Marsh & McLennan Companies Inc.

Marsh & McLennan Companies Inc. is listed on NYSE (MMC). Marsh & McLennan Companies, Inc. (MMC), is a global professional services firm with origins dating from 1871 in the United States. MMC is the parent company of various subsidiaries and affiliates that provide clients with analysis, advice and transactional capabilities in the fields of risk and insurance services, investment management and consulting and human resource services. See Managements Discussion and Analysis of Financial Condition and Results of Operations under Item 7 on pages 27 through 50 of this report for a discussion of MMCs revenues and operating income by industry segment for each of the last three fiscal years.

Marsh Supermarkets Inc.

Marsh Supermarkets Inc. is listed on NASDAQ (MARSA). At April 2, 2005, Marsh Supermarkets, Inc. (Marsh®) operated 117 supermarkets and 161 Village Pantry® convenience stores in central Indiana and western Ohio. The Company believes that Marsh supermarkets have the second or third largest market share of supermarket chains operating in its market area and Village Pantry has one of the largest market shares of convenience stores in its market area. Marsh also owns and operates a food service division, which provides upscale catering, vending, office coffee, coffee roasting, concession and business cafeteria management services, and a floral division, which operates seven upscale retail floral shops under the name McNamara® and one business florist under the name Enflora®. The Company may from time to time explore various strategic alternatives regarding one or more of its business divisions. Supermarkets At April 2, 2005, the Company operated 104 supermarkets in central Indiana and 13 in western Ohio.

Minerals Technologies Inc. ..hnology-based company that develops, produces and markets worldwide a broad range of specialty mineral, mineral-based and synthetic mineral products a..

Max Re Capital Ltd. ..therwise requires, all references in this Annual Report on Form 10-K to we, us, our and similar expressions are references to Max Re Capital Ltd. and ..

NACCO Industries Inc. ..ding company with three principal businesses: lift trucks, housewares and mining. (a) NACCO Materials Handling Group. NACCO Materials Handling Group c..

NGP Capital Resources Company ..uly 2004 as a Maryland corporation to invest primarily in small and mid-size energy companies, which we generally define as companies that have net as..

National Medical Health Card Systems Inc. ..e read in conjunction with the information elsewhere in this Form 10-K. References in this Form 10-K to we, our, us, or the Company, refer to NMHC. Ge..

Neurocrine Biosciences Inc. ..rugs for the treatment of neurological and endocrine-related diseases and disorders. Our product candidates address some of the largest pharmaceutical..

NSTAR ..d through its subsidiaries in the energy delivery business serving approximately 1.4 million customers in Massachusetts, including approximately 1.1 m..

Nutrition 21 Inc. .. the research, development and commercialization of innovative chromium-based nutrition products for use in improving the structure or function of the..

Nyer Medical Group Inc. ..corporated in 1991, is a holding company with operations in the following segments: Pharmacies. D.A.W., Inc. (Eaton or D.A.W.), 80% owned by the Compa..

Old Line Bancshares Inc. (MD) ..he laws of the State of Maryland on April 11, 2003 to serve as the holding company of Old Line Bank. On May 22, 2003, the stockholders of Old Line Ban..

Orix Corp Ads ..ion (kabushiki kaisha) formed under Japanese law. Our principal place of business is at Mita NN Bldg., 4-1-23 Shiba, Minato-ku, Tokyo 108-0014, Japan,..

Mikron Infrared Inc. ..infrared non-contact temperature measurement since 1969. Today, we provide industrial customers and R&D laboratories with accurate instrumentation ran..

OccuLogix Inc. ..o commercialize innovative treatments for eye diseases, including age-related macular degeneration, or AMD. AMD is the leading cause of late onset vis..

Pharmos Corporation ..cal company that discovers and develops new drugs to treat a range of neuro-inflammatory disorders. We have a portfolio of drug candidates under devel..

Southern Peru Copper Corporation ..rates mining, smelting and refining facilities in the southern part of Peru. The Company, incorporated in 1952 was reorganized in 1955, 1996 and 1998 ..

Pfeiffer Vacuum Technology AG ..y AG is domiciled at Berliner Strasse 43, D-35614 Asslar, Germany; telephone: +49-(0)6441-802-0, fax: +49-(0)6441-802-202, http:-www.pfeiffer-vacuum.n..

Photon Dynamics Inc. ..ornia corporation incorporated on May 12, 1986. We are a leading global provider of yield management solutions to the flat panel display industry. Our..

Polydex Pharmaceuticals Limited .. research, development, manufacture and marketing of biotechnology-based products for the human pharmaceutical market, and also manufactures bulk phar..

Pacific Premier Bancorp Inc .. Pacific Premier Bancorp, Inc. and our consolidated subsidiaries, including Pacific Premier Bank, our primary operating subsidiary. All references to ..

Pinnacle West Capital Corporation ..aws of the State of Arizona and owns all of the outstanding equity securities of APS, its major subsidiary. APS is a vertically-integrated electric ut..

ProCentury Corporation ..y property and casualty insurance holding company. We market and underwrite general liability, commercial property, multi-peril insurance and garage l..

Psychemedics Corporation ..n organized on September 24, 1986 to provide testing services for the detection of abused substances through the analysis of hair samples. The Company..

Parkway Properties Inc. ..e investment trust (REIT) specializing in the operations, acquisition, ownership, management, and leasing of office properties. The Company is self-ad..

Queenstake Resources Ltd ..tory Effective with the Santa Cruz business combination in July, 1999 (see Corporate Structure - Name and Incorporation), the Company acquired Santa C..

Quebecor World Inc. ...1 BUSINESS OVERVIEW 2.1.1 Our Business We are one of the largest commercial print media services companies in the world and one of the few commercial..

Red Hat Inc. ..perating systems and related software and services based on open source technology for large enterprises. First introduced in 2002, Red Hat Enterprise..

REMINGTON OIL & GAS CORP .. on Form 10-Q, Current Reports on Form 8-K, and amendments to those reports filed or furnished pursuant to Section 13(a) or 15(d) of the Securities Ex..

RIT Technologies Ltd. ..chnologies Ltd. was incorporated in Israel and commenced operations in 1989. We are a company limited by shares and operate under Israeli law. The pri..

Rock-Tenn Company .. or Rock-Tenn refers to the business of Rock-Tenn Company and its consolidated subsidiaries, including RTS Packaging, LLC, which we refer to as RTS an..

Rio Vista Energy Partners L.P. ..ware limited partnership, was formed by Penn Octane Corporation (Penn Octane) on July 10, 2003 and was a wholly owned subsidiary of Penn Octane until ..

Royal Caribbean Cruises Ltd. .. The current parent corporation, Royal Caribbean Cruises Ltd., was incorporated on July 23, 1985 in the Republic of Liberia under the Business Corpora..

Sandy Spring Bancorp Inc. ..g company for Sandy Spring Bank. The Company is registered as a bank holding company pursuant to the Bank Holding Company Act of 1956, as amended (the..

SciClone Pharmaceuticals Inc. ..cal company engaged in the development and commercialization of therapeutics to treat life-threatening diseases. Our lead product ZADAXIN is currently..

Spirit Finance Corporation ..d our company refer to Spirit Finance Corporation, a Maryland corporation, and our subsidiaries, unless the context indicates otherwise. We are a self..

Schering Aktiengesellschaft .. research-based company engaged in the discovery, development, manufacture, marketing and sale of pharmaceutical products. We currently operate eight ..

Skyline Corporation .. Indiana in 1959, as successor to a business founded in 1951. Skyline Corporation and its consolidated subsidiaries design, produce and distribute ma..

Synagro Technologies Inc. ..ts to secure the protection of the safe harbor provisions of the Private Securities Litigation Reform Act of 1995 for all forward-looking statements m..

CanArgo Energy Corporation ..ction company and as a holding company carry out our activities through a number of subsidiaries and associated companies. These companies are general..

SimpleTech Inc ..m and open-standard memory solutions based on Flash memory and dynamic random access memory, or DRAM, technologies as well as external hard drive stor..

Smurfit-Stone Container Corporation .., Company or Smurfit-Stone refers to the business of Smurfit-Stone Container Corporation and its subsidiaries. GENERAL Smurfit-Stone Container Corpora..

Sunrise Senior Living Inc. ..ider of senior living services, with operations in the United States, Canada, the United Kingdom, and Germany. Founded in 1981, we began with a simple..

Super Vision International Inc. ..ures, markets and sells LED and fiber optic lighting products to be used in applications in the commercial, architectural, signage, swimming pool and ..

SWISSCOM AG ..ons provider in Switzerland, offering a comprehensive range of products and services to residential and business customers. As the leading provider of..

Sentigen Holding Corp. .. through two-wholly owned operating subsidiaries, Sentigen Biosciences, Inc. (Sentigen Biosciences) and Cell & Molecular Technologies, Inc. (CMT). Sen..

Digital Recorders Inc. ..gital Recorders, Inc. as DRI, Company, us, we and our. DRI was incorporated in March 1983 and became a public company through an initial public offeri..

Telecom Argentina Stet - France Telecom S.A. .. private-sector corporations in Argentina in terms of revenues. We have a non-expiring license (the License) to provide fixed-line public telecommunic..

TELEKOM AUSTRIA AG ..esellschaft) organized under the laws of the Republic of Austria. It is the parent company of the consolidated Telekom Austria Group (Telekom Austria)..

Transmeta Corporation ..d on designing, developing and selling x86-compatible microprocessor products, including products in both our Crusoe® and Efficeontm families. Unlike ..

Too Inc. .. January 31, 2004, and the consolidated statements of operations, changes in stockholders' equity and cash flows for the years ended January 31, 2004 ..

Tenaris S.A. ..supplier of seamless steel pipe products and associated services to the oil and gas, energy and other industries, with production, distribution and se..

Triarc Companies Inc. ..ries, the franchisor of the Arbys restaurant system and, as of January 2, 2005, the owner and operator of 233 Arbys restaurants located in the United ..

Telvent GIT S.A. ..provides value-added real-time products and services solutions to customers in targeted industrial sectors (Energy, Traffic, Transport and Environment..

United Security Bancshares Inc. .. Delaware corporation organized in 1999, as a successor by merger with United Security Bancshares, Inc., an Alabama corporation. Bancshares is a bank ..

Unico American Corporation .. company that underwrites property and casualty insurance through its insurance company subsidiary; provides property, casualty, health and life insur..

Ultra Petroleum Corp. ..l and gas company engaged in the development, production, operation, exploration and acquisition of oil and gas properties. The Company was incorporat..

U.S. Shipping Partners L.P. ..sportation services, principally for refined petroleum products, in the U.S. domestic coastwise trade. We are also involved, to a limited extent, in t..

VCG Holding Corporation ..of the State of Colorado in 1998, but did not begin operations until 2002. We are engaged in owning and operating nightclubs which provide quality liv..

Valley National Bancorp ..orporation registered as a bank holding company under the Bank Holding Company Act of 1956, as amended (Holding Company Act). At December 31, 2004, Va..

Vitria Technology Inc. ..ntegration software and services for corporations in healthcare and insurance, telecommunications, manufacturing, finance and other industries. Our so..

Webster Preferred Capital Corp ..Connecticut corporation incorporated in March 1997. The Company acquires, holds and manages real estate mortgage assets (mortgage assets), including, ..

Willow Grove Bancorp Inc. ..vania corporation and parent holding company for Willow Grove Bank. The Bank, which was originally organized in 1909, is a Federally chartered savings..

Webzen Inc ..e incorporated as a company with limited liability under Korean law on April 28, 2000. Our legal and commercial name is [[Image Removed]] (pronounced ..

American Bio Medica Corp. ..r the laws of the State of New York under the name American Micro Media, Inc. On September 9, 1992, we filed an amendment to our Articles of Incorpora..

Astoria Financial Corporation .. the unitary savings and loan association holding company of Astoria Federal Savings and Loan Association and its consolidated subsidiaries, or Astori..

Alteon Inc. ..ngaged in the discovery and development of small molecule drugs to reverse or slow down diseases of aging and complications of diabetes. We have ident..

American Power Conversion Corporation ..s a leading provider of global, end-to-end infrastructure availability solutions. APCs comprehensive products and services offering, which is designed..

ATC HEALTHCARE INC ..on which was incorporated in New York in 1978 and reincorporated in Delaware in May 1983. Unless the context otherwise requires, all references to the..

Aztar Corporation ..June 1989 to operate the gaming business of Ramada Inc. after the restructuring of Ramada Inc. The terms Aztar, we, our, and us, as used in this Form ..