First Financial Holdings Inc.

First Financial Holdings Inc. is listed on NASDAQ (FFCH). First Financial Holdings, Inc. (First Financial) is a savings and loan holding company incorporated under Delaware law in 1987. The Company is headquartered in Charleston, South Carolina and operates First Federal Savings and Loan Association of Charleston (First Federal or the Association), a federally-chartered stock savings and loan association. The Company owns First Southeast Investor Services, Inc. (FSIS), a South Carolina corporation organized in 1998 for the purpose of operating as a broker-dealer. Insurance agency operations are conducted under two other First Financial subsidiaries, First Southeast Insurance Services, Inc. (FSIns), and affiliate the Kimbrell Insurance Group, Inc. (Kimbrell). Kimbrell was formed to serve as the holding company for several companies acquired by First Financial in January 2004: The Kimbrell Company, Inc.-Florida and Preferred Markets, Inc.

First Financial Service Corporation

First Financial Service Corporation is listed on NASDAQ (FFKY). First Financial Service Corporation was incorporated in August 1989 under the laws of the Commonwealth of Kentucky and became the holding company for First Federal Savings Bank of Elizabethtown, effective on June 1, 1990. Since that date, we have engaged in no significant activity other than holding the stock of the Bank and directing, planning and coordinating the business activities of the Bank. Unless the text clearly suggests otherwise, references to us, we, or our include First Financial Service Corporation and its wholly-owned subsidiary. Accordingly, the information set forth in this report, including financial statements and related data, relates primarily to the Bank and its subsidiaries. In 2004 we amended our articles of incorporation to change our name from First Federal Financial Corporation of Kentucky to First Financial Service Corporation. We are headquartered in Elizabethtown, Kentucky.

Gabelli Asset Management Inc. .. otherwise requires, references in this report to Gabelli Asset Management Inc., GBL, we, us and our or similar terms are to Gabelli Asset Management ..

Generex Biotechnology Corporation ..opment of drug delivery technologies. Our primary focus at the present time is our proprietary technology for the administration of formulations of la..

Guaranty Federal Bancshares Inc. ..at was created in September 1997 at the direction of Guaranty Federal Savings Bank, a federal savings bank. The Company became a unitary savings and l..

Gymboree Corporation (The) ..perating stores selling high quality apparel and accessories for children and women under the GYMBOREE®, JANIE AND JACK®, and JANEVILLET brands, as we..

Health Care REIT Inc. .. a self-administered, equity real estate investment trust that invests in health care facilities, primarily skilled nursing and assisted living facili..

Hitachi Ltd. ..c repair shop and was incorporated as Hitachi, Ltd. (Kabushiki Kaisha Hitachi Seisakusho), a joint stock corporation, in 1920 under the laws of Japan...

Honda Motor Company Ltd. ..t stock corporation incorporated on September 24, 1948 under the Commercial Code of Japan as Honda Giken Kogyo Kabushiki Kaisha. It was formed to succ..

Horizon Health Corporation ..ed herein the terms Company, Horizon Health and Registrant refer to Horizon Health Corporation and its subsidiaries. Disclosure Regarding Forward-Look..

Hickory Tech Corporation ..ified communications company headquartered in Mankato, Minnesota. Incorporated in Minnesota in 1985, HickoryTech has over a 100-year history in the lo..

International Bancshares Corporation ..s principal corporate offices in Laredo, Texas. Four bank subsidiaries provide commercial and retail banking services through more than 160 main banki..

Internationa Flavors & Fragrances Inc. ..ted in New York in 1909 and its subsidiaries (the Registrant or IFF), is a leading creator and manufacturer of flavor and fragrance products used by o..

Impac Mortgage Holdings Inc. ..orward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. Forw..

Independent Bank Corporation ..r the laws of the State of Michigan on September 17, 1973, for the purpose of becoming a bank holding company. We are registered under the Bank Holdin..

Interline Brands Inc. ..r Industries, Inc., a New Jersey corporation incorporated in 1978, and initially focused on marketing and distributing maintenance, repair and operati..

Ingles Markets Incorporated ..upermarket chain in the Southeast United States, operates 197 supermarkets in Georgia (76), North Carolina (63), South Carolina (35), Tennessee (20), ..

Implant Sciences Corporation ..orporation , incorporated in August 1984, has both developed and acquired technologies using ion implantation and thin film coatings for medical devic..

Jones Lang LaSalle Incorporated ..e, which may be referred to as we, us, our, the Company or the Firm) was incorporated in 1997. We are the global leader in real estate services and mo..

4Kids Entertainment Inc. ..of Business - 4Kids Entertainment, Inc. , together with the subsidiaries through which the Company's businesses are conducted, is a diversified entert..

Kerr-McGee Corporation ..egan operations in 1929 as a privately held company. In 1956 the companys stock began trading publicly on the New York Stock Exchange under the ticker..

Kimco Realty Corporation ..is one of the nations largest owners and operators of neighborhood and community shopping centers. The Company is a self-administered real estate inve..

K-Swiss Inc. ..y of athletic footwear for high performance sports use, fitness activities and casual wear under the K.Swiss brand. We also design and manufacture foo..

Landec Corporation ..thin the meaning of Section 21E of the Securities Exchange Act of 1934. Words such as projected, expects, believes, intends and assumes and similar ex..

LJ International Inc. ..international business company under the International Business Companies Act of the British Virgin Islands on January 30, 1997. As of December 31, 20..

Quinenco SA ..fied companies engaged in the industrial and services sectors in Chile. It has invested in four main sectors of the economy: financial services; food ..

Lionbridge Technologies Inc. ..and testing services that enable clients to develop, release, manage and maintain their enterprise content and technology applications globally. Globa..

LM Ericsson Telephone Company ..lefonaktiebolaget LM Ericsson (publ) is a limited liability company organized under the Swedish Companies Act. We were incorporated on August 18, 1918..

Mercantile Bank Corporation ..olding company under the Bank Holding Company Act of 1956, as amended (the Bank Holding Company Act). Unless the text clearly suggests otherwise, refe..

Metropolitan Health Networks Inc. ..ximately 26,700 Medicare Advantage members in Central and South Florida under risk contracts with Humana, Inc., the second largest participant in this..

Microwave Filter Company Inc. ..of the Companys current condition and future growth opportunities, this Annual Report on Form 10-K may include comments by the Companys management abo..

Mills Corporation (The) ..provides development, redevelopment, leasing, financing, management and marketing services to its properties through Mills LP and its various subsidia..

Mueller Industries Inc. ..rass, plastic, and aluminum products. The range of these products is broad: copper tube and fittings; brass and copper alloy rod, bar, and shapes; alu..

Monaco Coach Corporation ..r of premium recreational vehicles including Class A motor coaches, Class C motor coaches and towable recreational vehicles. The Company's product lin..

Mesa Air Group Inc. ..hose principle subsidiaries operate as regional air carriers providing scheduled passenger and airfreight service. The Company serves 181 cities in 43..

MGIC Investment Corporation ..which, through its wholly owned subsidiary Mortgage Guaranty Insurance Corporation (MGIC), is the leading provider of private mortgage insurance in th..

Mylan Laboratories Inc. ..loping, licensing, manufacturing, marketing and distributing generic and brand pharmaceutical products. The Company was incorporated in Pennsylvania i..

NDS Group plc. .. registered in England and Wales. As used in this Annual Report on Form 10-K, references to NDS, the Company, we, us or our are to NDS Group plc and i..

NetManage Inc. ..fornia corporation and we reincorporated in Delaware in 1993 in connection with our initial public offering. References in this Annual Report on Form ..

New Hampshire Thrift Bancshares Inc. ..laware holding company organized on July 5, 1989, is the parent company of Lake Sunapee Bank, fsb, a federally chartered savings bank. The Bank was or..

NTT Docomo Inc ..e a joint stock corporation incorporated and registered under the laws of Japan in August 1991 under the name NTT Mobile Communications Planning Co., ..

Newport Corporation ..oducts and systems to a wide range of industries, including microelectronics manufacturing, scientific research, aerospace and defense-security, life ..

New York Mortgage Trust Inc ..y) is a fully integrated, self-advised residential mortgage finance company that originates, acquires and retains investments in adjustable and variab..

Newell Rubbermaid Inc. ..Inc. alone or with its wholly owned subsidiaries, as the context requires. WEBSITE ACCESS TO SECURITIES AND EXCHANGE COMMISSION REPORTS The Company's ..

Telecom Italia S.P.A. ..siness Item 4. INFORMATION ON THE TELECOM ITALIA GROUP 4.1 BUSINESS 4.1.1 BACKGROUND The legal and commercial name of the company is Telecom Italia S...

OGE Energy Corporation ..es) is an energy and energy services provider offering physical delivery and management of both electricity and natural gas in the south central Unite..

Oralabs Holding Corp. ..., a privately held company, became a wholly owned subsidiary of SSI Capital Corp. (the predecessor of the Company). SSI Capital Corp. subsequently me..

Oregon Steel Mills Inc. ..lliam G. Gilmore and was incorporated in California in 1928. The Company reincorporated in Delaware in 1974. The Company changed its name in December ..

Whitney Holding Corporation ..na corporation that is registered as a bank holding company under the Bank Holding Company Act of 1956, as amended (BHCA). The Company began operation..

PACIFIC CMA INC ..ific) is a global, non-asset based logistics-freight forwarder providing supply chain logistics services. We coordinate the shipping and the storage o..

Pegasystems Inc. ..983. Our stock is traded on the NASDAQ National Market under the symbol PEGA. Our website address is www.pega.com. We are not including the informatio..

Petrobras Energia Participaciones SA ..AND DEVELOPMENT Our History We are a holding company that operates exclusively through our subsidiary Petrobras Energa and its subsidiaries, which are..

Pantry Inc. (The) ..nce store chain in the southeastern United States and the third largest independently operated convenience store chain in the country based on store c..

Plexus Corp. ..he Electronics Manufacturing Services (EMS) industry. We provide a full range of product realization services to original equipment manufacturers (OEM..

Penn Octane Corporation ..tional Energy Development Corporation (International Energy), was incorporated in Delaware in August 1992. Penn Octane Corporation and its consolidate..

PRB Gas Transportation Inc. ..c. is an energy company with both oil and gas exploration and development and mid-stream operations in the Rocky Mountain states. The Company was inco..

Private Media Group Inc. ..tatements other than statements of historical fact included in this Report, including the statements under the headings Management's Discussion and An..

Monterey Gourmet Foods Inc. ..ta Company began its business in 1989 as a producer and distributor of refrigerated gourmet pasta and sauces to restaurants and grocery stores in the..

Pervasive Software Inc. ..-K and in the Annual Report that are not purely historical statements are forward-looking statements within the meaning of Section 21E of the Securiti..

Quality Distribution Inc. ..etwork in North America based on bulk service revenues, and we believe we have more than twice the revenue of our closest competitor in our primary ch..

Raven Industries Inc. ..ry 1956 under the laws of the State of South Dakota and began operations later that same year. Raven is an industrial manufacturer providing a variety..

RPC Inc. .. in 1984 as a holding company for several oilfield services companies and is headquartered in Atlanta, Georgia. Effective February 28, 2001, RPC compl..

Sturm Ruger & Company Inc. ..manufacture, and sale of firearms and precision investment castings. The Companys design and manufacturing operations are located in the United States..

RTW Inc. ..vices, directed today at workers' compensation to: (i) employers insured through our wholly-owned insurance subsidiary, American Compensation Insuranc..

Sodexho Alliance SA ..o primary business areas: Food and Management Services and Service Vouchers and Cards. The Food and Management Services business is segmented into fou..

Schmitt Industries Inc. ..bles and markets computer-controlled balancing equipment (the Balancer Segment) primarily to the machine tool industry. Through its wholly owned subsi..

Sequenom Inc. ..cal are forward-looking statements within the meaning of Section 21E of the Securities Exchange Act. These forward-looking statements can generally be..

CNB Financial Corporation ..Company registered under the Bank Holding Company Act of 1956, as amended. It was incorporated under the laws of the Commonwealth of Pennsylvania in 1..

Teleflex Incorporated ..company specializing in the design, manufacture and distribution of specialty-engineered products. We serve a wide range of customers in niche segment..

Toyota Motor Corporation ..Motor Corporation is a limited liability, joint-stock company incorporated under the Commercial Code and continues to exist under the Corporation Act ..

TTI Team Telecom International Ltd. ..ecom International Ltd. We were incorporated under the laws of the State of Israel in February 1990. We are domiciled in Israel. Our legal form is a c..