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First Federal Bankshares Inc.

First Federal Bankshares Inc. is listed on NASDAQ (FFSX). First Federal Bankshares, Inc. is a Delaware corporation that serves as the holding company for First Federal Bank, a federally chartered stock savings bank headquartered in Sioux City, Iowa. As of June 30, 2005, the Company owned 100% of the Banks common stock, and currently the Company engages in no other significant activities beyond its ownership of such common stock. Consequently, its net income is derived primarily from the Banks operation. Prior to April 13, 1999, the Banks common stock was owned approximately 53.49% by First Federal Bankshares, M.H.C. (the Mutual Holding Company) and 46.51% by public stockholders.

First Federal Financial Services Inc.

First Federal Financial Services Inc. is listed on NASDAQ (FFFS). This Annual Report contains certain forward-looking statements which may be identified by the use of words such as believe, expect, anticipate, should, planned, estimated and potential. Examples of forward-looking statements include, but are not limited to, estimates with respect to our financial condition, results of operations and business that are subject to various factors which could cause actual results to differ materially from these estimates and most other statements that are not historical in nature.

Genelabs Technologies Inc. ..bs or the Company, is a biopharmaceutical company engaged in the discovery and development of pharmaceutical products to improve human health. The Com..

General Maritime Corporation ..e crude oil transportation services. Our current fleet consists of 47 wholly owned tankers, consisting of 26 Aframax and 17 Suezmax tankers and four n..

Garmin Ltd. ..rmin) should be read in conjunction with, and is qualified by reference to, Management's Discussion and Analysis of the Company's Financial Condition ..

Genesis Energy L.P. ..ebsite our annual report on Form 10-K, quarterly reports on Form 10-Q, current reports on Form 8-K and amendments to those reports filed or furnished ..

HCC Insurance Holdings Inc. ..tion, which was formed in 1991. Its predecessor corporation was formed in 1974. Our principal executive offices are located at 13403 Northwest Freeway..

Hibbett Sporting Goods Inc. ..zed in 1945 under the name Dixie Supply Company in Florence, Alabama, in the marine and small aircraft business. In 1951, the Company started targetin..

Hollis-Eden Pharmaceuticals Inc. ..tage pharmaceutical company, is engaged in the discovery, development and commercialization of products for the treatment of diseases and disorders in..

Hooper Holmes Inc. ..olmes) currently engage in two principal businesses, which are operated as distinct divisions: . Our Health Information Division (HID), which we forme..

Heritage Commerce Corp ..orm 10-K may constitute forward looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the..

Industrias Bachoco S.A. de C.V. .. de C.V., and we frequently refer to ourselves commercially as Bachoco. We were incorporated in Mexico on April 17, 1980. Our headquarters are located..

IDT Corporation ..inment and technology company. Our primary telecommunications offerings are prepaid and rechargeable calling cards, wholesale carrier services and con..

ImClone Systems Incorporated ..s to advance oncology care by developing a portfolio of targeted biologic treatments designed to address the medical needs of patients with cancer. We..

Integrated Device Technology Inc. .. range of high-performance semiconductor solutions for the advanced communications and computing industries. Within communications, target markets inc..

InPhonic Inc. ..ooking statements, within the meaning of the Securities Exchange Act of 1934 and the Securities Act of 1933, that involve risks and uncertainties. In ..

Innkeepers USA Trust ..stered real estate investment trust (REIT). Innkeepers owned 69 hotels with an aggregate of 8,684 rooms-suites (the Hotels) through its partnership in..

Itron Inc. ..gs are available free of charge under the Investor Relations section of our website at www.itron.com as soon as practicable after they are filed with ..

Jeffersonville Bancorp ..k corporation on January 12, 1982, for the purpose of becoming a registered bank holding company under the Bank Holding Company Act of 1956, as amende..

Kansas City Life Insurance Company ..porated under the assessment laws of Missouri in 1895 as the Bankers Life Association. In 1900, its present corporate title was adopted and it was reo..

KeySpan Corporation ..ion, is a member of the Standard and Poors 500 Index and a registered holding company under the Public Utility Holding Company Act of 1935, as amended..

Kellogg Company ..ware in 1922, and its subsidiaries are engaged in the manufacture and marketing of ready-to-eat cereal and convenience foods. The address of the princ..

Kitty Hawk Inc. New ..ently operate through our two wholly-owned subsidiaries, Kitty Hawk Cargo and Kitty Hawk Aircargo. Through Kitty Hawk Cargo, we operate a major indepe..

Lannett Co Inc ..er the laws of the Commonwealth of Pennsylvania. In 1991, the Company merged into Lannett Company, Inc., a Delaware corporation. The sole purpose of t..

Laboratory Corporation of America Holdings .. subsidiaries , headquartered in Burlington, North Carolina, is the second largest independent clinical laboratory company in the United States based ..

LifePoint Hospitals Inc. ..ners and operators of general acute care hospitals in non-urban communities in the United States. LifePoint Hospitals, Inc. is a holding company. Its ..

Langer Inc. ..e of medical products targeting the orthopedic, orthotic and prosthetic markets. We also offer a diverse line of skincare products for the medical, th..

Lawson Software Inc. .. and support to specific markets including healthcare, retail, financial services (banking, insurance and other financial services), education, local-..

Mid-America Apartment Communities Inc. ..ith the Company's Quarterly Reports on Form 10-Q, Current Reports on Form 8-K and any amendments to the aforementioned filings, are available on the C..

Molex Incorporated .. 1972 and originated from an enterprise established in 1938. As used herein the terms Molex or Company include Molex Incorporated and its subsidiaries..

Metretek Technologies Inc. ..der of energy technology products, services and data management systems primarily to industrial and commercial users and suppliers of natural gas and ..

Meadowbrook Insurance Group Inc. ..pany organized as a Michigan corporation in 1985. We were formerly known as Star Holding Company and in November 1995, upon acquisition of Meadowbrook..

Mesa Laboratories Inc. ..rado corporation on March 26, 1982. The Company designs, develops, acquires, manufactures and markets instruments and systems utilized in connection w..

Miramar Mining Corporation ..JECT On December 17, 1999 MHBL acquired from Hope Bay Gold Corporation Inc. (Hope Bay Gold) for US$13,346,100 a 50% interest in a group of concession ..

Mercury General Corporation ..its subsidiaries are engaged primarily in writing all risk classifications of automobile insurance in a number of states, principally California. Duri..

Mexco Energy Corporation ..is an independent oil and gas company engaged in the acquisition, exploration and development of oil and gas properties located in the United States. ..

Maximus Inc. ..olutions and operations program management primarily to government. Since our inception in 1975, we have been at the forefront of innovation in meetin..

NB&T FINANCIAL GROUP INC ..io corporation, is a bank holding company which owns all of the issued and outstanding common shares of The National Bank and Trust Company, chartered..

New England Realty Associates Limited Partnership .. a Massachusetts Limited Partnership, was formed on August 12, 1977 as the successor to five real estate limited partnerships (collectively, the Colon..

Netflix Inc. ..n service providing more than 2,600,000 subscribers access to a comprehensive library of more than 35,000 movie, television and other filmed entertain..

Nobel Learning Communities Inc. ..sectarian, for-profit provider of private pay education and services for education entities for the preschool through 12th grade market. Our programs ..

Neurogen Corporation ..of the State of Delaware in 1987, is a drug discovery and development company focusing on new small molecule drugs to improve the lives of patients su..

NTL Incorporated ..mmercial names are Telewest Broadband, Telewest Business and Flextech. We were incorporated in the State of Delaware on November 12, 2003, as a wholly..

Norwood Financial Corp. ..on, is the holding company for Wayne Bank. On March 29, 1996, the Bank completed a holding company reorganization and became a wholly owned subsidiary..

Nexity Financial Corporation .. Delaware corporation on March 12, 1999, as GIBC, Inc. and changed our name to Nexity Financial Corporation on March 26, 1999. We operate a wholly-own..

Odyssey Healthcare Inc. ..nge of care and services to terminally ill patients and their families. We are one of the largest providers of hospice care in the United States in te..

Boise Cascade Corporation ..he terms OfficeMax, the company, and we include OfficeMax Incorporated and its consolidated subsidiaries and predecessors. Our Securities and Exchange..

OSI Systems Inc. ..ally integrated, worldwide provider of security and inspection systems, medical monitoring and anesthesia systems and optoelectronic devices and value..

Panamsat Holding Corporation ..te, Internet, voice and government communications services with a large and modern fleet of 23 in-orbit satellites. We lease transponder capacity on o..

PerkinElmer Inc. ..s, consumables and services to the pharmaceutical, biomedical, environmental testing and general industrial markets, commonly referred to as the healt..

Peapack-Gladstone Financial Corporation .. holding company registered under the Bank Holding Company Act of 1956, as amended (Holding Company Act). The Corporation was organized under the laws..

Perma-Fix Environmental Services Inc. ..mental and technology know-how company, is a Delaware corporation, engaged through its subsidiaries, in: . Industrial Waste Management Services (Indus..

PHH CORP ..t otherwise requires, the company, PHH, we, our or us means PHH Corporation, a Maryland corporation, and its subsidiaries. The information presented i..

Paxar Corporation ..k in 1946, is a global leader in providing innovative merchandising systems for the retail and apparel manufacturing industries. The Companys business..

Panacos Pharmaceuticals Inc. ..s Panacos) seeks to develop next generation anti-infective products through the discovery and development of small molecule oral drugs designed to tre..

PRA International ..tion, or CRO, with approximately 2,500 employees working from 23 offices located in North America, Europe, Africa, South America, Australia, and Asia...

Primus Telecommunications Group Inc. .. are an integrated telecommunications services provider offering a portfolio of international and domestic voice, wireless, Internet, voice-over-Inter..

PriceSmart Inc. .. concerning PriceSmart, Inc.'s (PriceSmart) anticipated future revenues and earnings, adequacy of future cash flow and related matters. These forward-..

Pulte Homes Inc. ..ny whose subsidiaries engage in the homebuilding and financial services businesses. Our assets consist principally of the capital stock of our subsidi..

Qiagen N.V. ..n April 29, 1996, we were incorporated as QIAGEN N.V., a public limited liability company (naamloze vennnootschap) under Dutch law as a holding compan..

FreightCar America Inc. .. railcars in North America, based on the number of railcars delivered. We specialize in the production of coal-carrying railcars, which represented 93..

Rediff.com India Limited ..ormation, communication, entertainment, and shopping services focusing on India and the worldwide Indian community. Its Web sites consists of interest..

Regal Entertainment Group ..organized on March 6, 2002 (we, us, our, the Company or Regal), is the parent company of Regal Entertainment Holdings, Inc. (REH), which is the parent..

Retalix Ltd. .. During 2000, we changed our name from Point of Sale Ltd. to our current name. We were incorporated on March 5, 1982, under the laws of the State of I..

Secure Computing Corporation ..d in July 1989. We use our broad expertise in security technology to develop network security solutions that allow organizations to exchange critical ..

Tanger Factory Outlet Centers Inc. ..es, a fully-integrated, self-administered and self-managed real estate investment trust (REIT), focuses exclusively on developing, acquiring, owning, ..

Superior Essex Inc ..rers in North America based on revenues and enjoy number one market share positions in North America in our core outside plant (OSP) copper communicat..

Sunair Services Corporation ..us, we or our) is a Florida corporation organized in 1956. We changed our corporate name from Sunair Electronics, Inc. to Sunair Services Corporation ..