Greater Bay Bancorp

Greater Bay Bancorp is listed on NASDAQ (GBBK). Greater Bay Bancorp, or the holding company, on a parent-only basis, and we or our, on a consolidated basis, is a financial holding company with one bank subsidiary, Greater Bay Bank, National Association, or the Bank, and one commercial insurance brokerage subsidiary, ABD Insurance and Financial Services, or ABD. CNB Investment Trust I, or CNBIT I, along with its subsidiary CNB Investment Trust II, or CNBIT II, together referred to as the REITS, were formed in order to provide flexibility in raising capital. On February 1, 2004, we completed the merger of our wholly owned bank subsidiaries into Mid-Peninsula Bank, which was renamed Greater Bay Bank, National Association. The Bank has continued to operate in the same communities and under the same names as before the merger. At December 31, 2004, we had total assets of $6.9 billion, total loans, net, of $4.4 billion and total deposits of $5.1 billion.

Greater Community Bancorp

Greater Community Bancorp is listed on NASDAQ (GFLS). Greater Community Bancorp is a business corporation incorporated in New Jersey in 1984. It is registered as a bank holding company with the Board of Governors of the Federal Reserve System (Federal Reserve) under the Bank Holding Company Act of 1956, as amended (Holding Company Act). At the end of 2001 the Company filed a declaration with the Federal Reserve to be designated as a financial holding company pursuant to the Gramm-Leach-Bliley Act of 1999 (the 1999 Act). The 1999 Act permits a bank holding company to qualify as a financial holding company and expand into a wide variety of services that are financial in nature, provided that its subsidiary depository institutions are well managed, well capitalized and have received a satisfactory rating on their last Community Reinvestment Act examination. The Federal Reserve accepted the Companys declaration.

IA Global Inc. ..998 under the name foreignTV.com, Inc. In December 1999, we changed our name to Medium4.com, Inc. On January 3, 2003, we changed our name to IA Global..

Investors Capital Holdings Ltd. ..ervices holding company that operates primarily through its subsidiaries, ICC and EPA, in two segments of the financial services industry. These two s..

IGI Inc. ..77. Its executive offices are at 105 Lincoln Avenue, Buena, New Jersey. The Company is currently engaged in the production and marketing of cosmetics ..

Imperial Oil Limited ..ws of Canada in 1880 and was continued under the Canada Business Corporations Act (the CBCA) by certificate of continuance dated April 24, 1978. The h..

Intersil Corporation ..performance analog, integrated circuits and wireless networking solutions. Our portfolio addresses four growing markets in the industry - power manage..

ISOLAGEN INC ..tion of autologous cellular therapies for soft and hard tissue regeneration. Our two product candidates, which are directed at the aesthetic and denta..

I-TRAX INC ..ing statements. Other than statements of historical facts, all statements included or incorporated in this report regarding our strategy, future opera..

ICT Group Inc. ..tomer management and business process outsourcing solutions. Our comprehensive, balanced mix of sales, service, marketing and technology solutions inc..

Stilwell Financial Inc. ..ng investment advisory services to individual and institutional investors, primarily through a diverse set of U.S. and international stock, bond and m..

Keryx Biopharmaceuticals Inc. ..acquisition, development and commercialization of novel pharmaceutical products for the treatment of life-threatening diseases, including diabetes and..

Knape & Vogt Manufacturing Company ..arily in the design, manufacture, and marketing of hardware, storage-related components and ergonomic products that serve the consumer, contract build..

K2 Inc. ..mpany with a portfolio of leading brands including Shakespeare, Pflueger and Stearns in the Marine and Outdoor segment; Rawlings, Worth and K2 Licensi..

Leadis Technology Inc. ..ductors that enable and enhance the features and capabilities of small panel displays. Our core products are color display drivers with integrated con..

Lennar Corporation ..d a provider of financial services. Our homebuilding operations include the sale and construction of single-family attached and detached homes, as wel..

Luminex Corporation ..s incorporating a proprietary technology that advances and simplifies biological testing for the life sciences industry. Our products are described be..

Lattice Semiconductor Corporation ..s and markets high performance programmable logic products and related software. Programmable logic products are widely-used semiconductor components ..

Macerich Company (The) ..on, ownership, development, redevelopment, management and leasing of regional and community shopping centers located throughout the United States. The..

Millennium Pharmaceuticals Inc. .. on developing and commercializing breakthrough products in the areas of cancer, cardiovascular disease and inflammatory disease. We currently market ..

McClatchy Company (The) ..investor relations page available to all interested parties at www.mcclatchy.com. All filings with the United States Securities and Exchange Commissio..

Midas Inc. ..wise requires, the terms Midas and the Company include Midas, Inc. and its consolidated subsidiaries. References to fiscal years are to years ended Ja..

Monmouth Capital Corporation .. to Monmouth Capital Corporation, together with its predecessors and subsidiaries, unless the context requires otherwise. Monmouth Capital Corporation..

McCormick & Company Incorporated ..ny, is a global leader in the manufacture, marketing and distribution of spices, herbs, seasonings and other flavors to the entire food industry. The ..

MOLINA HEALTHCARE INC ..t arranges for the delivery of health care services to persons eligible to receive health care benefits through government-sponsored programs for low-..

Mens Wearhouse Inc. (The) ..partnership and was incorporated as The Men's Wearhouse, Inc. under the laws of Texas in May 1974. Our principal corporate and executive offices are ..

Material Sciences Corporation .. (MSC) designs, manufactures and markets material-based solutions for acoustical-thermal, coated metal and electronic applications. Until June 20, 200..

Mercantile Bancorp Inc. (Quincey IL) ..bank holding company, is headquartered in Quincy, Illinois. The Company was incorporated on April 15, 1983 for the purpose of enabling Mercantile Trus..

National Dentex Corporation ..es, Inc., a Massachusetts corporation, which acquired six full-service dental laboratories and related branch laboratories from Healthco, Inc. In 1983..

Noble Energy Inc. ..incorporated herein by reference contain forward-looking statements based on expectations, estimates and projections as of the date of this filing. Th..

National Health Investors Inc. ..tate investment trust (REIT) which invests in income producing health care properties primarily in the long-term care industry. As of December 31, 200..

NN Inc. ..bearing components, consisting of balls, cylindrical rollers, tapered rollers, seals, and plastic and metal retainers, for leading bearing manufacture..

Enpro Industries .. EnPro mean EnPro Industries, Inc. and its subsidiaries (unless the context indicates another meaning). The term common stock means the common stock o..

Nashua Corporation ..d marketer of labels, specialty papers and imaging products. Our primary products include thermal and other coated papers, wide-format papers, pressur..

Nucor Corporation ..1958. The business of Nucor Corporation and its subsidiaries is the manufacture and sale of steel and steel products, which accounted for all of the s..

New Plan Excel Realty Trust Inc. ..ers of community and neighborhood shopping centers. As of December 31, 2004, we owned 404 properties, including 26 properties held through joint 3 - v..

Orleans Homebuilders Inc. ..imarily develop, build and market high-quality single-family homes, townhouses and condominiums. The Company also operates as a land developer, primar..

OPNET Technologies Inc. ..nt software for networks and applications. Our solutions address: application performance management, network configuration management, capacity plann..

Overseas Shipholding Group Inc. ..he worlds leading independent bulk shipping companies engaged primarily in the ocean transportation of crude oil and petroleum products. As of Decembe..

Outdoor Channel Holdings Inc. ..terms we, us, our and the Company refer to Outdoor Channel Holdings, Inc. and its subsidiaries as a combined entity, except where noted or where the c..

Prestige Brand Holdings Inc. ..er drug, household cleaning and personal care products. We operate in niche segments of these categories where we can use the strength of our brands, ..

PDL BioPharma Inc. ..velopment of humanized monoclonal antibodies for the treatment of disease. Our patented antibody humanization technology is applied to promising mouse..

Park Electrochemical Corporation ..sidiaries (unless the context otherwise requires, Park and its subsidiaries are hereinafter called the Company), is primarily engaged in the design, d..

Merrill Lynch PreferredPlus Tr ..urities held by PPLUS Trust Series FMC-1, please refer to Ford Motor Companys (Commission file number 001-03950) periodic reports, including annual re..

PortalPlayer Inc. ..s, develops and markets comprehensive platform solutions, including a system-on-chip, firmware and software, for manufacturers of feature-rich, hard d..

Pall Corporation ..ted in July 1946, and its subsidiaries is a leading supplier of fine filters, principally made by the Company using its proprietary filter media, and ..

Pre-Paid Legal Services Inc. ..tates organized solely to design, underwrite and market legal expense plans. Our predecessor commenced business in 1972 and began offering legal expen..

priceline.com Incorporated .. our customers a broad range of travel services, including airline tickets, hotel rooms, car rentals, vacation packages and cruises. We offer our cust..

Patterson-UTI Energy Inc. ..e we are the second largest owner of land-based drilling rigs in North America. The Company was formed in 1978 and reincorporated in 1993 as a Delawar..

Pixelworks Inc. ..of semiconductors and software for the advanced display industry, including advanced televisions, multimedia projectors and flat panel monitors. Our s..

Pizza Inn Inc. .. referred to as the Company, Pizza Inn or in the first person notations of we, us and our) operate and franchise pizza buffet, delivery-carry-out and ..

Qwest Communications International Inc. ..rvices, long-distance services and wireless, data and video services within our local service area, which consists of the 14-state region of Arizona, ..

Rockville Financial Inc. ..-tier stock holding company was formed in Connecticut on December 17, 2004 to reorganize Charter Oak Community Bank Corp. from a state-chartered mutua..

Reinsurance Group of America Incorporated ..s an insurance holding company that was formed on December 31, 1992. As of December 31, 2004, General American Life Insurance Company (General America..

Regency Centers Corporation ..t (REIT), which began operations in 1993. Our primary operating and investment goal is long-term growth in earnings per share and total shareholder re..

Ramtron International Corporation ..elaware corporation and was founded in 1984. Ramtron is a fabless semiconductor company that designs, develops and markets specialized semiconductor m..

Regeneration Technologies Inc. ..innovative technologies to produce allografts that repair and promote the natural healing of human bone and other human tissues and improve surgical o..

Rent-Way Inc. ..hase stores located in 34 states. The Company offers quality, brand name home entertainment equipment, furniture, computers, major appliances and jewe..

Sterling Bancshares Inc. ..section entitled Forward-Looking Statements in Management's Discussion and Analysis of Financial Condition and Results of Operations included in Item ..

SteelCloud Inc. ..re and market custom computers, primarily to the Federal government. By 2004, the Company was principally engaged in the delivery of computer products..

Salton Inc. ..istributor of branded, high quality small appliances, home decor and personal care products. Our product mix includes a broad range of small kitchen a..

Sierra Wireless Inc. .. We provide leading edge wireless wide-area modem solutions for mobile computing over cellular networks. We develop and market a broad range of produc..

SK Telecom Corporation Ltd. ..ELOPMENT OF THE COMPANY Introduction We are Korea's leading wireless telecommunications services provider and a pioneer in the commercial development ..

Supertel Hospitality Inc. ..trust (REIT), and through our subsidiaries, we own 69 limited service hotels in 16 states. Our hotels operate under several national franchise brands...

Sulphco Inc. ..age company in 2004, as defined by Statement of Financial Accounting Standards (SFAS) No. 7 due to the Companys primary focus of continuing to develop..

Tuesday Morning Corp. .. furnishings, gifts and related items in the United States. We opened our first store in 1974 and currently operate 662 stores in 43 states at Decembe..

TeamStaff Inc. ..ff), was founded in 1969 as a payroll service company and has evolved into a national provider of payroll and temporary and permanent medical and admi..

Tesoro Petroleum Corporation ..o major operating segments - (1) refining crude oil and other feedstocks and selling petroleum products in bulk and wholesale markets (refining) and (..

UIL Holdings Corporation .. in July 2000 and is an exempt public utility holding company under the provisions of the Public Utility Holding Company Act of 1935. Through its vari..

Vector Group Ltd. ..lding company for a number of businesses. We hold these businesses through our wholly-owned subsidiary VGR Holding Inc. We are engaged principally in:..

webMethods Inc. ..ooking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934,..

Westaff Inc. ..rimarily in suburban and rural markets (secondary markets), as well as in the downtown areas of certain major urban centers (primary markets) in the U..

Zumiez Inc. ..ports related apparel, footwear, equipment and accessories operating under the Zumiez brand name. As of January 28, 2006, we operated 174 stores prima..

Angeion Corporation ..in this Form 10-KSB to Angeion or the Company means Angeion Corporation, while references to Medical Graphics or MedGraphics refers to Medical Graphic..

ALCAN Inc. ..oup involved in many aspects of the aluminum and packaging industries. Through Subsidiaries, Joint Ventures and Related Companies around the world, th..

Annapolis Bancorp Inc. ..iness of the Registrant is incorporated herein by reference on page 32 as part of the Registrant's Annual Report to Shareholders...