First Commonwealth Financial Corporation

First Commonwealth Financial Corporation is listed on NYSE (FCF). First Commonwealth Financial Corporation was incorporated as a Pennsylvania business corporation on November 15, 1982, and is registered as a bank holding company under the Bank Holding Company Act of 1956, as amended. The Corporation has one chartered bank affiliate which operates under the First Commonwealth Bank name. Personal financial planning and other financial services and insurance products are also provided through First Commonwealth Trust Company, First Commonwealth Financial Advisors and First Commonwealth Insurance Agency. The Corporation also operates through First Commonwealth Systems Corporation, a data processing subsidiary and First Commonwealth Professional Resources Inc., a subsidiary providing professional services to affiliated organizations. First Commonwealth Bank (FCB) is a Pennsylvania-chartered banking corporation headquartered in Indiana, Pennsylvania. Through FCB, the Corporation traces its banking origins to 1866.

First Community Bancorp

First Community Bancorp is listed on NASDAQ (FCBP). We are a bank holding company registered under the Bank Holding Company Act of 1956, as amended. Our principal business is to serve as a holding company for our banking subsidiaries. As of December 31, 2004, those subsidiaries were First National Bank, which we refer to as First National, and Pacific Western National Bank, or Pacific Western. On March 1, 2004, we acquired First Community Financial Corporation, or FC Financial, which became a subsidiary of First National. On April 16, 2004, we acquired Harbor National Bank, or Harbor National, and merged Harbor National into Pacific Western. We refer to Pacific Western and First National herein as the Banks and when we say we, our or the Company, we mean the Company on a consolidated basis with the Banks. When we refer to First Community or to the holding company, we are referring to the parent company on a standalone basis.

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