Moodys Corporation

Moodys Corporation is listed on NYSE (MCO). As used in this report, except where the context indicates otherwise, the terms Moody's or the Company refer to Moody's Corporation and its subsidiaries. The Company's executive offices are located at 99 Church Street, New York, NY 10007 and its telephone number is (212) 553-0300. Prior to September 30, 2000, the Company operated as part of The Dun & Bradstreet Corporation (Old D&B). On September 8, 2000, the Board of Directors of Old D&B approved a plan to separate into two publicly traded companies - the Company and The New D&B Corporation (New D&B). On September 30, 2000 (the Distribution Date), Old D&B distributed to its shareholders all of the outstanding shares of New D&B common stock (the 2000 Distribution). New D&B comprised the business of Old D&B's Dun & Bradstreet operating company (the D&B Business).

Morgan Stanely Global Indices Basket Capital Protected Notes

Morgan Stanely Global Indices Basket Capital Protected Notes is listed on AMEX (GLL). Morgan Stanley is a global financial services firm that, through its subsidiaries and affiliates, provides its products and services to a large and diversified group of clients and customers, including corporations, governments, financial institutions and individuals. Morgan Stanley was originally incorporated under the laws of the State of Delaware in 1981, and its predecessor companies date back to 1924. Morgan Stanley conducts its business from its headquarters in and around New York City, its regional offices and branches throughout the U.S. and its principal offices in London, Tokyo, Hong Kong and other world financial centers. At November 30, 2004, Morgan Stanley had 53,284 employees worldwide. Unless the context otherwise requires, the terms Morgan Stanley, the Company, we and our mean Morgan Stanley and its consolidated subsidiaries.

Novogen Limited ..incorporated in March 1994 under the jurisdiction of the laws of New South Wales, Australia. Novogen has its registered office at 140 Wicks Rd, North ..

News Corporation Limited (The) ..ersified international media and entertainment company with operations in eight industry segments, including (i) Filmed Entertainment, (ii) Television..

Orthologic Corp. ..n the healing of musculoskeletal, orthopedic, dermal and cardiovascular tissue through biopharmaceutical approaches. Our research is focused exclusive..

Oncolytics Biotech Inc. ..us on the discovery and development of oncolytic viruses for the treatment of cancers that have not been successfully treated with conventional therap..

OpenTV Corp. ..tware, applications and professional services for interactive and enhanced television. We have traditionally provided the core software and related te..

Paychex Inc. ..vider of comprehensive payroll and integrated human resource and employee benefits outsourcing solutions for small- to medium-sized businesses. Payche..

PC Mall Inc. ..nd Creative Computers, Inc., together with its subsidiaries, founded in 1987, is a rapid response direct marketer of computer hardware, software, peri..

Perdigao S.A. ..934, under the name Ponzoni, Brandalise e Cia, in the southern Brazilian State of Santa Catarina by Saul Brandalise and remained under the Brandalise ..

PFF Bancorp Inc. ..ces company headquartered in Pomona, California with consolidated assets of $3.91 billion, consolidated net loans and leases of $3.43 billion, consoli..

Preferredplus Tr ..urities held by PreferredPLUS Trust Series VER-1, please refer to Verizon Communications Inc.s (Commission file number 001-08606) periodic reports, in..

Presidential Life Corporation ..Company) is an insurance holding company that, through its wholly-owned subsidiary, Presidential Life Insurance Company (the Insurance Company), opera..

Pool Corporation ..e world's largest wholesale distributor of swimming pool supplies, equipment and related leisure products. The Company was incorporated in the State o..

PPG Industries Inc. .. in 1883, is comprised of three basic business segments: coatings, glass and chemicals. Within these business segments, PPG has focused resources on i..

ParkerVision Inc. ..s of the state of Florida on August 22, 1989. Prior to the sale of the Companys video division assets in May 2004, the Company was organized in two di..

Psychiatric Solutions Inc. ..health care services in the United States. Through our inpatient division, we operate 34 owned or leased inpatient behavioral health care facilities w..

Power-One Inc. ..r conversion and power management products, most of which are sold into the communications infrastructure market. Our products are used to convert, pr..

Quintana Maritime Limited ..e transportation services that was incorporated in the Marshall Islands on January 13, 2005 and began operations in April 2005. Prior to the completio..

Rurban Financial Corp .. bank holding company under the Bank Holding Company Act of 1956, as amended, and is subject to regulation by the Board of Governors of the Federal Re..

Ruddick Corporation ..hrough its wholly-owned subsidiaries, is engaged in two primary businesses: Harris Teeter, Inc. (Harris Teeter) operates a regional chain of supermark..

RF Monolithics Inc. ..d in 1979 as a Texas corporation and converted to a Delaware corporation in 1994. We design, develop, manufacture and market a broad range of Wireless..

WestCoast Hospitality Corporation ..ny primarily engaged in the ownership, management, development and franchising of mid-scale, full service hotels under our WestCoast and Red Lion bran..

Rostelecom ..ck Company Long-Distance and International Telecommunications Rostelecom was organized as an open joint stock company under the laws of the Russian Fe..

Russell Corporation ..g authentic athletic and sporting goods company with over a century of success. Headquartered in Atlanta, Georgia, we sell athletic uniforms, apparel,..

SUSSEX BANCORP ..company incorporated under the laws of the State of New Jersey in January 1996 to serve as a holding company for Sussex Bank. The Company was organize..

Southern California Edison Company .. State of California. SCE is a public utility primarily engaged in the business of supplying electric energy to a 50,000-square-mile area of central, ..

SCO Group Inc. (The) ..l Report on Form 10-K (Form 10-K) contain forward-looking statements relating to our business and strategy. These forward-looking statements involve r..

Safety Insurance Group Inc. ..ed in thousands, except share and per share data. A. General We are a leading provider of private passenger automobile insurance in Massachusetts. In ..

Siemens AG ..ning with advances in telegraph technology, the Company quickly expanded its product line and geographic scope, and was already a multi-national busin..

Selective Insurance Group Inc. ..roducts and diversified insurance services and products through its various subsidiaries. Selective was incorporated in New Jersey in 1977. Its princi..

Synovis Life Technologies Inc. ..n St. Paul, Minnesota, is a diversified medical device company engaged in developing, manufacturing and bringing to market products for the surgical a..

SonoSite Inc. .. (HCU). We specialize in the development of hand-carried ultrasound systems for use across medical specialties and in a range of settings. Our proprie..

Sportsmans Guide Inc. (The) ..iced outdoor gear, general merchandise and golf equipment- accessories. We market our high-quality products through catalogs and ecommerce websites. W..

SatCon Technology Corporation ..ures enabling technologies and products for electrical power conversion and control for high-performance, high-efficiency applications in large, growt..

STATOIL ASA ..lopment of the Company Statoil ASA is a public limited company organized under the laws of Norway with its registered office at Forusbeen 50, N-4035 S..

Sirenza Microdevices Inc. ..ISO 9001:2000 Quality Management System and ISO 14001:2004 Environmental Management System certified supplier of high performance radio frequency (RF)..

Synalloy Corporation .. incorporated in 1958 as the successor to a chemical manufacturing business founded in 1945. Its charter is perpetual. The name was changed on July 31..

TAT Technologies Ltd. ..f Israel in April 1985 under the name Galaxy Graphics Ltd., or Cresta Ltd. In August 1986 we changed our name to Galagraph Ltd. In May 1992 we changed..

21st Century Insurance Group ..bsidiaries, referred to hereinafter as the Company) is an insurance holding company registered on the New York Stock Exchange (NYSE: TW). We are a dir..

Targeted Genetics Corporation ..ooking statements that involve risks and uncertainties. Forward-looking statements include statements about our product development and commercializat..

TompkinsTrustco Inc. ..ed by the section captioned Forward Looking Statements in Item 7. Managements Discussion and Analysis of Financial Condition and Results of Operations..

TSR Inc. .. providing contract computer programming services to its clients. The Company provides its clients with technical computer personnel to supplement the..

TradeStation Group Inc ..rmed in 2000, is the successor company to a publicly-held trading software company that was formed in 1982. TradeStation Group is listed on The Nasdaq..

Trimble Navigation Limited ..on (Trimble or the Company or we or our or us), provides advanced positioning product solutions, most typically to commercial and government users. Th..

Sadia S.A. ..dustrial and food processing segments. The Company's central administrative headquarters is located at Rua Fortunato Ferraz, 659, Vila Anastácio, São ..

Titan International Inc. ..tan) are leading manufacturers of wheels, tires and assemblies for off-highway vehicles used in the agricultural, earthmoving-construction and consume..

UBS AG ..onducts wealth management, asset management, and investment banking and securities businesses. The company's wealth management business includes estat..

UnitedHealth Group Incorporated ..l-being company, serving approximately 55 million Americans. We are focused on improving the health care system and how it works for multiple, distinc..

UTEK Corporation ..s that assists companies in identifying and acquiring technologies. Technology-transfer refers to the process by which new technologies, developed in ..

ValueClick Inc. ..ble marketers to advertise and sell their products through all major online marketing channels-display-Web advertising, search marketing, email market..

ViroPharma Incorporated ..y dedicated to the development and commercialization of products that address serious diseases treated by physician specialists and in hospital settin..

Ventana Medical Systems Inc. .. California in 1985 and reincorporated in Delaware in 1993. We launched our first instrument-reagent system in 1991 and have since launched numerous n..

ValueVision International Inc. ..aries is an integrated direct marketing company that markets its products directly to consumers through various forms of electronic media. The Compan..

Westaim Corporation (The) ..result of Viridian's research and development capabilities in advanced industrial materials, Viridian entered into an agreement with the governments o..

Wellman Inc. ..d marketing of high-quality PermaClear® brand PET (polyethylene terephthalate) packaging resins, Fortrel® brand polyester staple fibers and Wellamid® ..

WPS Resources Corporation ..nless the context otherwise indicates, when we refer to us, we, our or ours, we are describing WPS Resources. WPS Resources Corporation WPS Resources ..

West Corporation ..cing services focused on helping our clients communicate more effectively with their customers. We help our clients maximize the value of their custom..

Qiao Xing Universal Telephone Inc. .. Xing Universal Telephone, Inc. (Qiao Xing) was principally engaged in the manufacturing and sales of telecommunication terminals and equipment, inclu..

Zapata Corporation ..laware in 1954 and was reincorporated in Nevada in April 1999. The Companys principal executive offices are at 100 Meridian Centre, Suite 350, Rochest..

Ameristar Casinos Inc. ..casinos and related entertainment facilities in local and regional markets. Our seven properties in six markets exemplify the highest quality in desig..

American Commercial Lines Inc ..c.) is one of the largest and most diversified marine transportation and service companies in the United States, providing barge transportation and re..

Ace Cash Express Inc. .. as a Texas corporation in March 1982. We are a leading retailer of financial services, including check cashing, short-term consumer loans and bill pa..

Applied Innovation Inc. .. AI, OR THE COMPANY IN THIS ANNUAL REPORT ON FORM 10-K MEAN APPLIED INNOVATION INC. GENERAL Applied Innovation Inc. is a network management solutions ..

American Shared Hospital Services ..her with its subsidiaries) provides Gamma Knife stereotactic radiosurgery services to nineteen (19) medical centers in seventeen (17) states. The Comp..

American Reporgraphics Company ..ited States providing business-to-business document management services to the architectural, engineering and construction industry, or AEC industry. ..

Avista Corporation ..ton in 1889, is an energy company engaged in the generation, transmission and distribution of energy as well as other energy-related businesses. As of..

BioDelivery Sciences International Inc. ..is exploiting its licensed and proprietary patented drug delivery technologies to develop and commercialize, or partner with third parties on, clinica..

Badger Meter Inc. ..facturer of products, and a provider of services, using flow measurement and control technologies serving markets worldwide. The Company was incorpora..

Bowater Incorporated ..anufacture, sale and distribution of newsprint, uncoated specialty paper, coated groundwood paper, market pulp, lumber and timber. We operate faciliti..

Cutter & Buck Inc. ..d in 1990, is based in Seattle, Washington. The Company designs, sources, markets, and distributes high-quality sportswear under the Cutter & Buck bra..

Churchill Downs Incorporated ..ing company that conducts pari-mutuel wagering on live Thoroughbred, Quarter Horse and Standardbred horse racing and simulcasts signals of races. Addi..

Core Materials Corporation ..MAC) incorporated Core Molding Technologies, Inc. (Core Molding Technologies), formerly known as Core Materials Corporation before changing its name o..

Cronos Group (The) ..ed in Luxembourg with its registered office at 16, Allée Marconi, Boîte Postale 260, L-2120 Luxembourg (telephone (352) 453145). The Company is regist..