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Mid Penn Bancorp

Mid Penn Bancorp is listed on AMEX (MBP). The disclosures set forth in this Item are qualified by the section captioned Special Cautionary Notice Regarding Forward-Looking Statements contained in Part II, Item 7. Management's Discussion and Analysis of Financial Condition and Results of Operations of this report and other cautionary statements set forth elsewhere in this report. Mid Penn Bancorp, Inc. Mid Penn Bancorp, Inc. is a one bank holding company, incorporated in the Commonwealth of Pennsylvania in August 1991. On December 31, 1991, MPB acquired, as part of the holding company formation, all of the outstanding common stock of Mid Penn Bank, and the bank became a wholly-owned subsidiary of MPB. MPB's other wholly-owned subsidiaries are Mid Penn Insurance Services, LLC which provides a range of personal and investment insurance products and Mid Penn Investment Corporation which is engaged in investing activities. Mid Penn Bancorp, Inc.

Mid-America Apartment Communities Inc.

Mid-America Apartment Communities Inc. is listed on NYSE (MAA). A copy of this Annual Report on Form 10-K, along with the Company's Quarterly Reports on Form 10-Q, Current Reports on Form 8-K and any amendments to the aforementioned filings, are available on the Company's website free of charge. The filings can be found on the Investors' page under SEC Filings. The Company's website also contains its Corporate Governance Guidelines, Code of Ethics Policy and the charters of the committees of the Board of Directors. These items can be found on the Investors' page under Corporate Governance. The Company's website address is www.maac.net. Reference to the Company's website does not constitute incorporation by reference of the information contained on the site and should not be considered part of this document. All of the aforementioned materials may also be obtained free of charge by contacting the Investor Relations Department at Mid-America Apartment Communities, Inc., 6584 Poplar Avenue, Suite 300, Memphis, TN 38138.

Neurogen Corporation ..of the State of Delaware in 1987, is a drug discovery and development company focusing on new small molecule drugs to improve the lives of patients su..

Nevada Chemicals Inc. ..ed in 1979 , is engaged in the single business segment of supplying chemicals to the gold mining industry in the western United States, primarily thro..

Mobile Mini Inc. ..rgest provider of portable storage solutions through our lease fleet of over 100,000 portable storage and portable office units at December 31, 2004. ..

Nexity Financial Corporation .. Delaware corporation on March 12, 1999, as GIBC, Inc. and changed our name to Nexity Financial Corporation on March 26, 1999. We operate a wholly-own..

Southwest Bancorp Inc. ..ered in Stillwater, Oklahoma. Southwest provides commercial and consumer banking services through its banking subsidiaries, Stillwater National Bank &..

Optibase Ltd. ..he State of Israel in 1990 under the name of Optibase Advanced Systems (1990) Ltd. In November 1993 we changed our name to Optibase Ltd. Our principal..

OSI Systems Inc. ..ally integrated, worldwide provider of security and inspection systems, medical monitoring and anesthesia systems and optoelectronic devices and value..

OmniVision Technologies Inc. ..ction with audited consolidated financial statements and the notes thereto included in Item 8 of this Annual Report on Form 10-K. Except for historica..

Provident New York Bancorp ..ederally chartered corporation that owns all of the outstanding common stock of Provident Bank. At September 30, 2003, Provident Bancorp had consolida..

Peapack-Gladstone Financial Corporation .. holding company registered under the Bank Holding Company Act of 1956, as amended (Holding Company Act). The Corporation was organized under the laws..

PennFed Financial Services Inc. ..ration, was organized in March 1994 for the purpose of becoming the savings and loan holding company for Penn Federal Savings Bank (Penn Federal or th..

Preferred Plus Trust ..urities held by PreferredPLUS Trust Series MSD-1, please refer to Morgan Stanleys (Commission file number 001-11758) periodic reports, including annua..

Paxar Corporation ..k in 1946, is a global leader in providing innovative merchandising systems for the retail and apparel manufacturing industries. The Companys business..

Premier Community Bankshares Inc ..ng company that was incorporated in June 1989. We own all of the outstanding stock of The Marathon Bank, which was incorporated in August 1987, and Ro..

Potlatch Corporation ..trust, or REIT, that owns and manages 1.5 million acres of timberlands located in Arkansas, Idaho, Minnesota and Oregon, including a 17,000 acre hybri..

Primus Telecommunications Group Inc. .. are an integrated telecommunications services provider offering a portfolio of international and domestic voice, wireless, Internet, voice-over-Inter..

Parallel Petroleum Corporation ..s are engaged in the acquisition, development and exploitation of long life oil and natural gas reserves and, to a lesser extent, the exploration for ..

Provident Bankshares Corporation ..oration, is the bank holding company for Provident Bank (Provident or the Bank), a Maryland chartered stock commercial bank. At December 31, 2004, the..

Qiagen N.V. ..n April 29, 1996, we were incorporated as QIAGEN N.V., a public limited liability company (naamloze vennnootschap) under Dutch law as a holding compan..

Questar Corporation ..gas-focused energy company with three principal lines of business-gas and oil exploration and production, interstate gas transmission, and retail-gas ..

RCM Technologies Inc. ..of business and technology solutions designed to enhance and maximize the operational performance of its customers through the adaptation and deployme..

Regal Entertainment Group ..organized on March 6, 2002 (we, us, our, the Company or Regal), is the parent company of Regal Entertainment Holdings, Inc. (REH), which is the parent..

Rofin-Sinar Technologies Inc. ..rein also referred to as Rofin or RSTI or the Company or we, us or our) is a leader in the design, development, engineering, manufacture and marketing..

Red Robin Gourmet Burgers Inc. .. subsidiaries, is a casual dining restaurant chain focused on serving an imaginative selection of high quality gourmet burgers in a family-friendly at..

Retalix Ltd. .. During 2000, we changed our name from Point of Sale Ltd. to our current name. We were incorporated on March 5, 1982, under the laws of the State of I..

Ryland Group Inc. (The) ..nd Group, Inc. is one of the nation's largest homebuilders and a leading mortgage-finance company. The Company consists of two business segments: hom..

Symmetricom Inc. ..ial Condition and Results of Operations-Risk Factors That May Impact Future Operating Results for risk factors that may adversely affect Symmetricom. ..

Secure Computing Corporation ..d in July 1989. We use our broad expertise in security technology to develop network security solutions that allow organizations to exchange critical ..

Saks Incorporated ..ncorporated in 1919, and its subsidiaries operate two business segments, Saks Department Store Group (SDSG) and Saks Fifth Avenue Enterprises (SFAE). ..

Sigma Designs Inc. ..any, we, us, and our refer to Sigma Designs, Inc. We specialize in silicon-based digital media processing solutions for consumer products. Our highly-..

Tanger Factory Outlet Centers Inc. ..es, a fully-integrated, self-administered and self-managed real estate investment trust (REIT), focuses exclusively on developing, acquiring, owning, ..

Sanders Morris Harris Group Inc. ..ion formed in 1998 (SMHG), provides a broad range of financial and other professional services through its operating subsidiaries. Our financial and o..

Sento Corporation ..call and contact center solutions for customer acquisition, customer service, service intervention and technical support. We use modern customer conta..

Superior Essex Inc ..rers in North America based on revenues and enjoy number one market share positions in North America in our core outside plant (OSP) copper communicat..

SPACEHAB Incorporated ..n 1984 and made our initial public offering of our common stock in 1995. We flew our first module on a space shuttle mission in 1993 and have continue..

Star Gas Partners L.P. ..ooking statements which represent our expectations or beliefs concerning future events that involve risks and uncertainties, including those associate..

Sunair Services Corporation ..us, we or our) is a Florida corporation organized in 1956. We changed our corporate name from Sunair Electronics, Inc. to Sunair Services Corporation ..

Syniverse Holdings Inc. ..l technology services to wireless carriers worldwide for over 17 years. We were founded in 1987 as GTE Telecommunication Services Inc., a unit of GTE,..

Suffolk Bancorp ..ank holding company. On that date, Suffolk acquired, and currently owns, all of the outstanding capital stock of Suffolk County National Bank. On July..

3M Company .. Manufacturing Company, was incorporated in 1929 under the laws of the State of Delaware to continue operations begun in 1902. The Board of Directors ..

Threshold Pharmaceuticals Inc. ..mpany incorporated in Delaware in 2001, is focused on the discovery, development and commercialization of drugs based on Metabolic Targeting, an appro..

Tollgrade Communications Inc. ..er of hardware and software network assurance testing solutions for the telecommunications and cable broadband industries. We design, engineer, market..

Meridian Resource Corporation (The) .. independent oil and natural gas company that explores for, acquires and develops oil and natural gas properties utilizing 3-D seismic technology. Our..

TierOne Corporation .. 10-K and the accompanying 2004 Annual Report which are not historical facts may be forward-looking statements as that term is defined in the Private ..

Terex Corporation ..oad range of equipment primarily for the construction, infrastructure and surface mining industries. The Company is building a growing franchise under..

TeleCommunication Systems Inc. ..iable wireless data communications technology to solutions for customers. We are a Maryland corporation founded in 1987 with our headquarters located ..

Twin Disc Incorporated ..tate of Wisconsin in 1918. Twin Disc designs, manufactures and sells heavy duty off-highway power transmission equipment. Products offered include: hy..

US DATAWORKS INC ..software, serving several of the top 25 banking institutions, top 10 credit card issuers, major retailers and the United States Government. We generat..

UMB Financial Corporation ..nder Missouri law for the purpose of becoming a bank holding company registered under the Bank Holding Company Act of 1956. In 2001, the Company elect..

United Parcel Service Inc. ..y and a global leader in supply chain solutions. We were founded in 1907 as a private messenger and delivery service in Seattle, Washington. Today, we..

United-Guardian Inc. ..hat conducts research, product development, manufacturing and marketing of cosmetic ingredients, personal and health care products, pharmaceuticals, a..

Viacom Inc. ..en exploring the possible division of its businesses into separate publicly-traded companies, one of which would highlight Viacoms high-growth busines..

Vertex Pharmaceuticals Incorporated ..discovering, developing and commercializing small molecule drugs for serious diseases, including HIV infection, chronic hepatitis C virus (HCV) infect..

Wacoal Holdings Corporation ..lopment of Wacoal. Wacoal Corp. is a joint stock corporation that was incorporated under the Commercial Code of Japan in 1949 with the name Wako Shoji..

W&T Offshore Inc. ..in this Annual Report to W&T, we, us and our refer to W&T Offshore, Inc. and its consolidated subsidiaries. We are an independent oil and natural gas ..

Weatherford International Inc. ..'s leading providers of equipment and services used for the drilling, completion and production of oil and natural gas wells. Weatherford, as we know ..

Weight Watchers International Inc ..nd the global leader in providing healthy weight management services, operating in 30 countries around the world for over 40 years. Our programs help ..

White Mountains Insurance Group Ltd. ..ant) was originally formed as a Delaware corporation in 1980. In October 1999, the Company completed a corporate reorganization that changed its domic..

Xenonics Holdings Inc. ..ntensity portable illumination products. Our core product line consists of lightweight, long-range, ultra-high intensity illumination products used in..

Zygo Corporation ..esigns, develops, and manufactures ultra-high precision measurement solutions to improve our customers manufacturing yields, and optical components an..

ALCON INC ..Inc. was originally incorporated in Switzerland in 1971 as Société Fromagère Nestlé S.A., and, after a change of our name to Alcon Universal S.A. in 1..

ADTRAN Inc. ..acilitate access to today's communications networks. Our high-speed, network access products improve the operation of, and reduce the costs associated..

Allete Inc. ..segments. REGULATED UTILITY includes retail and wholesale rate regulated electric, water and gas services in northeastern Minnesota and northwestern W..

AngloGold Ashanti Ltd. ..g Company Limited, was incorporated in South Africa in 1944. 4A. History and development of the company AngloGold produces approximately six million o..

Ashworth Inc. .. incorporated in Delaware on March 19, 1987. As used in this report, the terms we, us, our, Ashworth and the Company refer to Ashworth, Inc., its pred..

AXA .. directoire et conseil de surveillance (a form of limited liability company) with a Management Board and a Supervisory Board. The Company's headquarte..

Savannah Bancorp Inc. (The) ..Georgia business corporation on October 5, 1989, for the purpose of becoming a bank holding company. The Company became a bank holding company within ..

Collegiate Pacific Inc. ..stributing sports equipment products and soft good athletic apparel and footwear products (soft goods) to non-retail institutional customers such as c..

Carrington Laboratories Inc. ..ries, Inc. (Carrington) is a research-based biopharmaceutical, medical device, raw materials and nutraceutical company engaged in the development, man..

Concurrent Computer Corporation .. systems for both the video-on-demand, or VOD, market and the real-time operating systems-productivity tools market. Prior to January 2005, we service..

Citizens Inc. .. insurance holding company. We were incorporated in Colorado in 1977. We are a parent company that directly or indirectly owns 100% of 15 operating su..

Comtech Group Inc. ..mized module design solutions in China and serves as a gateway to leading electronics manufacturers in China. We have historically focused on the mobi..

Cadbury Schweppes PLC .. registered under the laws of England and Wales as a public limited company. Its registered number is 52457. Its principal executive offices are locat..

Commonwealth Bankshares Inc. ..monwealth Bankshares, Inc. (the Parent) is to serve as a holding company for Bank of the Commonwealth. The Company was incorporated as a Virginia Comp..

AMCON Distributing Company ..d in Delaware in 1986. The Companys principal executive offices are located at 7405 Irvington Road, Omaha, Nebraska 68122. The telephone number at tha..

Dynex Capital Inc. ..orts on Form 10-Q and our current reports on Form 8-K, and amendments to those reports filed or furnished pursuant to Section 13(a) or 15(d) of the Se..