NovaStar Financial Inc.

Perma-Fix Environmental Services Inc. ..mental and technology know-how company, is a Delaware corporation, engaged through its subsidiaries, in: . Industrial Waste Management Services (Indus..

PennFed Financial Services Inc. ..ration, was organized in March 1994 for the purpose of becoming the savings and loan holding company for Penn Federal Savings Bank (Penn Federal or th..

Preferred Plus Trust ..urities held by PreferredPLUS Trust Series MSD-1, please refer to Morgan Stanleys (Commission file number 001-11758) periodic reports, including annua..

Premier Community Bankshares Inc ..ng company that was incorporated in June 1989. We own all of the outstanding stock of The Marathon Bank, which was incorporated in August 1987, and Ro..

Potlatch Corporation ..trust, or REIT, that owns and manages 1.5 million acres of timberlands located in Arkansas, Idaho, Minnesota and Oregon, including a 17,000 acre hybri..

Primus Telecommunications Group Inc. .. are an integrated telecommunications services provider offering a portfolio of international and domestic voice, wireless, Internet, voice-over-Inter..

PriceSmart Inc. .. concerning PriceSmart, Inc.'s (PriceSmart) anticipated future revenues and earnings, adequacy of future cash flow and related matters. These forward-..

Parallel Petroleum Corporation ..s are engaged in the acquisition, development and exploitation of long life oil and natural gas reserves and, to a lesser extent, the exploration for ..

Provident Bankshares Corporation ..oration, is the bank holding company for Provident Bank (Provident or the Bank), a Maryland chartered stock commercial bank. At December 31, 2004, the..

Questar Corporation ..gas-focused energy company with three principal lines of business-gas and oil exploration and production, interstate gas transmission, and retail-gas ..

RCM Technologies Inc. ..of business and technology solutions designed to enhance and maximize the operational performance of its customers through the adaptation and deployme..

Regal Entertainment Group ..organized on March 6, 2002 (we, us, our, the Company or Regal), is the parent company of Regal Entertainment Holdings, Inc. (REH), which is the parent..

ResMed Inc. ..ibutor of medical equipment for treating, diagnosing, and managing sleep-disordered breathing and other respiratory disorders. Sleep-disordered breath..

Rofin-Sinar Technologies Inc. ..rein also referred to as Rofin or RSTI or the Company or we, us or our) is a leader in the design, development, engineering, manufacture and marketing..

Red Robin Gourmet Burgers Inc. .. subsidiaries, is a casual dining restaurant chain focused on serving an imaginative selection of high quality gourmet burgers in a family-friendly at..

Ryland Group Inc. (The) ..nd Group, Inc. is one of the nation's largest homebuilders and a leading mortgage-finance company. The Company consists of two business segments: hom..

Symmetricom Inc. ..ial Condition and Results of Operations-Risk Factors That May Impact Future Operating Results for risk factors that may adversely affect Symmetricom. ..

Secure Computing Corporation ..d in July 1989. We use our broad expertise in security technology to develop network security solutions that allow organizations to exchange critical ..

SEMCO Energy Inc. ..sted regulated public utility company headquartered in southeastern Michigan. It was founded in 1950 as Southeastern Michigan Gas Company. In 1977, So..

Saks Incorporated ..ncorporated in 1919, and its subsidiaries operate two business segments, Saks Department Store Group (SDSG) and Saks Fifth Avenue Enterprises (SFAE). ..

Sigma Designs Inc. ..any, we, us, and our refer to Sigma Designs, Inc. We specialize in silicon-based digital media processing solutions for consumer products. Our highly-..

Sanders Morris Harris Group Inc. ..ion formed in 1998 (SMHG), provides a broad range of financial and other professional services through its operating subsidiaries. Our financial and o..

Sento Corporation ..call and contact center solutions for customer acquisition, customer service, service intervention and technical support. We use modern customer conta..

Superior Essex Inc ..rers in North America based on revenues and enjoy number one market share positions in North America in our core outside plant (OSP) copper communicat..

Greenhill ..m that (i) provides financial advice on significant mergers, acquisitions, restructurings and similar corporate finance matters and (ii) manages merch..

SPACEHAB Incorporated ..n 1984 and made our initial public offering of our common stock in 1995. We flew our first module on a space shuttle mission in 1993 and have continue..

Star Gas Partners L.P. ..ooking statements which represent our expectations or beliefs concerning future events that involve risks and uncertainties, including those associate..

Syniverse Holdings Inc. ..l technology services to wireless carriers worldwide for over 17 years. We were founded in 1987 as GTE Telecommunication Services Inc., a unit of GTE,..

Suffolk Bancorp ..ank holding company. On that date, Suffolk acquired, and currently owns, all of the outstanding capital stock of Suffolk County National Bank. On July..

3M Company .. Manufacturing Company, was incorporated in 1929 under the laws of the State of Delaware to continue operations begun in 1902. The Board of Directors ..

Telephone and Data Systems Inc. ..sified telecommunications service company with wireless telephone and wireline telephone operations. At December 31, 2004, TDS served approximately 6...

Threshold Pharmaceuticals Inc. ..mpany incorporated in Delaware in 2001, is focused on the discovery, development and commercialization of drugs based on Metabolic Targeting, an appro..

Tollgrade Communications Inc. ..er of hardware and software network assurance testing solutions for the telecommunications and cable broadband industries. We design, engineer, market..

TierOne Corporation .. 10-K and the accompanying 2004 Annual Report which are not historical facts may be forward-looking statements as that term is defined in the Private ..

Terex Corporation ..oad range of equipment primarily for the construction, infrastructure and surface mining industries. The Company is building a growing franchise under..

TeleCommunication Systems Inc. ..iable wireless data communications technology to solutions for customers. We are a Maryland corporation founded in 1987 with our headquarters located ..

Microvision Inc. ..sion, Inc. (Microvision) and Lumera Corporation (Lumera), a subsidiary that was consolidated prior to July 2004. In July 2004, Lumera completed an ini..

Twin Disc Incorporated ..tate of Wisconsin in 1918. Twin Disc designs, manufactures and sells heavy duty off-highway power transmission equipment. Products offered include: hy..

US DATAWORKS INC ..software, serving several of the top 25 banking institutions, top 10 credit card issuers, major retailers and the United States Government. We generat..

United Parcel Service Inc. ..y and a global leader in supply chain solutions. We were founded in 1907 as a private messenger and delivery service in Seattle, Washington. Today, we..

United-Guardian Inc. ..hat conducts research, product development, manufacturing and marketing of cosmetic ingredients, personal and health care products, pharmaceuticals, a..

Viacom Inc. ..en exploring the possible division of its businesses into separate publicly-traded companies, one of which would highlight Viacoms high-growth busines..

Valentis Inc. ..orward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act ..

Vertex Pharmaceuticals Incorporated ..discovering, developing and commercializing small molecule drugs for serious diseases, including HIV infection, chronic hepatitis C virus (HCV) infect..

Wacoal Holdings Corporation ..lopment of Wacoal. Wacoal Corp. is a joint stock corporation that was incorporated under the Commercial Code of Japan in 1949 with the name Wako Shoji..

Weatherford International Inc. ..'s leading providers of equipment and services used for the drilling, completion and production of oil and natural gas wells. Weatherford, as we know ..

Weight Watchers International Inc ..nd the global leader in providing healthy weight management services, operating in 30 countries around the world for over 40 years. Our programs help ..

White Mountains Insurance Group Ltd. ..ant) was originally formed as a Delaware corporation in 1980. In October 1999, the Company completed a corporate reorganization that changed its domic..

Wright Medical Group Inc. .. Technology, Inc. and other operating subsidiaries, is a global orthopaedic medical device company specializing in the design, manufacture and marketi..

Xenonics Holdings Inc. ..ntensity portable illumination products. Our core product line consists of lightweight, long-range, ultra-high intensity illumination products used in..

Zygo Corporation ..esigns, develops, and manufactures ultra-high precision measurement solutions to improve our customers manufacturing yields, and optical components an..

Ambac Financial Group Inc. ..York City, is a holding company whose subsidiaries provide financial guarantee products and other financial services to clients in both the public and..

American Retirement Corporation ..est operators of senior living communities in the United States. We are a senior living and health care services provider offering a broad range of ca..

ADTRAN Inc. ..acilitate access to today's communications networks. Our high-speed, network access products improve the operation of, and reduce the costs associated..

AES TR III .. operations in 27 countries on five continents. A Delaware corporation formed in 1981, AES is a holding company that, through its subsidiaries, operat..

ARIAD Pharmaceuticals Inc. ..oking statements, which involve risks and uncertainties. Our actual results could differ materially from those anticipated in these forward-looking st..

Apartment Investment and Management Company ..mco, is a Maryland corporation incorporated on January 10, 1994. We are a self-administered and self-managed real estate investment trust, or REIT, en..

Astronics Corporation ..ctronic systems for the global aerospace industry. The Company designs and manufactures its products for aircraft original equipment manufacturers (OE..

AMERUS GROUP CO ..furnished pursuant to section 13(a) or 15(d) of the Securities Exchange Act of 1934, available, free of charge at our website as soon as reasonably pr..

AngloGold Ashanti Ltd. ..g Company Limited, was incorporated in South Africa in 1944. 4A. History and development of the company AngloGold produces approximately six million o..

Apache Corporation ..in 1954, is an independent energy company that explores for, develops and produces natural gas, crude oil and natural gas liquids. In North America, o..

Apogee Technology Inc. .. and markets silicon based products that incorporate proprietary technologies. The Company's patented all-digital, high efficiency Direct Digital Ampl..

Aurizon Mines Ltd. ..e name 343318 B.C. Ltd., by filing a memorandum and articles with the Registrar of Companies under the BCCA. On August 10, 1988, Aurizons name was cha..

Natural Resource Partners L.P. ..rship formed in April 2002, and we completed our initial public offering in October 2002. We engage principally in the business of owning and managing..

BREMER CAP TR I ..al services company with $6.1 billion in assets as of December 31, 2004, operating 102 offices in Minnesota, Wisconsin and North Dakota. We offer a wi..

Captaris Inc. ..apture, process, deliver, manage and archive data and documents enabling customers to reduce costs and increase the performance of critical business i..

Caremark Rx Inc. .. services companies in the United States, with net revenue of approximately $25.8 billion (including approximately $4.6 billion of retail copayments) ..

Corus Entertainmt Incorporated ..ss activities are conducted through three operating groups: Radio, Television and Content, as described below. RADIO Description of the Industry The C..

Cooper Industries Ltd. ..ndustries, Ltd., which was incorporated under the laws of Bermuda on May 22, 2001, and became the successor-registrant to Cooper Industries, Inc. on M..

Coldwater Creek Inc. ..ts regarding our current strategies, financial position, results of operations, cash flows, operating and financial trends and uncertainties, as well ..

Cytyc Corporation ..rds we, us, our and Cytyc refer to Cytyc Corporation and all of its affiliates and subsidiaries taken as a whole, and our board of directors refers to..

Digirad Corporation ..d distribution of solid-state medical imaging products and services to physician offices, hospitals and imaging centers for the detection of cardiovas..

ECC Capital Corp. ..1, 2004 in the state of Maryland. ECC Capital was formed by Encore Credit Corp. solely for the purpose of effecting a restructuring of Encore Credit C..

Endeavor International Corporation ..rporation formed on January 13, 2000 (as Expression Graphics, Inc.) to market and sell graphics media products, such as symbols, logos, pictures, sign..

Extreme Networks Inc. ..ries, (collectively referred to as Extreme or the Company and as we, us and our) is a leading provider of network infrastructure equipment for corpora..

Financial Institutions Inc. .. Management's Discussion and Analysis of Financial Condition and Results of Operations, contains forward-looking statements within the meaning of the ..