BB&T Corporation

BB&T Corporation is listed on NASDAQ (MSDXP). BB&T Corporation (BB&T or the Corporation) is a multi-bank holding company headquartered in Winston-Salem, North Carolina. BB&T conducts its operations in North Carolina, South Carolina and Virginia primarily through its commercial banking subsidiaries and, to a lesser extent, through its other subsidiaries. At December 31, 1997, the principal assets of BB&T included all of the outstanding shares of common stock of Branch Banking and Trust Company, of Winston-Salem, North Carolina; BB&T Financial Corporation of South Carolina, located in Greenville, South Carolina, which in turn owns all the outstanding shares of Branch Banking and Trust Company of South Carolina; BB&T Financial Corporation of Virginia, which in turn owns all the outstanding shares of Branch Banking and Trust Company of Virginia, Fidelity Federal Savings Bank and Virginia First Savings Bank.

BBVA Banco Frances S.A.

BBVA Banco Frances S.A. is listed on NYSE (BFR). RECENT POLITICAL AND ECONOMIC DEVELOPMENTS IN ARGENTINA Argentine Economic Scenario In the midst of relative political stability and fewer social disputes, during 2004 the Argentine economy showed once again an excellent improvement both in terms of economic activity and fiscal solvency, with stable prices and exchange rates. On January 14, 2005, the debt restructuring process started for a substantial part of Argentina's sovereign debt, in default ever since late 2001 (for an approximate amount of US$80 billion). The process included a significant reduction in the principal owed as well as reduction in interest rates and extension of payment terms. For this purpose, the National Government offered three types of bonds in exchange for the defaulted securities, whose characteristics were established pursuant to Decree No. 1753-04.

CACI International Inc. ..zed as a Delaware corporation under the name CACI WORLDWIDE, INC. on October 8, 1985. By a merger on June 2, 1986, the Registrant became the parent of..

Carreker Corporation .., us, our, Company, Carreker, or Carreker Corporation when used in this Form 10-K (Report) and in the Annual Report to the Stockholders refers to Carr..

Community Bancorp Inc. .. 13 and 15(d), periodic and current reports must be filed with the SEC. We electronically file the following reports with the SEC: Form 10-K (Annual R..

CompuCredit Corporation ..t Corporation follows. For additional information about our business, including specific descriptions of how we market and segment customers and other..

CET Services Inc. .. of the State of California, CET Services, Inc. for more than a decade was engaged in environmental consulting, engineering, remediation, and related ..

ChoicePoint Inc. ..nt), was incorporated in 1997. Over the past seven years, ChoicePoint has transformed from a predominately manually-driven and insurance customer-focu..

CHINA UNICOM LTD ..ince 1993, the Chinese government has implemented a number of measures to restructure and introduce competition in the telecommunications industry. Pr..

Central Jersey Bancorp ..y Bancorp) is a bank holding company headquartered in Long Branch, New Jersey. The holding company was incorporated in New Jersey on March 7, 2000, an..

Crompton Corporation ..ompton, Registrant, we, us and our, unless otherwise indicated or the context otherwise requires, we are referring to Crompton Corporation and its con..

Cognos Incorporated .. Canadian corporation founded in 1969, is a global leader in business intelligence (BI) and corporate performance management (CPM) software solutions...

Cheviot Financial Corp ..g statements which may be identified by the use of words such as believe, expect, anticipate, should, planned, estimated and potential. Examples of fo..

CarrAmerica Realty Corporation ..ed, self-administered and self-managed publicly traded real estate investment trust (REIT). We focus on the acquisition, development, ownership and op..

Centerstate Banks of Florida Inc. ..as incorporated under the laws of the State of Florida on September 20, 1999. CenterState is a registered bank holding company under the Bank Holding ..

Castle (A.M.) & Co. ..ics distribution company serving the North American market. The registrant provides a broad range of product inventories as well as processing servic..

Continucare Corp. ..ician services. Through our network of 15 medical centers we provide primary health care services on an outpatient basis. We also provide practice man..

Comp En De Mn Cemig ADS ..anized in Minas Gerais, Brazil on May 22, 1952 as a sociedade de economia mista (a state-controlled mixed capital company) with limited liability and ..

Ducommun Incorporated ..idiaries, designs, engineers and manufactures aerostructure and electromechanical components and subassemblies principally for domestic and foreign co..

Dollar General Corporation ..eading discount retailer of quality general merchandise at everyday low prices. Through conveniently located stores, the Company offers a focused asso..

Discovery Holding Co ..ing Company was incorporated in the state of Delaware on March 9, 2005 as a wholly-owned subsidiary of Liberty Media Corporation, which we refer to as..

Dorchester Minerals L.P. ..aware limited partnership that commenced operations on January 31, 2003 upon the combination of Dorchester Hugoton, Ltd., Republic Royalty Company, L...

Datascope Corp. .. device company that develops, manufactures and markets proprietary products for clinical health care markets in interventional cardiology and radiolo..

Dawson Geophysical Company .. of onshore seismic data acquisition services in the United States as measured by the number of active data acquisition crews. Founded in 1952, we acq..

Edge Petroleum Corporation ..nd natural gas company engaged in the exploration, development, acquisition and production of crude oil and natural gas properties in the United State..

Endurance Specialty Holdings Ltd ..in Bermuda. Through our operating subsidiaries based in Bermuda, the United Kingdom and the United States, we focus on underwriting specialty lines of..

Callaway Golf Company ..ated in California in 1982 and reincorporated in Delaware on July 1, 1999. In 1997, the Company acquired substantially all of the assets of Odyssey Sp..

Emerson Electric Company ..has grown from a regional manufacturer of electric motors and fans into a diversified global technology company. Having expanded its product lines thr..

ePlus Inc. ..rmed in 1996. The Company changed its name from MLC Holdings, Inc. to ePlus inc. on October 19, 1999. ePlus engages in no other business other than se..

EVCI Career Colleges Holding Corp. ..presently through its wholly-owned subsidiary, Interboro Institute, Inc. Interboro offers degree programs leading to the Associate in Occupational Stu..

First Aviation Services Inc. ..ether with its wholly owned subsidiaries, Aircraft Parts International, Ltd. (API Ltd.), and API Asia Pacific Inc. (API Asia Pacific), and its majorit..

FactSet Research Systems Inc. ..inancial intelligence to the global investment community. FactSet applications support and make more efficient an array of workflows for buy and sell ..

FSI International Inc. ..rganized in 1973 (FSI), designs, manufactures, markets and supports equipment used in the fabrication of microelectronics, such as advanced semiconduc..

Ferrellgas Partners L.P. ..rtnership. Our common units are listed on the New York Stock Exchange and our activities are primarily conducted through our operating partnership, Fe..

First Mutual Bancshares Inc. ..poration, which was formed for the purpose of becoming the bank holding company for First Mutual Bank. The Banks reorganization was completed on Octob..

First Security Group Inc. ..t Security, we, us, and our in this Annual Report on Form 10-K refer to First Security Group, Inc. and its wholly-owned subsidiary, FSGBank, National ..

Fibernet Telecom Group Inc. ..signed to provide comprehensive broadband connectivity for data, voice and video transmission to other telecommunications service providers in major m..

GMX Resources Inc. ..roducer headquartered in Oklahoma City, Oklahoma. As of December 31, 2004, our principal drilling and development activities were focused on our prope..

Guess? Inc. ..ing documents incorporated by reference herein, we make forward-looking statements, which are not historical facts, but are forward-looking statements..

Compagnie Generale de Geophysique ..0 734 Head Office : 1, rue Léon Migaux, Massy, Essonne Trade Register Evry No. 969 202 241 ARTICLES OF ASSOCIATION - PART I FORM - OBJECT - NAME - HEA..

GLAXOSMITHKLINE PLC ..OCIATION OF GlaxoSmithKline plc - Back to Contents Company No...

Genta Incorporated ..aware on February 4, 1988. Genta is a biopharmaceutical company dedicated to the identification, development and commercialization of novel drugs for ..

GTSI Corp. ..oviding products and services primarily to federal government customers. We use the terms GTSI, we, our, and us to refer to GTSI Corp. and its subsidi..

Harsco Corporation ..l provider of market-leading industrial services and engineered products. The Companys operations fall into three reportable segments: Mill Services, ..

HyperSpace Communications ..acceleration and data compression software. We offer two software products. Our initial software product HyperWebT, was introduced in late 2001. In Ja..

Helix Energy Solutions Group Inc. .. the State of Minnesota, specializing in Marine Contracting development (including subsea construction and well operations) and providing oil and gas ..

HOME PROPERTIES INC ..administered and self-managed real estate investment trust (REIT) that owns, operates, acquires, develops and rehabilitates apartment communities. The..

Harris Corporation ..s an international communications and information technology company focused on providing assured communications products, systems and services for go..

Hexcel Corporation ..ted in California in 1948, and reincorporated in Delaware in 1983. Hexcel Corporation and its subsidiaries (herein referred to as Hexcel), is a leadin..

Indevus Pharmaceuticals Inc. ..the acquisition, development and commercialization of pharmaceutical products and product candidates primarily focused in the areas of urology, gyneco..

iGATE Corporation ..ntains statements that are not historical facts and that constitute forward-looking statements within the meaning of such term under the Private Secur..

Internation Securities Exchange Inc. ..exchange. Our exchange provides a trading platform in listed equity and index options and related services that is designed to provide transparency, r..

InFocus Corporation ..rm 10-K are forward-looking statements, as defined in the Private Securities Litigation Reform Act of 1995, or the PSLRA. Forward-looking statements i..

Infocrossing Inc. .. to Infocrossing, Company, we, our or us refer to Infocrossing, Inc., a Delaware corporation, and its subsidiaries. Each trademark, trade name or serv..

Innovex Inc. ..annual reports on Form 10-K, our quarterly reports on Form 10-Q and our periodic reports on Form 8-K (and any amendments to these reports) are availab..

j2 Global Communications Inc ..ration founded in 1995. By leveraging the power of the Internet, we provide outsourced, value-added messaging and communications services to individua..

Jaclyn Inc. ..of Delaware in 1968, and its subsidiaries are primarily engaged in the design, manufacture, distribution and sale of womens and childrens apparel, and..

Journal Register Company ..per publisher that owns and operates 27 daily newspapers and 338 non-daily publications strategically clustered in seven geographic areas: Greater Phi..

KKR Financial Corp. ..t invests in multiple asset classes and uses leverage to generate competitive leveraged risk-adjusted returns. We seek to achieve our investment objec..

Konami Corporation ..usiness was founded by our current Representative Director, Chairman of the Board and Chief Executive Officer, Mr. Kagemasa Kozuki, in Osaka on March ..

Landmark Bancorp Inc. ..incorporated under the laws of the State of Delaware. Currently, the Company's business consists solely of the ownership of Landmark National Bank, wh..

LaCrosse Footwear Inc. ..in this Annual Report to we, us or our refer collectively to LaCrosse Footwear, Inc. and its subsidiaries. Forward-Looking Statements We caution you t..

LKQ Corporation ..repair automobiles. Buyers of automotive replacement parts have the option to purchase from primarily three sources: new parts produced by original eq..

Marten Transport Ltd. ..uckload carriers in the United States. We specialize in transporting food and other consumer packaged goods that require a temperature-controlled or i..

Networks Associates Inc. ..ooking statements that involve risks and uncertainties. The statements contained in the Report on Form 10-K that are not purely historical are forward..

Modtech Holdings Inc. ..usiness consisting of purchasing unfinished and outdated classroom shells and performing installation work. The Company subsequently changed its busin..

Myogen Inc. ..discovery, development and commercialization of small molecule therapeutics for the treatment of cardiovascular disorders. We believe that our advance..

Knight Transportation Inc. ..d herein, this Annual Report contains forward-looking statements that involve risks, assumptions and uncertainties which are difficult to predict. All..

National Technical Systems Inc. ..ified services company that supplies technical services and solutions to a variety of industries including aerospace, defense, transportation, electro..

OMI Corporation .. the Republic of the Marshall Islands on January 9, 1998. We have our principal place of business at One Station Place, Stamford, Connecticut and are ..

Patterson Companies Inc. ..tained in Items 1, 2, 3 and 7 of this Form 10-K includes forward-looking statements. Reference is made to Item 7 - Management's Discussion and Analysi..

Primedia Inc. ..edia company in the United States. The Companys properties comprise more than 200 brands that connect buyers and sellers in more markets than any othe..

Pomeroy IT Solutions Inc. ..ons provider with a comprehensive portfolio of consulting, infrastructure and lifecycle services. Our mission is to provide customers with increased e..

PartnerRe Ltd. ..a on August 24, 1993, is an international reinsurance group. The Company provides reinsurance on a worldwide basis through its wholly owned subsidiari..

Rite Aid Corporation .. the United States based on revenues and number of stores. We operate our drugstores in 28 states across the country and in the District of Columbia. ..

Sirva Inc ..gs, which include this Annual Report on Form 10-K, Quarterly Reports on Form 10-Q, Current Reports on Form 8-K and all related amendments, are availab..

Saxon Capital Inc. .. we refer to as Old Saxon, was formed on April 23, 2001 and acquired all of the issued and outstanding capital stock of SCI Services, Inc. (referred t..

Silgan Holdings Inc. ..tal and plastic consumer goods packaging products. We had consolidated net sales of $2.421 billion in 2004. Our products are used for a wide variety o..

Sonic Solutions .. digital media - that is, data, photographs, audio, and video in digital formats. Our product lines focus particularly on the two most successful opti..

STAAR Surgical Company ..distributes worldwide products used by ophthalmologists and other eye care professionals to improve or correct vision in patients with cataracts, refr..

Student Loan Corporation (The) ..d services student loans. The Company is one of the nations largest originators and holders of guaranteed student loans made under the federal Higher ..

TIB Financial Corporation ..is conducted primarily through our wholly-owned subsidiary, TIB Bank. TIB Bank, which was formed in 1974, serves the Southern Florida market, principa..