Morningstar Inc.

Morningstar Inc. is listed on NASDAQ (MORN). We are a leading provider of independent investment research to investors around the world. Since our founding in 1984, our mission has been to create great products that help investors reach their financial goals. We offer an extensive line of Internet, software, and print-based products for individual investors, financial advisors, and institutional clients. We also provide asset management services to advisors and institutions. In addition to our U.S.-based products and services, we offer local versions of our products designed for investors in Asia, Australia, Canada, and Europe. We serve more than 4.9 million individual investors, 185,000 financial advisors, and 750 institutional clients. We have operations in 12 countries and hold minority ownership positions in companies located in four other countries.

Mortgageit Holdings Inc

Mortgageit Holdings Inc is listed on NYSE (MHL). Unless the context suggests otherwise, the terms Company, Holdings, we, us, and our refer to MortgageIT Holdings, Inc., a Maryland corporation incorporated in March 2004, and its subsidiaries. MortgageIT or TRS refers to our wholly owned subsidiary, MortgageIT, Inc., a New York corporation. GENERAL MortgageIT Holdings, Inc. is a residential mortgage lender that was formed in March 2004 to continue and expand the business of MortgageIT, Inc. Holdings is organized and conducts its operations to qualify as a real estate investment trust (REIT) for federal income tax purposes and is focused on earning net interest income from mortgage loans originated by its taxable REIT subsidiary, MortgageIT. MortgageIT was incorporated in New York in February 1999, and began marketing mortgage loan services in May 1999. MortgageIT is a full-service residential mortgage banking company that is licensed to originate loans throughout the United States.

NVP CAP III ..der Nevada law on December 12, 1983. SPR's mailing address is P.O. Box 30150 (6100 Neil Road), Reno, Nevada 89520-3150 (89511). SPR has six primary, w..

New York Community Bancorp Inc. ..mpany for New York Community Bank and the fourth largest thrift in the nation, with assets of $24.0 billion at December 31, 2004. The Bank is the lead..

Omega Flex Inc. ..TS Certain statements in this Annual Report on Form 10-K that are not historical facts - but rather reflect our current expectations concerning future..

ONYX Software Corporation ..rovider of enterprise solutions that combine customer management, process management and performance management technologies to help organizations mor..

Outback Steakhouse Inc. ..ure Partners, Inc., a Florida corporation, and in January 1990 we changed our name to Outback Steakhouse, Inc. (Outback Florida). Outback Steakhouse, ..

Pamrapo Bancorp Inc. ..are law on June 26, 1989 and changed its state of incorporation from Delaware to New Jersey on March 29, 2001. On November 10, 1989, the Registrant ac..

PMI Group Inc. (The) ..ment as well as other products and services that promote homeownership and facilitate mortgage transactions in the capital markets. We offer mortgage ..

Pioneer Natural Resources Company ..ck is listed and traded on the NYSE. The Company is a large independent oil and gas exploration and production company with operations in the United S..

PeopleSupport Inc. ..eport on Form 10-K refer to PeopleSupport, Inc and its subsidiaries. Overview We provide business process outsourcing, or BPO, services from our facil..

Piper Jaffray Companies ..rm dedicated to delivering superior financial advice, investment products and transaction execution within targeted sectors of the financial services ..

TranSwitch Corporation ..e read in conjunction with the information included elsewhere in this document. The description contains certain forward-looking statements that invol..

Popular Inc. ..nk holding company, registered under the Bank Holding Company Act of 1956, as amended (the BHC Act) and, accordingly, subject to the supervision and r..

PACIFICORP ..ing retail customers in portions of the states of Utah, Oregon, Wyoming, Washington, Idaho and California. As a vertically integrated electric utility..

Provident Financial Services ..nuary 15, 2003, became the holding company for The Provident Bank, following the completion of the conversion of the Bank to a stock chartered savings..

PhotoMedex Inc. ..ating the cost-effective use of technologies for doctors, hospitals and surgery centers. We engage in the development and marketing, domestically and ..

Pennsylvania Commerce Bancorp Inc. ..r oral forward-looking statements, including statements contained in the Companys filings with the Securities and Exchange Commission (including the a..

Q.E.P. Co. Inc. ..tures, markets and distributes a broad line of specialty tools and flooring related products for the home improvement market in the United States of A..

Rural-Metro Corporation ..cal transportation services, which consist primarily of emergency and non-emergency medical transportation services. We believe we are the only multi-..

Radware Ltd. ..ation under the laws of the State of Israel, and commenced operations in April 1997. Our principal executive offices are located at 22 Raoul Wallenber..

Regions Financing Tr I ..ubsidiaries on a consolidated basis, Regions or Company), is a financial holding company headquartered in Birmingham, Alabama which operates primarily..

RLI Corporation .. property and casualty insurance through our insurance subsidiaries. We are an Illinois corporation that was organized in 1965. We conduct operations ..

Rainier Pacific Financial Group Inc. ..n corporation, was organized on May 23, 2003 for the purpose of becoming the holding company for Rainier Pacific Savings Bank (Rainier Pacific Bank or..

Ruths Chris Steak House Inc. ..rgest upscale steakhouse company in the United States, based on total company- and franchisee-owned restaurants as published in the Technomic, Inc. 20..

Scailex Corporation Ltd. ..al name is Scitex Corporation Ltd. and our legal form is a company limited by shares. We were incorporated under the laws of the State of Israel on No..

SCANA Corporation ..holly-owned subsidiaries listed below SOUTH CAROLINA ELECTRIC & GAS COMPANY Generates and sells electricity to wholesale and retail customers and purc..

Sea Containers Ltd. ..h its subsidiaries, SCL) is incorporated in the Islands of Bermuda and is a foreign private issuer as defined in Rule 3b-4 of the U.S. Securities and ..

Sunset Financial Resources Inc ..e, us and our refer to Sunset Financial Resources, Inc., a Maryland corporation, and, where appropriate, its subsidiaries. Company Overview We are a s..

Companhia Siderurgica Nacional S.A. ..ent of CSN 1. General We are the second largest fully-integrated steel producer in Brazil and one of the largest in Latin America in terms of crude st..

Symmetry Medical Inc .., together with its consolidated subsidiaries, as the Corporation) is the world's largest independent provider of implants and related instruments and..

Suntron Corporation ..g services and solutions to support the entire life cycle of complex products in the semiconductor capital equipment, aerospace and defense, industria..

Sontra Medical Corporation ..rep , a non-invasive ultrasonic skin permeation technology for medical and therapeutic applications including transdermal diagnostics and the enhanced..

Spectrum Pharmaceuticals Inc. ..ration that was originally incorporated in Colorado as Americus Funding Corporation in December 1987, became NeoTherapeutics, Inc. in August 1996, was..

E.W. Scripps Company (The) ..ewspaper publishing, national lifestyle television networks (Scripps Networks), broadcast television, television-retailing (Shop At Home), interactive..

SRI-Surgical Express Inc. ..eminate, and oral statements that are made on our behalf might contain both statements of historical fact and forward-looking statements. These forwar..

SFBC International Inc. .. a broad range of specialized drug development services to branded pharmaceutical, biotechnology and generic drug companies. We are a leading provider..

Syntroleum Corporation ..chnology to acquire and cause the production of stranded energy assets in various regions of the world. We are focusing our efforts on: . projects tha..

TB Woods Corporation ..designer, manufacturer and marketer of electronic and mechanical industrial power transmission products. The Companys products are sold to North Ameri..

Tele Norte Leste Participacoes S.A. .. telecommunications services in South America based on the total number of lines in service, which we market under our Telemar brand name. 15 - Table ..

Triad Hospitals Inc. ..ly owned hospital companies in the United States and provides health care services through hospitals and ambulatory surgery centers that it owns and o..

Tefron Ltd. .. State of Israel on March 10, 1977. Our principal executive offices are located at Ind. Center Teradyon, P.O. Box 1365, Misgav 20179, Israel and our t..

TODCO ..s drilling services, primarily in the U.S. Gulf of Mexico shallow water and inland marine region, an area that we refer to as the U.S. Gulf Coast. We ..

Terra Industries Inc. ..referred to as Terra, we or our throughout this report. References to Terra also include the direct and indirect subsidiaries of Terra Industries Inc...

Trustreet Properties Inc. ..ts subsidiaries, including Fuel Supply, Inc. (FSI), is a fully integrated, self-administered real estate investment trust (REIT). The Company acquires..

Techne Corporation .. two wholly- owned operating subsidiaries: Research and Diagnostic Systems, Inc. (R&D Systems) located in Minneapolis, Minnesota and R&D Systems Europ..

Trans World Entertainment Corp. ..ther with its consolidated subsidiaries, is referred to herein as the Company, was incorporated in New York in 1972. It owns 100% of the outstanding c..

UnionBancorp Inc .. financial services organization based in Ottawa, Illinois, encompassing one bank subsidiary. Together, the Companys sales and service centers serve c..

University Bancorp Inc Michigan .. corporation which operates as a bank holding company for its wholly-owned subsidiary, University Bank. The Company changed its name to `University Ba..

Unity Bancorp Inc. .. company incorporated under the laws of the State of New Jersey to serve as a holding company for Unity Bank. The Company was originally organized und..

Varian Inc. ..ectively), designs, develops, manufactures, markets, sells and services scientific instruments (including related software, consumable products, acces..

Velocity Express Corporation ..ited Shipping & Technology, Inc.) and its subsidiaries (Velocity) are engaged in the business of providing same-day transportation and distribution-lo..

Volterra Semiconductor Corporation ..rformance analog and mixed-signal power management semiconductors for the computing, storage, networking and consumer markets. Our core products are i..

Vivus Inc. ..focused on the research, development and commercialization of products to restore sexual function in women and men. Our product pipeline includes four..

WesBanco Inc. ..incorporated in 1968, headquartered in Wheeling, West Virginia, offers a full range of financial services including retail banking, corporate banking,..

Williams Scotsman International Inc. ..mobile and modular building solutions in North America with units leased through a network of branch offices located throughout the United States, Can..

Weingarten Realty Investors ..e investment trust organized under the Texas Real Estate Investment Trust Act, and its predecessor entity began the ownership and development of shopp..

World Acceptance Corporation ..consumer finance business, offering short-term small loans, medium-term larger loans, related credit insurance and ancillary products and services to ..

EXTRA SPACE STORAGE INC ..nd self-managed real estate investment trust (REIT) formed as a Maryland corporation on April 30, 2004 to own, operate, acquire, develop and redevelop..

Zenith National Insurance Corporation .. a Delaware corporation incorporated in 1971, is a holding company engaged through its wholly-owned insurance subsidiaries, Zenith Insurance Company (..

Acco Brands Corporation ..ooking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. Actual resul..

A.D.A.M. Inc. ..ractive health content and applications that can be used by a broad range of healthcare consumers - from those with low health literacy to those who p..

AeroCentury Corp. ..ation, uses leveraged financing to acquire leased aircraft assets. AeroCentury was formed in 1997. Financial information for AeroCentury and its wholl..

American Israeli Paper Mills Ltd. ..s of the State of Israel, and, together with its subsidiaries and associated companies (which together with the Company are referred to as the Group) ..

American Superconductor Corporation .. develop and manufacture products to dramatically improve the cost, efficiency and reliability of systems that generate, deliver and use electric powe..

ArvinMeritor Inc. ..n Troy, Michigan, is a global supplier of a broad range of integrated systems, modules and components serving light vehicle, commercial truck, trailer..

American Vanguard Corporation ..er the laws of the State of Delaware in January 1969 and operates as a holding company. Unless the context otherwise requires, references to the Compa..

Bed Bath & Beyond Inc. ..pecialty retail stores nationwide, including stores of Bed Bath & Beyond (BBB), Harmon Stores, Inc. (Harmon) and Christmas Tree Shops, Inc. (CTS). The..

Biomed Realty Trust ..ny refer to BioMed Realty Trust, Inc., a Maryland corporation and any of our subsidiaries, including BioMed Realty, L.P., a Maryland limited partnersh..

BWC Financial Corporation ..g company registered under the Bank Holding Company Act of 1956, as amended. It is a holding company for Bank of Walnut Creek, (Bank) which was incorp..

Community Financial Corp. ..irginia corporation, which owns Community Bank (the Bank or Community Bank). The Bank was organized in 1928 as a Virginia-chartered building and loan ..

ChipMOS TECHNOLOGIES (Bermuda) LTD. .. independent providers of semiconductor testing and assembly services. Specifically, we believe that we are the largest independent provider of testin..

ConAgra Foods Inc. ..ackaged food company serving a wide variety of food customers. Over time, the company, which was first incorporated in 1919, has grown through acquisi..

Ceres Group Inc. ..s a wide array of health and life insurance products through two primary business segments. Our Senior segment includes senior health, life and annuit..

Converium Holding AG ..nd on June 19, 2001 as a joint stock company as defined in article 620 et seq. of the Swiss Code of Obligations. We were registered on June 21, 2001 i..