual Meeting of Shareholders. Tamalpais Bank was known as San Rafael Thrift and Loan until December 1998. As of December 31, 2004 the consolidated company was comprised of two entities, the parent company, Epic Bancorp, and its wholly-owned consolidated subsidiary, Tamalpais Bank. On August 9, 2004, the Company's common stock was listed on the NASDAQ SmallCap Stock Market and is publicly traded under the symbol EPIK. As of December 31, 2004 Tamalpais Bank represented substantially all of the operational activities of Epic Bancorp, and accordingly, the discussion and analysis of Tamalpais Bank and Epic Bancorp are substantially the same.

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