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New York & Company Inc.

New York & Company Inc. is listed on NYSE (NWY). New York and Company, Inc. is a leading specialty retailer of fashion-oriented, moderately-priced women's apparel. The Company designs and sources its proprietary branded New York & Company merchandise sold exclusively through its national network of 476 retail stores in 44 states, as of January 29, 2005. The Company's target customers are fashion-conscious, value-sensitive women between the ages of 25 and 45 with annual household incomes ranging from $40,000 to $75,000. The Company believes its merchandising strategy and brand positioning differentiate the Company from its competitors. Trademarks referenced in this Annual Report on Form 10-K, including our New York & CompanyT, LernerT and Lerner New YorkT, City CrepeT, City SpaT, City StretchT and New York JeansT trademarks, appear in italic type and are the property of New York and Company, Inc. or its susidiaries.

New York Community Bancorp Inc.

New York Community Bancorp Inc. is listed on NASDAQ (HAVNP). New York Community Bancorp, Inc. is the holding company for New York Community Bank and the fourth largest thrift in the nation, with assets of $24.0 billion at December 31, 2004. The Bank is the leading producer of multi-family mortgage loans for portfolio in New York City, with a year-end 2004 balance of $9.8 billion, and the third largest thrift depository in the New York metropolitan region, with deposits of $10.4 billion and 143 banking offices. Formerly known as Queens County Bancorp, Inc., the Company was incorporated in the State of Delaware on July 20, 1993 to serve as the holding company for New York Community Bank, formerly known as Queens County Savings Bank. The Bank was established on April 14, 1859 and was the first savings bank chartered by the State of New York in the New York City borough of Queens.

Pacer International Inc. ..gistics provider. Within North America, we are one of the largest truck brokers, and we are one of the largest intermodal marketing companies, which f..

Paychex Inc. ..vider of comprehensive payroll and integrated human resource and employee benefits outsourcing solutions for small- to medium-sized businesses. Payche..

Perdigao S.A. ..934, under the name Ponzoni, Brandalise e Cia, in the southern Brazilian State of Santa Catarina by Saul Brandalise and remained under the Brandalise ..

PFF Bancorp Inc. ..ces company headquartered in Pomona, California with consolidated assets of $3.91 billion, consolidated net loans and leases of $3.43 billion, consoli..

Preferredplus Tr ..urities held by PreferredPLUS Trust Series VER-1, please refer to Verizon Communications Inc.s (Commission file number 001-08606) periodic reports, in..

Presidential Life Corporation ..Company) is an insurance holding company that, through its wholly-owned subsidiary, Presidential Life Insurance Company (the Insurance Company), opera..

Pacific Rim Mining Corp New ..gal and commercial name of the Company is Pacific Rim Mining Corp. The Company was formed by the amalgamation (the Amalgamation) of Dayton Mining Corp..

Pool Corporation ..e world's largest wholesale distributor of swimming pool supplies, equipment and related leisure products. The Company was incorporated in the State o..

ParkerVision Inc. ..s of the state of Florida on August 22, 1989. Prior to the sale of the Companys video division assets in May 2004, the Company was organized in two di..

Psychiatric Solutions Inc. ..health care services in the United States. Through our inpatient division, we operate 34 owned or leased inpatient behavioral health care facilities w..

Power-One Inc. ..r conversion and power management products, most of which are sold into the communications infrastructure market. Our products are used to convert, pr..

Quintana Maritime Limited ..e transportation services that was incorporated in the Marshall Islands on January 13, 2005 and began operations in April 2005. Prior to the completio..

Radio One Inc. ..nies in the United States and the leading radio broadcasting company primarily targeting African-Americans. Founded in 1980, we own and-or operate 69 ..

Rurban Financial Corp .. bank holding company under the Bank Holding Company Act of 1956, as amended, and is subject to regulation by the Board of Governors of the Federal Re..

RF Monolithics Inc. ..d in 1979 as a Texas corporation and converted to a Delaware corporation in 1994. We design, develop, manufacture and market a broad range of Wireless..

WestCoast Hospitality Corporation ..ny primarily engaged in the ownership, management, development and franchising of mid-scale, full service hotels under our WestCoast and Red Lion bran..

Rostelecom ..ck Company Long-Distance and International Telecommunications Rostelecom was organized as an open joint stock company under the laws of the Russian Fe..

Russell Corporation ..g authentic athletic and sporting goods company with over a century of success. Headquartered in Atlanta, Georgia, we sell athletic uniforms, apparel,..

Sonic Automotive Inc. ..e in 1997. We are one of the largest automotive retailers in the United States. As of March 1, 2005, we operated 192 dealership franchises at 159 deal..

SUSSEX BANCORP ..company incorporated under the laws of the State of New Jersey in January 1996 to serve as a holding company for Sussex Bank. The Company was organize..

SCO Group Inc. (The) ..l Report on Form 10-K (Form 10-K) contain forward-looking statements relating to our business and strategy. These forward-looking statements involve r..

Safety Insurance Group Inc. ..ed in thousands, except share and per share data. A. General We are a leading provider of private passenger automobile insurance in Massachusetts. In ..

Siemens AG ..ning with advances in telegraph technology, the Company quickly expanded its product line and geographic scope, and was already a multi-national busin..

Selective Insurance Group Inc. ..roducts and diversified insurance services and products through its various subsidiaries. Selective was incorporated in New Jersey in 1977. Its princi..

Semotus Solutions Inc. .. of software for wireless enterprise applications. Our software connects employees wirelessly to critical business systems, information and processes...

Synovis Life Technologies Inc. ..n St. Paul, Minnesota, is a diversified medical device company engaged in developing, manufacturing and bringing to market products for the surgical a..

Sportsmans Guide Inc. (The) ..iced outdoor gear, general merchandise and golf equipment- accessories. We market our high-quality products through catalogs and ecommerce websites. W..

SatCon Technology Corporation ..ures enabling technologies and products for electrical power conversion and control for high-performance, high-efficiency applications in large, growt..

STATOIL ASA ..lopment of the Company Statoil ASA is a public limited company organized under the laws of Norway with its registered office at Forusbeen 50, N-4035 S..

Sirenza Microdevices Inc. ..ISO 9001:2000 Quality Management System and ISO 14001:2004 Environmental Management System certified supplier of high performance radio frequency (RF)..

Smith & Wollensky Restaurant Group Inc. (The) ..ncorporated in Delaware in October 1997. Prior to October 1997, our operations were conducted through The New York Restaurant Group, LLC (NYRG), our p..

Synalloy Corporation .. incorporated in 1958 as the successor to a chemical manufacturing business founded in 1945. Its charter is perpetual. The name was changed on July 31..

21st Century Insurance Group ..bsidiaries, referred to hereinafter as the Company) is an insurance holding company registered on the New York Stock Exchange (NYSE: TW). We are a dir..

Targeted Genetics Corporation ..ooking statements that involve risks and uncertainties. Forward-looking statements include statements about our product development and commercializat..

TompkinsTrustco Inc. ..ed by the section captioned Forward Looking Statements in Item 7. Managements Discussion and Analysis of Financial Condition and Results of Operations..

TSR Inc. .. providing contract computer programming services to its clients. The Company provides its clients with technical computer personnel to supplement the..

Thomas Properties Group Inc. ..company as used herein refer to Thomas Properties Group, Inc. We are a full-service real estate operating company that owns, acquires, develops and ma..

TradeStation Group Inc ..rmed in 2000, is the successor company to a publicly-held trading software company that was formed in 1982. TradeStation Group is listed on The Nasdaq..

Sadia S.A. ..dustrial and food processing segments. The Company's central administrative headquarters is located at Rua Fortunato Ferraz, 659, Vila Anastácio, São ..

Titan International Inc. ..tan) are leading manufacturers of wheels, tires and assemblies for off-highway vehicles used in the agricultural, earthmoving-construction and consume..

UBS AG ..onducts wealth management, asset management, and investment banking and securities businesses. The company's wealth management business includes estat..

UnitedHealth Group Incorporated ..l-being company, serving approximately 55 million Americans. We are focused on improving the health care system and how it works for multiple, distinc..

U.S. Bancorp ..g company headquartered in Minneapolis, Minnesota. The Company was incorporated in Delaware in 1929. In February 2001, the Company completed a merger ..

UTEK Corporation ..s that assists companies in identifying and acquiring technologies. Technology-transfer refers to the process by which new technologies, developed in ..

ViroPharma Incorporated ..y dedicated to the development and commercialization of products that address serious diseases treated by physician specialists and in hospital settin..

Ventana Medical Systems Inc. .. California in 1985 and reincorporated in Delaware in 1993. We launched our first instrument-reagent system in 1991 and have since launched numerous n..

ValueVision International Inc. ..aries is an integrated direct marketing company that markets its products directly to consumers through various forms of electronic media. The Compan..

Westaim Corporation (The) ..result of Viridian's research and development capabilities in advanced industrial materials, Viridian entered into an agreement with the governments o..

Western Gas Resources Inc. ..Form 10-K-A refer to Western Gas Resources, Inc. and its subsidiaries as a consolidated entity, except where it is clear that these terms mean only We..

Wellman Inc. ..d marketing of high-quality PermaClear® brand PET (polyethylene terephthalate) packaging resins, Fortrel® brand polyester staple fibers and Wellamid® ..

West Corporation ..cing services focused on helping our clients communicate more effectively with their customers. We help our clients maximize the value of their custom..

Qiao Xing Universal Telephone Inc. .. Xing Universal Telephone, Inc. (Qiao Xing) was principally engaged in the manufacturing and sales of telecommunication terminals and equipment, inclu..

Zapata Corporation ..laware in 1954 and was reincorporated in Nevada in April 1999. The Companys principal executive offices are at 100 Meridian Centre, Suite 350, Rochest..

Ameristar Casinos Inc. ..casinos and related entertainment facilities in local and regional markets. Our seven properties in six markets exemplify the highest quality in desig..

Abbott Laboratories ..corporated in 1900. Abbotts* principal business is the discovery, development, manufacture, and sale of a broad and diversified line of health care pr..

American Commercial Lines Inc ..c.) is one of the largest and most diversified marine transportation and service companies in the United States, providing barge transportation and re..

Adesa Inc ..ded provider of wholesale vehicle auction and related redistribution services and floorplan financing for used vehicle dealers. The Companys operation..

American Greetings Corporation ..d its subsidiaries (the Corporation or American Greetings) operate predominantly in a single industry: the design, manufacture and sale of everyday an..

Applied Innovation Inc. .. AI, OR THE COMPANY IN THIS ANNUAL REPORT ON FORM 10-K MEAN APPLIED INNOVATION INC. GENERAL Applied Innovation Inc. is a network management solutions ..

Allis-Chalmers Corporation ..that involve risks and uncertainties. Our actual results may differ materially from the results discussed in such forward-looking statements. Factors ..

Alexanders Inc. .. (REIT), incorporated in Delaware, engaged in leasing, managing, developing and redeveloping properties. Alexanders activities are conducted through i..

Applica Incorporated ..ange of branded small household appliances. Applica markets and distributes kitchen products, home products, pest control products, pet care products ..

Cymer Inc. ..ht sources, the essential light source for deep ultraviolet (DUV) photolithography systems. DUV photolithography is a key enabling technology that has..

BioCryst Pharmaceuticals Inc. ..company focused on designing, optimizing and developing novel small molecule pharmaceuticals that block key enzymes essential for cancer, cardiovascul..

BIW Limited ..ham Utilities, Inc. (BUI or Birmingham Utilities) a specially chartered Connecticut public service corporation in the business of collecting and distr..

Syntel Inc. ..o Syntel, Inc. and its wholly owned subsidiaries worldwide on a consolidated basis. FORWARD-LOOKING STATEMENTS This report on Form 10-K, including wit..

Catalytica Energy Systems Inc. ..) was incorporated in Delaware in 1995 as a subsidiary of Catalytica, Inc. Catalytica Energy operated as part of Catalytica, Inc.'s research and devel..

Central Garden & Pet Company ..ter and producer of quality branded products. We are one of the largest suppliers in the lawn and garden and pet supplies industries. The total lawn a..

Commercial Capital Bancorp Inc. ..tion, is a diversified financial services holding company that provides a variety of lending and deposit products and services to middle market commer..

CPFL Energia S.A. .. and existing under the laws of Brazil with the legal name CPFL Energia S.A. Our principal executive offices are located at Rua Gomes de Carvalho, 1,5..

CAPITALSOURCE INC ..oviding loans to small and medium-sized businesses. Our goal is to be the lender of choice for small and medium-sized businesses with annual revenues ..

Dress Barn Inc. (The) ..ries operates a chain of womens apparel specialty stores, operating principally under the names dressbarn and dressbarn woman and, since our January 2..