Hudson City Bancorp Inc.

Hudson City Bancorp Inc. is listed on NASDAQ (HCBK). Hudson City Bancorp is a Delaware corporation organized in 1999 and serves as the holding company of its only subsidiary, Hudson City Savings Bank. A majority of the outstanding shares of Hudson City Bancorp's common stock are owned by Hudson City, MHC. Hudson City Bancorp's executive offices are located at West 80 Century Road, Paramus, New Jersey 07652 and our telephone number is (201) 967-1900. In 1999, Hudson City Savings converted and reorganized from a New Jersey chartered mutual savings bank into a two-tiered mutual savings bank holding company structure and became a wholly owned subsidiary of Hudson City Bancorp. Hudson City Bancorp sold 47% of the then outstanding shares of its common stock to the public at $10.00 per share and received net proceeds of $527.6 million. Hudson City Bancorp contributed 50% of the net proceeds from the initial public offering to Hudson City Savings.

Hudson Highland Group Inc.

Hudson Highland Group Inc. is listed on NASDAQ (HHGP). Hudson Highland Group, Inc. is one of the world's largest specialized professional staffing, retained executive search and human capital solutions providers. The Company provides professional staffing services on a permanent, contract and temporary basis, as well as executive search and a range of human capital services to businesses operating in a wide variety of industries. The Company is organized into two business segments, the Hudson businesses (Hudson) and Highland Partners (Highland), which constituted approximately 88% and 12% of the Company's gross margin, respectively, for the year ended December 31, 2004. We help our clients in recruiting employees in a wide variety of positions ranging from mid-level or professional candidates to senior executives. Hudson. Hudson provides temporary and contract personnel and permanent recruitment services to a wide range of clients through its Hudson Global Resources unit.

Itron Inc. ..gs are available free of charge under the Investor Relations section of our website at www.itron.com as soon as practicable after they are filed with ..

Jewett-Cameron Trading Company ..ipal reportable segments, all in the United States: the processing-sale of industrial products to original equipment manufacturers; the sale of lumber..

St. Joe Company (The) ..he terms we, JOE, Company and Registrant mean The St. Joe Company and its consolidated subsidiaries unless the context indicates otherwise. JOE is one..

KeySpan Corporation ..ion, is a member of the Standard and Poors 500 Index and a registered holding company under the Public Utility Holding Company Act of 1935, as amended..

Knot Inc. (The) .. company providing products and services to couples planning their weddings and future lives together. Our website, at www.theknot.com, is the most tr..

Kyocera Corporation .. Consolidated Subsidiaries A. History and Development of Kyocera Corporation and its Consolidated Subsidiaries Kyocera Corporation is a joint stock co..

Lannett Co Inc ..er the laws of the Commonwealth of Pennsylvania. In 1991, the Company merged into Lannett Company, Inc., a Delaware corporation. The sole purpose of t..

Longview Fibre Company .. products company engaged in three primary businesses: the ownership and management of timberlands in Oregon and Washington, which principally produce..

Lockheed Martin Corporation .., designs, develops, manufactures, integrates, operates and sustains advanced technology systems, products and services. We serve customers in domesti..

Langer Inc. ..e of medical products targeting the orthopedic, orthotic and prosthetic markets. We also offer a diverse line of skincare products for the medical, th..

Magnetek Inc. ..roducts used primarily in information technology, telecommunications, consumer products, transportation, industrial automation and energy markets. Mag..

McGrath RentCorp ..nized in 1979. The Company is comprised of three business segments: Mobile Modular Management Corporation (MMMC), its modular building rental division..

Molex Incorporated .. 1972 and originated from an enterprise established in 1938. As used herein the terms Molex or Company include Molex Incorporated and its subsidiaries..

Mellon Financial Corporation ..l services company headquartered in Pittsburgh, Pennsylvania, with approximately $4.0 trillion in assets under management, administration or custody, ..

MHI Hospitality Corporation ..004 to own full-service upper up-scale and mid-scale hotels located in primary and secondary markets in the mid-Atlantic and Southeastern United State..

Mesa Laboratories Inc. ..rado corporation on March 26, 1982. The Company designs, develops, acquires, manufactures and markets instruments and systems utilized in connection w..

Morningstar Inc. ..t research to investors around the world. Since our founding in 1984, our mission has been to create great products that help investors reach their fi..

Mestek Inc. ..0-K constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 that are not historical facts but..

Mexco Energy Corporation ..is an independent oil and gas company engaged in the acquisition, exploration and development of oil and gas properties located in the United States. ..

Mitsubishi UFJ Financial Group Inc ..ishi Tokyo Financial Group, Inc. Mitsubishi Tokyo Financial Group, Inc. is a joint stock company (kabushiki kaisha) incorporated in Japan under the Co..

Northern Empire Bancshares ..nd-or forms with the SEC. The SEC maintains an internet website, www.sec.gov., at which all electronic filings can be accessed. Information regarding ..

New England Realty Associates Limited Partnership .. a Massachusetts Limited Partnership, was formed on August 12, 1977 as the successor to five real estate limited partnerships (collectively, the Colon..

Nicor Inc. .. in 1976, is a holding company. Gas distribution is Nicors primary business. Nicors principal subsidiaries are Northern Illinois Gas Company (doing bu..

Noble International Ltd. ..sidiaries, is a full-service provider of tailored laser welded blanks and tubes for the automotive industry. Nobles laser-welded blanks are manufactur..

Neurogen Corporation ..of the State of Delaware in 1987, is a drug discovery and development company focusing on new small molecule drugs to improve the lives of patients su..

Nevada Chemicals Inc. ..ed in 1979 , is engaged in the single business segment of supplying chemicals to the gold mining industry in the western United States, primarily thro..

Mobile Mini Inc. ..rgest provider of portable storage solutions through our lease fleet of over 100,000 portable storage and portable office units at December 31, 2004. ..

Nexity Financial Corporation .. Delaware corporation on March 12, 1999, as GIBC, Inc. and changed our name to Nexity Financial Corporation on March 26, 1999. We operate a wholly-own..

Southwest Bancorp Inc. ..ered in Stillwater, Oklahoma. Southwest provides commercial and consumer banking services through its banking subsidiaries, Stillwater National Bank &..

Optibase Ltd. ..he State of Israel in 1990 under the name of Optibase Advanced Systems (1990) Ltd. In November 1993 we changed our name to Optibase Ltd. Our principal..

OSI Systems Inc. ..ally integrated, worldwide provider of security and inspection systems, medical monitoring and anesthesia systems and optoelectronic devices and value..

OmniVision Technologies Inc. ..ction with audited consolidated financial statements and the notes thereto included in Item 8 of this Annual Report on Form 10-K. Except for historica..

Provident New York Bancorp ..ederally chartered corporation that owns all of the outstanding common stock of Provident Bank. At September 30, 2003, Provident Bancorp had consolida..

Peapack-Gladstone Financial Corporation .. holding company registered under the Bank Holding Company Act of 1956, as amended (Holding Company Act). The Corporation was organized under the laws..

PennFed Financial Services Inc. ..ration, was organized in March 1994 for the purpose of becoming the savings and loan holding company for Penn Federal Savings Bank (Penn Federal or th..

Preferred Plus Trust ..urities held by PreferredPLUS Trust Series MSD-1, please refer to Morgan Stanleys (Commission file number 001-11758) periodic reports, including annua..

Paxar Corporation ..k in 1946, is a global leader in providing innovative merchandising systems for the retail and apparel manufacturing industries. The Companys business..

Premier Community Bankshares Inc ..ng company that was incorporated in June 1989. We own all of the outstanding stock of The Marathon Bank, which was incorporated in August 1987, and Ro..

Potlatch Corporation ..trust, or REIT, that owns and manages 1.5 million acres of timberlands located in Arkansas, Idaho, Minnesota and Oregon, including a 17,000 acre hybri..

Primus Telecommunications Group Inc. .. are an integrated telecommunications services provider offering a portfolio of international and domestic voice, wireless, Internet, voice-over-Inter..

Parallel Petroleum Corporation ..s are engaged in the acquisition, development and exploitation of long life oil and natural gas reserves and, to a lesser extent, the exploration for ..

Provident Bankshares Corporation ..oration, is the bank holding company for Provident Bank (Provident or the Bank), a Maryland chartered stock commercial bank. At December 31, 2004, the..

Qiagen N.V. ..n April 29, 1996, we were incorporated as QIAGEN N.V., a public limited liability company (naamloze vennnootschap) under Dutch law as a holding compan..

Questar Corporation ..gas-focused energy company with three principal lines of business-gas and oil exploration and production, interstate gas transmission, and retail-gas ..

RCM Technologies Inc. ..of business and technology solutions designed to enhance and maximize the operational performance of its customers through the adaptation and deployme..

Regal Entertainment Group ..organized on March 6, 2002 (we, us, our, the Company or Regal), is the parent company of Regal Entertainment Holdings, Inc. (REH), which is the parent..

Rofin-Sinar Technologies Inc. ..rein also referred to as Rofin or RSTI or the Company or we, us or our) is a leader in the design, development, engineering, manufacture and marketing..

Red Robin Gourmet Burgers Inc. .. subsidiaries, is a casual dining restaurant chain focused on serving an imaginative selection of high quality gourmet burgers in a family-friendly at..

Retalix Ltd. .. During 2000, we changed our name from Point of Sale Ltd. to our current name. We were incorporated on March 5, 1982, under the laws of the State of I..

Ryland Group Inc. (The) ..nd Group, Inc. is one of the nation's largest homebuilders and a leading mortgage-finance company. The Company consists of two business segments: hom..

Symmetricom Inc. ..ial Condition and Results of Operations-Risk Factors That May Impact Future Operating Results for risk factors that may adversely affect Symmetricom. ..

Secure Computing Corporation ..d in July 1989. We use our broad expertise in security technology to develop network security solutions that allow organizations to exchange critical ..

Saks Incorporated ..ncorporated in 1919, and its subsidiaries operate two business segments, Saks Department Store Group (SDSG) and Saks Fifth Avenue Enterprises (SFAE). ..

Sigma Designs Inc. ..any, we, us, and our refer to Sigma Designs, Inc. We specialize in silicon-based digital media processing solutions for consumer products. Our highly-..

Tanger Factory Outlet Centers Inc. ..es, a fully-integrated, self-administered and self-managed real estate investment trust (REIT), focuses exclusively on developing, acquiring, owning, ..

Sanders Morris Harris Group Inc. ..ion formed in 1998 (SMHG), provides a broad range of financial and other professional services through its operating subsidiaries. Our financial and o..

Sento Corporation ..call and contact center solutions for customer acquisition, customer service, service intervention and technical support. We use modern customer conta..

Superior Essex Inc ..rers in North America based on revenues and enjoy number one market share positions in North America in our core outside plant (OSP) copper communicat..

SPACEHAB Incorporated ..n 1984 and made our initial public offering of our common stock in 1995. We flew our first module on a space shuttle mission in 1993 and have continue..

Star Gas Partners L.P. ..ooking statements which represent our expectations or beliefs concerning future events that involve risks and uncertainties, including those associate..

Sunair Services Corporation ..us, we or our) is a Florida corporation organized in 1956. We changed our corporate name from Sunair Electronics, Inc. to Sunair Services Corporation ..

3M Company .. Manufacturing Company, was incorporated in 1929 under the laws of the State of Delaware to continue operations begun in 1902. The Board of Directors ..

Meridian Resource Corporation (The) .. independent oil and natural gas company that explores for, acquires and develops oil and natural gas properties utilizing 3-D seismic technology. Our..

TeleCommunication Systems Inc. ..iable wireless data communications technology to solutions for customers. We are a Maryland corporation founded in 1987 with our headquarters located ..

UMB Financial Corporation ..nder Missouri law for the purpose of becoming a bank holding company registered under the Bank Holding Company Act of 1956. In 2001, the Company elect..

Viacom Inc. ..en exploring the possible division of its businesses into separate publicly-traded companies, one of which would highlight Viacoms high-growth busines..

W&T Offshore Inc. ..in this Annual Report to W&T, we, us and our refer to W&T Offshore, Inc. and its consolidated subsidiaries. We are an independent oil and natural gas ..

White Mountains Insurance Group Ltd. ..ant) was originally formed as a Delaware corporation in 1980. In October 1999, the Company completed a corporate reorganization that changed its domic..

ALCON INC ..Inc. was originally incorporated in Switzerland in 1971 as Société Fromagère Nestlé S.A., and, after a change of our name to Alcon Universal S.A. in 1..

ADTRAN Inc. ..acilitate access to today's communications networks. Our high-speed, network access products improve the operation of, and reduce the costs associated..

Allete Inc. ..segments. REGULATED UTILITY includes retail and wholesale rate regulated electric, water and gas services in northeastern Minnesota and northwestern W..

AngloGold Ashanti Ltd. ..g Company Limited, was incorporated in South Africa in 1944. 4A. History and development of the company AngloGold produces approximately six million o..

Ashworth Inc. .. incorporated in Delaware on March 19, 1987. As used in this report, the terms we, us, our, Ashworth and the Company refer to Ashworth, Inc., its pred..

AXA .. directoire et conseil de surveillance (a form of limited liability company) with a Management Board and a Supervisory Board. The Company's headquarte..

Savannah Bancorp Inc. (The) ..Georgia business corporation on October 5, 1989, for the purpose of becoming a bank holding company. The Company became a bank holding company within ..

Collegiate Pacific Inc. ..stributing sports equipment products and soft good athletic apparel and footwear products (soft goods) to non-retail institutional customers such as c..