Kentucky First Federal Bancorp

Kentucky First Federal Bancorp is listed on NASDAQ (KFFB). This report contains certain forward-looking statements within the meaning of the federal securities laws. These statements are not historical facts, rather statements based on Kentucky First Federal Bancorp's current expectations regarding its business strategies, intended results and future performance. Forward-looking statements are preceded by terms such as expects, believes, anticipates, intends and similar expressions. Management's ability to predict results or the effect of future plans or strategies is inherently uncertain. Factors which could affect actual results include the following: interest rate trends; the general economic climate in the market areas in which Kentucky First Federal Bancorp operates, as well as nationwide; Kentucky First Federal Bancorp's ability to control costs and expenses; competitive products and pricing; loan delinquency rates; and changes in federal and state legislation and regulation.

Kerr-McGee Corporation

Kerr-McGee Corporation is listed on NYSE (KMG). Through its predecessors, Kerr-McGee Corporation began operations in 1929 as a privately held company. In 1956 the companys stock began trading publicly on the New York Stock Exchange under the ticker symbol KMG. Kerr-McGees worldwide businesses and those of its subsidiaries are consolidated for financial reporting and disclosure purposes. Accordingly, the terms Kerr-McGee, the company, we, our and similar terms are used interchangeably in this Form 10-K to refer to the consolidated group or to one or more of the companies that are part of the consolidated group. Kerr-McGee is an energy and inorganic chemical holding company whose consolidated subsidiaries, joint ventures and other affiliates (together, affiliates) have operations throughout the world.

Macerich Company (The) ..on, ownership, development, redevelopment, management and leasing of regional and community shopping centers located throughout the United States. The..

MB Financial Inc. ..n other filings with the Securities and Exchange Commission, in press releases or other public shareholder communications, or in oral statements made ..

McClatchy Company (The) ..investor relations page available to all interested parties at www.mcclatchy.com. All filings with the United States Securities and Exchange Commissio..

Massey Energy Company ..al of steam and metallurgical grades, primarily of a low sulfur content, through its 22 processing and shipping centers, called resource groups, many ..

MedcoHealth Solutions Inc ..t managers, and we provide sophisticated programs and services for our clients and the members of their prescription benefit plans, as well as for the..

Meritage Corporation ..nd builder of single-family homes in the rapidly growing Southern and Western United States, based on the number of home closings and revenue. We focu..

MOLINA HEALTHCARE INC ..t arranges for the delivery of health care services to persons eligible to receive health care benefits through government-sponsored programs for low-..

MarineMax Inc. .. United States. Through 71 retail locations in Alabama, Arizona, California, Colorado, Delaware, Florida, Georgia, Maryland, Minnesota, Nevada, New Je..

Material Sciences Corporation .. (MSC) designs, manufactures and markets material-based solutions for acoustical-thermal, coated metal and electronic applications. Until June 20, 200..

Motorola Inc. ..adband and automotive communications technologies and embedded electronic products. . Wireless Handsets: We are one of the world's leading providers o..

NORTHEAST BANCORP ..ion chartered in April 1987, is a bank holding company registered under the Bank Holding Company Act of 1956 (the BHCA). Prior to 1996, the Company op..

NovAtel Inc. ..ness Corporations Act (CBCA) on October 17, 1978 as 89006 Canada Ltd. The Company was extra provincially registered in Alberta on November 20, 1979 an..

National Health Investors Inc. ..tate investment trust (REIT) which invests in income producing health care properties primarily in the long-term care industry. As of December 31, 200..

National Bankshares Inc. .. financial holding company organized under the laws of Virginia in 1986 and registered under the Bank Holding Company Act (BHCA). Bankshares conducts ..

Enpro Industries .. EnPro mean EnPro Industries, Inc. and its subsidiaries (unless the context indicates another meaning). The term common stock means the common stock o..

Nathans Famous Inc. ..erms we, us, our and Nathans mean Nathans Famous, Inc. and its subsidiaries, including Miami Subs Corporation, owner of the Miami Subs brand, and NF R..

Novatel Wireless Inc. ..utions for the worldwide mobile communications market. Our broad range of products includes 3G wireless PC card modems, embedded modems, ruggedized mo..

Oce NV ..evelopment of the Company Oc N.V. was organized as a stock corporation under the laws of the Netherlands in 1953, incorporating a business originally ..

Orleans Homebuilders Inc. ..imarily develop, build and market high-quality single-family homes, townhouses and condominiums. The Company also operates as a land developer, primar..

Odyssey Marine Exploration Inc. .. archaeologically sensitive exploration and recovery of deep-water shipwrecks throughout the world. We employ advanced state-of-the-art technology, in..

Overseas Shipholding Group Inc. ..he worlds leading independent bulk shipping companies engaged primarily in the ocean transportation of crude oil and petroleum products. As of Decembe..

Pemco Aviation Group Inc. ..pace and defense company composed of three operating segments: Government Services, Commercial Services, and Manufacturing and Components. The Company..

Pacific Gas & Electric Co. ..95, is an energy-based holding company that conducts its business principally through Pacific Gas and Electric Company, or the Utility, a public utili..

Perrigo Company ..care supplier and the worlds largest manufacturer of over-the-counter (OTC) pharmaceutical and nutritional products for the store brand market. The Co..

Park Electrochemical Corporation ..sidiaries (unless the context otherwise requires, Park and its subsidiaries are hereinafter called the Company), is primarily engaged in the design, d..

Progressive Corporation (The) ..ess in 1937. The Progressive Corporation, an insurance holding company formed in 1965, has 70 subsidiaries and 1 mutual insurance company affiliate. T..

PortalPlayer Inc. ..s, develops and markets comprehensive platform solutions, including a system-on-chip, firmware and software, for manufacturers of feature-rich, hard d..

PNC Bank Corp. ..rvices companies in the United States, operating businesses engaged in regional community banking, wholesale banking, wealth management, asset managem..

Bell Industries Inc. ..ogy product sales and managed technology lifecycle services; sales of aftermarket products for recreational vehicles, motorcycles and ATVs, snowmobile..

Prospect Energy Corporation .. an election to be treated as a business development company under the Investment Company Act of 1940, as amended, or the 1940 Act, and are a non-dive..

Patterson-UTI Energy Inc. ..e we are the second largest owner of land-based drilling rigs in North America. The Company was formed in 1978 and reincorporated in 1993 as a Delawar..

Publicis Groupe S.A. ...A. and its commercial name is Publicis. Our company is a société anonyme, a form of corporation. It was incorporated in 1938, pursuant to the French ..

Pizza Inn Inc. .. referred to as the Company, Pizza Inn or in the first person notations of we, us and our) operate and franchise pizza buffet, delivery-carry-out and ..

RailAmerica Inc. ..e freight railroads in North America. We own, lease or operate a diversified portfolio of 44 railroads with approximately 8,800 miles of track located..

Dr. Reddys Laboratories Ltd ..d development of our company Dr. Reddy's Laboratories Limited was incorporated in India under the Companies Act, 1956, by its promoter, Dr. K. Anji Re..

Ricks Cabaret International Inc. ..urrently own and operate a total of nine adult nightclubs that offer live adult entertainment, restaurant and bar operations. Four of our clubs operat..

Regency Centers Corporation ..t (REIT), which began operations in 1993. Our primary operating and investment goal is long-term growth in earnings per share and total shareholder re..

RealNetworks Inc. ..al media services and software. Consumers use our services and software to find, play, purchase and manage free and premium digital content, including..

Regeneration Technologies Inc. ..innovative technologies to produce allografts that repair and promote the natural healing of human bone and other human tissues and improve surgical o..

Salix Pharmaceuticals Ltd. ..lable free of charge through our website our Annual Report on Form 10-K, Quarterly Reports on Form 10-Q, Current Reports on Form 8-K, and all amendmen..

Schnitzer Steel Industries Inc. ..s in three vertically integrated business segments that include the Metals Recycling Business, the Auto Parts Business and the Steel Manufacturing Bus..

All American Semiconductor Inc. ..ies (collectively, the Company; sometimes referred to herein as Registrant) is a distributor of electronic components manufactured by others. The Comp..

Salton Inc. ..istributor of branded, high quality small appliances, home decor and personal care products. Our product mix includes a broad range of small kitchen a..

Shuffle Master Inc. .. providing our casino and other gaming customers with automatic card shufflers and other Utility Products to improve their profitability, productivity..

SK Telecom Corporation Ltd. ..ELOPMENT OF THE COMPANY Introduction We are Korea's leading wireless telecommunications services provider and a pioneer in the commercial development ..

SMTC Corporation ..ectronics manufacturing services, or EMS, to original equipment manufacturers, or OEMs, primarily in the industrial, enterprise computing and networki..

SOURCECORP Incorporated .. process outsourcing solutions specializing in document and information management and a provider of specialized knowledge-based processing and-or con..

Merrill Lynch & Co. Inc. ..urities held by INDEXPLUS Trust Series 2003-1, please refer to respective periodic reports, including annual reports on Form 10-K, quarterly reports o..

Sprint Nextel Corporation .. laws of Kansas, is mainly a holding company, with its operations primarily conducted in its subsidiaries. Unless the context otherwise requires, refe..

Stewart Enterprises Inc. .. of funeral and cemetery products and services in the death care industry in the United States. Through our subsidiaries, we provide a complete range ..

Sulphco Inc. ..age company in 2004, as defined by Statement of Financial Accounting Standards (SFAS) No. 7 due to the Companys primary focus of continuing to develop..

Sitel Corporation ..he Company are to SITEL Corporation and its subsidiaries, collectively. We are a leading global provider of outsourced customer support services. . We..

The DirecTV Group Inc ..he company, we or us, was incorporated in Delaware in 1977 and was subsequently acquired by GM in 1985. From 1985 to 2003, we were a wholly-owned subs..

Toll Brothers Inc. .. in May 1986, began doing business through predecessor entities in 1967. When this report uses the words we, us, and our, they refer to Toll Brothers,..

Tenet Healthcare Corporation ..of business-the provision of health care services, primarily through the operation of general hospitals. All of Tenets operations are conducted throug..

TOP Tankers Inc. .. January 2000, under the laws of Marshall Islands and renamed to TOP Tankers Inc. in May 2004. On July 23, 2004, our common stock was listed on the Na..

TeamStaff Inc. ..ff), was founded in 1969 as a payroll service company and has evolved into a national provider of payroll and temporary and permanent medical and admi..

Tarragon Corporation .. over 30 years of experience in the real estate industry. During 2004, we delivered 818 homes with an average price of $259,000 per home and 126 singl..

Trump Entertainment Resorts Inc ..s, Inc. (THCR,) and certain of its subsidiaries (collectively, the Debtors) filed voluntary petitions for relief under chapter 11 of the United States..

Mac-Gray Corporation ..equires otherwise, all references in this report to we, our, Mac-Gray, the Company, or us means Mac-Gray Corporation and its subsidiaries and predeces..

Timken Company (The) ..luding the companys fore- casts, beliefs and expectations) that are not historical in nature are forward-looking statements within the meaning of the ..

USI Holdings Corporation ..oducts and services primarily to small and mid-sized business clients. We generate revenues primarily from: . commissions paid by insurance companies ..

Valpey Fisher Corporation ..s incorporated under the laws of Maryland. As used herein the term Company refers to Valpey-Fisher and its subsidiaries. Financial Information about I..

Westwood One Inc. .. we, us and our refer to Westwood One, Inc. General Westwood One supplies radio and television stations with information services and programming. The..