Meadowbrook Insurance Group Inc.

Meadowbrook Insurance Group Inc. is listed on NYSE (MIG). Meadowbrook Insurance Group, Inc. is a holding company organized as a Michigan corporation in 1985. We were formerly known as Star Holding Company and in November 1995, upon acquisition of Meadowbrook, Inc. (Meadowbrook), we changed our name. Meadowbrook was founded in 1955 as Meadowbrook Insurance Agency and was subsequently incorporated in Michigan in 1965. We serve as a holding company for our wholly owned subsidiary Star Insurance Company (Star), and Star's wholly owned subsidiaries, Savers Property and Casualty Insurance Company, Williamsburg National Insurance Company, and Ameritrust Insurance Corporation (which collectively are referred to as the Insurance Company Subsidiaries), as well as, American Indemnity Insurance Company, Ltd. (American Indemnity) and Preferred Insurance Company, Ltd. We also serve as a holding company for Meadowbrook and its subsidiaries, and Crest Financial Corporation and its subsidiaries.

Meadwestvaco Corporation

Meadwestvaco Corporation is listed on NYSE (MWV). This report covers the twelve-month period ended December 31, 2004. MeadWestvaco Corporation was formed in 2001 in connection with the merger of The Mead Corporation (Mead) and Westvaco Corporation (Westvaco), which was completed on January 29, 2002. For accounting purposes, the merger was treated as an acquisition of Mead by Westvaco. Therefore, the historical financial statements of Westvaco are the consolidated historical financial statements of MeadWestvaco. Accordingly, the financial results for the periods prior to the merger included in this report are the financial results of Westvaco. General MeadWestvaco Corporation, a Delaware corporation, is a global company with leading positions in packaging, coated and specialty papers, consumer and office products, and specialty chemicals. MeadWestvaco's principal operating business segments are (1) packaging, (2) paper, (3) consumer and office products and (4) specialty chemicals.

Navigators Group Inc. (The) .. consisting of the accounts of The Navigators Group, Inc., a Delaware holding company established in 1982, and its wholly owned subsidiaries are prepa..

Neogen Corporation ..op, manufacture, and market a diverse line of products dedicated to food and animal safety. The Company's food safety segment consists primarily of di..

Northern Indiana Public Service Company ..any whose subsidiaries provide natural gas, electricity and other products and services to over 3.7 million customers located within a corridor that r..

Northrop Grumman Corporation ..ovides technologically advanced, innovative products, services, and solutions in defense and commercial electronics, nuclear and non-nuclear shipbuild..

Napster Inc. ..al music, is a leading provider of online music for the consumer market. Our subscription services and our a la carte single track download service en..

NuVasive Inc. ..ign, development and marketing of products for the surgical treatment of spine disorders. Our product portfolio is focused on applications in the over..

Northwest Bancorp Inc. ..ormed on June 29, 2001, as the successor to a Pennsylvania corporation of the same name. Both the Federal corporation and its Pennsylvania predecessor..

Nymagic Inc. ..s a holding company which owns and operates insurance companies, risk bearing entities and insurance underwriters and managers; the Company also conso..

Olin Corporation ..orated in 1892, having its principal executive offices in Clayton, MO. We are a manufacturer concentrated in three business segments: Chlor Alkali Pro..

OPTION CARE Inc. ..me infusion pharmacy services and specialty pharmacy services to patients with acute or chronic conditions that can be treated at home, at one of our ..

Oxford Industries Inc. ..Oxford Industries, Inc. was founded in 1942. We are a producer and marketer of branded and private label apparel for men, women and children and opera..

Petroleo Brasileiro S.A.- Petrobras ..l company created pursuant to Law No. 2,004. A mixed-capital company is a Brazilian corporation created by special law, of which a majority of the vot..

PC-Tel Inc. ..thin the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. These statements include, among ..

Peoples Bancorp Inc. ..ing company organized in 1980, with origins in the Mid-Ohio Valley dating back to 1902. At December 31, 2004, Peoples wholly-owned subsidiaries includ..

Pogo Producing Company ..d in oil and gas exploration, development, acquisition and production activities on its properties located offshore in the Gulf of Mexico, onshore in ..

PreferredPlus Trust ..urities held by PreferredPLUS Trust Series FAR-1, please refer to The First American Corporations (Commission file number 001-13585) periodic reports,..

Plug Power Inc. ..a development stage enterprise involved in the design, development and manufacture of on-site energy systems for energy consumers worldwide. The Compa..

PowerDsine Ltd. ..e State of Israel in October 1994. Our principal executive offices are located at 1 Hanagar Street, Neve Neeman Industrial Zone, Hod Hasharon, Israel ..

Praxair Inc. ..1907 and became an independent publicly traded company in 1992. Praxair was the first company in the United States to produce oxygen from air using a ..

Pressure BioSciences Inc. ..h, development and commercialization of products utilizing our patented pressure cycling technology (PCT), a novel platform technology for 3 - the con..

Protherics Plc ..rmaceutical company engaged in the development, manufacture and sale of pharmaceutical products largely for the treatment of human diseases. The Compa..

Pharmion Corporation ..cused on acquiring, developing and commercializing innovative products for the treatment of hematology and oncology patients. We have established our ..

Quality Systems Inc. ..rein, the matters discussed in this Annual Report on Form 10-K, including discussions of the Registrants product development plans, business strategie..

Grupo Simec S.A. de C.V. ..ico and manufactures a broad range of small and medium-sized structural steel products. Simec's products are used primarily in the residential, commer..

Richmont Mines Inc. ..ny is Richmont Mines Inc. The Company is a corporation domiciled in Quebec, Canada. The Company was incorporated pursuant to Part 1A of the Companies ..

Royal Gold Inc. .. forward-looking statements, including statements related to trends in the Company's business. The Company's actual results may differ materially from..

Rotonics Manufacturing Inc. ..inois Corporation, and was reincorporated in Delaware in December 1986. Effective July 1, 1991, the Company merged with Rotonics Molding, Inc.-Chicago..

Reliv International Inc. ..and markets a proprietary nutritional product line and offers an entrepreneurial opportunity for distributors who sell the Company's products and deve..

Rayovac Corporation ..lobal branded consumer products company with leading market positions in seven major product categories: consumer batteries; lawn and garden; pet supp..

Companhia Paranaense de Energia (COPEL) ..er company engaged in the generation, transmission and distribution of electricity in the Brazilian State of Paran, pursuant to concessions granted by..

ServiceMaster Company (The) ..g both residential and commercial customers. ServiceMasters services include lawn care and landscape maintenance; termite and pest control; home warra..

Storm Cat Energy Corporation .. Development of the Corporation Corporate and General Storm Cat is an independent oil and gas company focused on the pursuit, exploration and developm..

Southwest Water Company ..hwest Water, the Company, we, us or our, except where the context requires otherwise) provide a broad range of services including water production, tr..

Smith Micro Software Inc. ..per and marketer of wireless communication software products and services. Our primary focus and strategy for our products and services is directed to..

Summit Financial Group Inc. ..s a $889 million financial holding company headquartered in Moorefield, West Virginia. We operate two business segments, community banking and mortgag..

Santarus Inc. ..on acquiring, developing and commercializing proprietary products to enhance the quality of life for patients with gastrointestinal diseases and disor..

Speedway Motorsports Inc. ..us, and our) is a leading promoter, marketer and sponsor of motorsports activities in the United States. We own and operate Atlanta Motor Speedway (AM..

Spartan Stores Inc. ..ibutor and grocery retailer, operating principally in Michigan and Ohio. We operate two primary business segments: Grocery Distribution and Retail. We..

Siliconware Precision Industries Company Ltd. ..sion Industries Co., Ltd. We were incorporated under the ROC Company Act as a company limited by shares on May 17, 1984 and our shares were listed on ..

Steven Madden Ltd. ..s) designs, sources, markets and sells fashion-forward footwear brands for women, men and children. The Company distributes products through its retai..

SupportSoft Inc. ..agement software designed to automate the managing of computing end-points as well as the servicing and supporting of the end-users who utilize them. ..

A Consulting Team Inc. (The) .. a New York corporation (TACT or the Registrant) has provided a wide range of information technology (IT) consulting, custom application development a..

TBS International Limited ..at offers worldwide shipping solutions through liner, parcel, bulk and vessel chartering services. Over the past 13 years, we have developed our franc..

Total System Services Inc. ..ing and related services to financial and nonfinancial institutions. Services include processing consumer, retail, commercial, government services, st..

TGC Industries Inc. ..engaged in the geophysical service business, primarily conducting Three-D (3-D) surveys for clients in the oil and gas business. TGC's principal busin..

PACCAR Inc. ..re in 1971, is the successor to Pacific Car and Foundry Company which was incorporated in Washington in 1924. The Company traces its predecessors to S..

Novamerican Steel Inc. .., 1997 under the Canada Business Corporations Act. Our registered office, principal place of business and principal executive offices are located at 6..

Technology Research Corporation ..nder the laws of the State of Florida in 1981. TRC is an internationally recognized leader in the design, manufacture and marketing of electrical safe..

TRW Automotive Holdings Corporation ..s largest and most diversified suppliers of automotive systems, modules and components to global automotive original equipment manufacturers, or OEMs,..

Tag-It Pacific Inc. ..ecializes in the distribution of a full range of trim items to manufacturers of fashion apparel, specialty retailers and mass merchandisers. We act as..

Tesco Corporation ..three years, TESCO has maintained its business as an innovative oilfield drilling technology company and growing oilfield service and equipment suppli..

Universal Electronics Inc. ..the laws of Delaware in 1986 and began operations in 1987. The principal executive offices are located at 6101 Gateway Drive, Cypress, California 9063..

Uroplasty Inc. ..ufactures and markets innovative, proprietary products for the treatment of voiding dysfunctions. Affecting urinary or fecal control, voiding dysfunct..

Universal Security Instruments Inc. ..and markets a variety of popularly-priced safety products consisting primarily of smoke alarms, carbon monoxide alarms and related products. Most of o..

Valassis Communications Inc. ..ts and services to a variety of premier manufacturers, direct marketers, retailers, franchisees and other advertisers. We can provide these products a..

Viacom Inc. .. 31, 2005, we became a stand-alone public company in connection with our separation from the former Viacom Inc. (the Former Viacom). Prior to the sepa..

ViryaNet Ltd. ..elopment Both our legal and commercial name is ViryaNet Ltd. We were incorporated and registered in Israel on March 13, 1988 under the name R.T.S. Rel..

Wal-Mart Stores Inc. ..tores in various formats around the world. Wal-Mart is committed to growing by improving the standard of living for our customers throughout the world..

Wells-Gardner Electronics Corporation ..tion® is a global distributor and manufacturer of liquid crystal displays (LCD's), color video monitors and other related distribution products for a ..

Great Wolf Resorts Inc. ..Great Wolf Resorts, Inc., a Delaware corporation, and its subsidiaries. All dollar amounts used in this Annual Report on Form 10-K-A are in thousands,..

WestBank Corporation ..ed to as the Corporation) is a Massachusetts corporation incorporated on November 15, 1983. The Corporation is registered with the Federal Reserve Boa..

ZiLOG Inc. ..onductor devices, which are also referred to as embedded control devices. We design, develop, manufacture and market a broad portfolio of these device..

Allied Defense Group (The) ..anages a strategic portfolio of defense and security businesses, with presence in worldwide markets. Allied was incorporated as a Delaware corporation..

AK Steel Holding Corporation .. its wholly-owned subsidiary, AK Steel Corporation (AK Steel and, together with AK Holding), is a fully-integrated producer of flat-rolled carbon, sta..

AutoNation Inc. .. largest automotive retailer in the United States. As of December 31, 2004, we owned and operated 358 new vehicle franchises from 281 stores located i..

Arrow Electronics Inc. ..ew York in 1946, is a major global provider of products, services, and solutions to industrial and commercial users of electronic components and compu..

Avon Products Inc. ..ated in the State of New York on January 27, 1916. Avon is a global manufacturer and marketer of beauty and related products. Avon's products fall int..

bebe stores inc. ..of contemporary women's apparel and accessories. While we attract a broad audience, our target customer is a 21 to 35-year-old woman who seeks current..

Bnccorp Inc. .. the Bank Holding Company Act of 1956 (the BHCA) headquartered in Bismarck, North Dakota. We are dedicated to providing a broad range of financial pro..

Brown-Forman Corporation ..k corporation under the laws of the Federal Republic of Germany on January 30, 1952 under the name Badische Anilin- und Soda-Fabrik AG. In 1973, the c..

Concur Technologies Inc. .. business services and software solutions that automate processes involved in the management of corporate expenses. Our core purpose is to use innovat..

Cherokee International Corporation ..es for original equipment manufacturers (OEMs). Our advanced power supply products are typically custom designed into mid- to high-end commercial appl..

Cleco Power LLC ..1998, under the laws of the State of Louisiana. Cleco Corporation holds investments in several subsidiaries, including Cleco Power and Midstream, whic..

Cosi Inc. .. October 1999, engages in the business of operating premium convenience restaurants which sell high-quality sandwiches, freshly tossed salads, Cosi ba..

Conversion Services International Inc. .., we, our, and us refer to Conversion Services International, Inc. and our consolidated subsidiaries. We are a technology firm providing professional ..

Diageo plc ..hol businesses with a portfolio of international brands. Diageo was the eleventh largest publicly quoted company in the United Kingdom in terms of mar..

Diamondrock Hospitality Company ..committed to maximizing shareholder value through investing in premium full-service hotels and, to a lesser extent, premium urban select-service hotel..