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Jefferson Bancshares Inc.

Jefferson Bancshares Inc. is listed on NASDAQ (JFBI). Jefferson Bancshares, Inc. was organized as a Tennessee corporation at the direction of Jefferson Federal Bank, formerly Jefferson Federal Savings and Loan Association of Morristown (referred to as the Bank or Jefferson Federal), in March 2003 to become the holding company for Jefferson Federal upon the completion of the second-step mutual-to-stock conversion (the Conversion) of Jefferson Bancshares, M.H.C. (the MHC). The Conversion was completed on July 1, 2003. As part of the Conversion, the MHC merged into Jefferson Federal, thereby ceasing to exist and Jefferson Federal Savings and Loan Association of Morristown changed its name to Jefferson Federal Bank. The Company sold 6,612,500 shares of its common stock at a price of $10.00 per share to depositors of the Bank in a subscription offering raising approximately $64.5 million in net proceeds.

Jeffersonville Bancorp

Jeffersonville Bancorp is listed on NASDAQ (JFBC). Jeffersonville Bancorp was organized as a New York corporation on January 12, 1982, for the purpose of becoming a registered bank holding company under the Bank Holding Company Act of 1956, as amended (the BHC Act). Effective June 30, 1982, the Company became the registered bank holding company for The First National Bank of Jeffersonville, a bank chartered in 1913 and organized under the national banking laws of the United States. The Company is engaged in the business of managing or controlling its subsidiary bank and such other business related to banking as may be authorized under the BHC Act. At December 31, 2004 and 2003, the Company had total assets of $363.9 million and $352.2 million, securities available for sale of $100.7 million and $115.6 million, securities held to maturity of $6.0 million and $5.9 million and net loans receivable of $220.6 million and $193.1 million, respectively.

Laidlaw International Inc. ..ith operations conducted by its subsidiaries. Unless the context otherwise requires, references to the Company, Laidlaw International, we, our or us m..

Las Vegas Sands Corp. ..n and operate the Venetian Casino Resort, the Sands Expo and Convention Center (the Sands Expo Center) in Las Vegas, Nevada, and the Sands Macao Casin..

Marten Transport Ltd. ..uckload carriers in the United States. We specialize in transporting food and other consumer packaged goods that require a temperature-controlled or i..

Morgan Stanely Global Indices Basket Capital Protected Notes .. that, through its subsidiaries and affiliates, provides its products and services to a large and diversified group of clients and customers, includin..

Magna International Inc. ..EW We are the most diversified automotive supplier in the world. We design, develop and manufacture automotive systems, assemblies, modules and compon..

Man Sang Holdings Inc .. is principally engaged in the purchasing, processing, assembling, merchandising, and wholesale distribution of pearls, pearl jewelry products and jew..

MI Developments Inc ..mpleted major development and expansion projects in both the North American and European markets. We undertake each new industrial or commercial devel..

Miller Industries Inc. ..facturer of vehicle towing and recovery equipment, with executive offices in Ooltewah, Tennessee and Atlanta, Georgia, domestic manufacturing operatio..

Modtech Holdings Inc. ..usiness consisting of purchasing unfinished and outdated classroom shells and performing installation work. The Company subsequently changed its busin..

MSC Industrial Direct Company Inc. ..orward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934, and ..

MutualFirst Financial Inc. ..n, is a savings and loan holding company that has as its wholly-owned subsidiary Mutual Federal Savings Bank (Mutual Federal). MFS Financial was forme..

North American Scientific Inc. ..ets and sells products for the radiation oncology community, including brachytherapy seeds used in the treatment of prostate cancer, as well as intens..

NCI Building Systems Inc. ..'s largest integrated manufacturers of products for the nonresidential construction industry. We operate 37 manufacturing facilities located in 16 sta..

New Dragon Asia Corporation ..flour and instant noodle producers in Northern China. Our core business is twofold: (1) the milling, sale and distribution of flour and related produc..

Knight Transportation Inc. ..d herein, this Annual Report contains forward-looking statements that involve risks, assumptions and uncertainties which are difficult to predict. All..

National R.V. Holdings Inc. ..ly-owned subsidiaries, National RV, Inc. (NRV) and Country Coach, Inc. (CCI), is one of the nation's leading producers of motorized recreational vehic..

Nortech Systems Incorporated ..Minnesota corporation organized in December 1990. Prior to December 1990, the Company operated as DSC Nortech, Inc., which filed a petition for reorga..

Novellus Systems Inc. ..rganized in 1984, develops, manufactures, sells and supports equipment used in the fabrication of integrated circuits, commonly called microchips or c..

Northwest Natural Gas Company ..orporated under the laws of Oregon in 1910. The Company and its predecessors have supplied gas service to the public since 1859. Since September 1997,..

Oak Hill Financial Inc. ..med in 1981, is a financial holding company registered under the Bank Holding Company Act of 1956, as amended (the Act), and is subject to regulation ..

OMI Corporation .. the Republic of the Marshall Islands on January 9, 1998. We have our principal place of business at One Station Place, Stamford, Connecticut and are ..

Orbotech Ltd. ..porate History The Company was incorporated in Israel, as a company limited by shares, on February 8, 1981 under the name Optrotech Ltd. pursuant to t..

Oriental Financial Group Inc. ..s to its clients through a complete range of consumer and commercial banking-financial solutions, including consumer, commercial and mortgage lending;..

Patriot Capital Funding Inc. ..ustomized financing solutions to small- to mid-sized companies. Our ability to invest across a company's capital structure, from senior secured loans ..

Pure Cycle Corporation ..te of Delaware in 1976. We were founded on the belief that water is a precious commodity, one that is often undervalued and therefore used inefficient..

Public Storage Inc. .. believes, anticipates, should, estimates, and similar expressions are intended to identify forward-looking statements within the meaning of that term..

Primedia Inc. ..edia company in the United States. The Companys properties comprise more than 200 brands that connect buyers and sellers in more markets than any othe..

Merrill Lynch Depositor Inc. ..urities held by PreferredPLUS Trust Series ALL-1, please refer to Allmerica Financial Corporations (Commission file number 001-13754) periodic reports..

PMA Capital Corporation ..ompany, which offers through our subsidiaries workers compensation, integrated disability and, to a lesser extent, other standard lines of commercial ..

Peoples Bancorp .. October 1990 to become the thrift holding company for Peoples Federal Savings Bank of DeKalb County (Peoples Federal). The Company is the sole shareh..

Performance Food Group Company ..as founded in 1987 through the combination of various foodservice businesses and has grown internally through increased sales to existing and new cust..

Pharmaceutical Resources Inc. ..ware holding company that, principally through its wholly owned subsidiary, Par Pharmaceutical, Inc. (Par), is in the business of manufacturing and di..

PartnerRe Ltd. ..a on August 24, 1993, is an international reinsurance group. The Company provides reinsurance on a worldwide basis through its wholly owned subsidiari..

PPlus Trust ..urities held by PPLUS Trust Series TWC-1, please refer to Time Warner Inc.s (Commission file number 001-15062) periodic reports, including annual repo..

InsWeb Corporation ..rated in California in February 1995 and re-incorporated in Delaware in October 1996, and is headquartered outside Sacramento, California. InsWeb's he..

Elizabeth Arden Inc. .. products company with an extensive portfolio of prestige fragrance, skin care and cosmetics brands. We market approximately 100 owned or licensed pre..

Revlon Inc. ..ough its direct subsidiary, Revlon Consumer Products Corporation (Products Corporation), which manufactures, markets and sells an extensive array of c..

Radiologix Inc. ..ve techniques to generate representations of internal anatomy that can be recorded on film or digitized for display on a video monitor. Diagnostic ima..

Sirva Inc ..gs, which include this Annual Report on Form 10-K, Quarterly Reports on Form 10-Q, Current Reports on Form 8-K and all related amendments, are availab..

REYNOLDS AMERICAN INC ..ng company in the state of North Carolina on January 5, 2004, and is listed on the NYSE under the symbol RAI. RAI was created to facilitate the transa..

Grupo Casa Saba S.A. de C.V. ..a de capital variable, or stock corporation with variable capital, which was organized under the laws of the United Mexican States on November 16, 198..

Schawk Inc. .. in one operating business segment, Digital Imaging Graphics Arts, that serves consumer products packaging, advertising and promotional markets. The C..

Sykes Enterprises Incorporated ..ubsidiaries (Sykes, our, us) is a global leader in providing outsourced customer contact management solutions and services in the business process out..

SeaChange International Inc. ..), a Delaware corporation founded on July 9, 1993, is a leading developer, manufacturer and marketer of digital video storage, management and streamin..

Silgan Holdings Inc. ..tal and plastic consumer goods packaging products. We had consolidated net sales of $2.421 billion in 2004. Our products are used for a wide variety o..

Silicon Image Inc. ..ductor solutions for the secure transmission, storage and display of rich digital media. The Company's mission is to be the leader in defining the arc..

Stein Mart Inc. ..a 261-store retail chain with stores that offer the fashion merchandise, service and presentation of a traditional, better department or specialty sto..

Sonic Innovations Inc. ..mpany. We design, develop, manufacture and market advanced digital hearing aids intended to provide the highest levels of satisfaction for hearing imp..

Spectrum Control Inc. ..rein, the following discussion contains forward-looking statements that involve risks and uncertainties. The Company intends these forward-looking sta..

Socket Communications Inc. ..d connectivity products for mobile electronic devices. Our products employ innovative designs that reduce battery power consumption and make them easy..

STAAR Surgical Company ..distributes worldwide products used by ophthalmologists and other eye care professionals to improve or correct vision in patients with cataracts, refr..

Station Casinos Inc. ..nces to the Company refer to Station Casinos, Inc. and all references to Station, we, our, ours and us refer to Station Casinos, Inc. and its consolid..

SL Green Realty Corporation ..e investment trust, or REIT, with in-house capabilities in property management, acquisitions, financing, development, construction and leasing. We wer..

Tandy Brands Accessories Inc. ..er of branded men's, women's and children's accessories, including belts and small leather goods, such as wallets. Our product line also includes hand..

Texas Industries Inc. ..ed a plan to spin off our wholly-owned steel operations in order to permit our cement, aggregates and concrete, or CAC, business and our steel busines..

TECO Energy Inc. ..n Florida in 1981 as part of a restructuring in which it became the parent corporation of Tampa Electric Company. TECO Energy and its subsidiaries had..

TIB Financial Corporation ..is conducted primarily through our wholly-owned subsidiary, TIB Bank. TIB Bank, which was formed in 1974, serves the Southern Florida market, principa..

Telstra Corporation Limited ..775 556. 2 CONSTITUTION means this Constitution as amended from time to time and a reference to an article has a corresponding meaning. CORPORATIONS L..

TotalFinaElf S.A. ..h 28, 1924, together with its subsidiaries and affiliates, is the fourth largest publicly-traded integrated oil and gas company in the world, based on..

Transatlantic Holdings Inc. .. incorporated in the state of Delaware. Originally formed in 1986 under the name PREINCO Holdings, Inc. as a holding company for Putnam Reinsurance Co..

TheStreet.com Inc. ..d subsidiaries (collectively), operates its businesses in two segments, electronic publishing and securities research and brokerage. Our electronic pu..

Ultratech Inc. ..dition to historical information, certain forward-looking statements that involve significant risks and uncertainties. Our actual results could differ..

VSE Corporation ..nt company primarily serves as a centralized management and consolidating entity for the business operations conducted by the Companys wholly owned su..

Wavecom S.A. ..h société anonyme on June 28, 1993, for a duration of 99 years under the name of Wavecom, S.A. We are registered in Nanterre, France, registration num..

WSFS Financial Corporation ..ft holding company headquartered in Wilmington, Delaware. Substantially all of the Corporations assets are held by its subsidiary, Wilmington Savings ..

Zanett Inc. ..hat provides customized, mission-critical IT solutions to Fortune 500 corporations, mid-market companies, and classified government agencies involved ..

Advanced Life Sciences Holdings Inc. ..ooking statements that involve risks and uncertainties, as well as assumptions that, if they never materialize or prove incorrect, could cause the res..

Air Methods Corporation ..ir Methods), was originally incorporated in Colorado in 1982 and now serves as the largest provider of air medical emergency transport services and sy..

Anchor BanCorp Wisconsin Inc. .. a registered savings and loan holding company incorporated under the laws of the State of Wisconsin and is engaged in the savings and loan business t..

The Aristotle Corporation ..idiaries (together with Aristotle), founded in 1986, and headquartered in Stamford, CT, is a leading manufacturer and global distributor of educationa..

Avatar Holdings Inc. .. of Delaware in 1970. Our principal executive offices are located at 201 Alhambra Circle, Coral Gables, Florida 33134 (telephone (305) 442-7000). We a..

W.R. Grace & Company .. at www.grace.com. Grace makes available, free of charge through its website, its annual reports on Form 10-K, quarterly reports on Form 10-Q, current..

Bonso Electronics International Inc. .. August 8, 1988 as a limited liability International Business Company under the laws of the British Virgin Islands under the name Golden Virtue Limite..

BackWeb Technologies Ltd. .. a solution allowing users of enterprise Web applications to synchronize those Web applications to their PCs for use while disconnected from the netwo..

Crown Cork & Seal Company Inc. ..de leader in the design, manufacture and sale of packaging products for consumer goods. The Company's primary products include steel and aluminum cans..

CHARTERMAC ..y, we or us), through its subsidiaries, is one of the nations leading full-service real estate finance companies, providing capital solutions to devel..

Canadian Natural Resources Limited ..Canadian based senior independent energy company engaged in the acquisition, exploration, development, production, marketing and sale of crude oil, NG..

Cryptologic Inc. ..ation under the Business Corporations Act (Ontario) effective March 7, 1996 pursuant to an amalgamation agreement dated January 19, 1996 between Inter..

Volume Services America Holdings Inc. ..cessions, catering and merchandise services in sports facilities, convention centers and other entertainment facilities. We operate throughout the Uni..

Digene Corporation .. gene-based diagnostic tests for the screening, monitoring and diagnosis of human diseases. Our primary focus is in women's cancers and infectious dis..