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Ohio Casualty Corporation

Ohio Casualty Corporation is listed on NASDAQ (OCAS). Ohio Casualty Corporation was incorporated in Ohio in 1969. With its predecessors, the Corporation has been engaged in the property and casualty insurance business since 1919. The Corporation has six direct and indirect subsidiaries which are collectively known as the Ohio Casualty Group (the Group). The Group actively writes commercial, specialty and personal lines business in over 40 states. The Group consists of: - The Ohio Casualty Insurance Company ; - West American Insurance Company (West American); - Ohio Security Insurance Company (Ohio Security); - American Fire and Casualty Company (American Fire); - Avomark Insurance Company (Avomark); and - Ohio Casualty of New Jersey, Inc. (OCNJ).

Ohio Legacy Corporation

Ohio Legacy Corporation is listed on NASDAQ (OLCB). Ohio Legacy Corp (Ohio Legacy) is a bank holding company incorporated in July 1999 under the laws of the State of Ohio. Ohio Legacy has one wholly-owned subsidiary, Ohio Legacy Bank, N.A (Bank). Hereafter, unless otherwise noted, the Company, us, we, and our refer to Ohio Legacy, together with the Bank. On October 2, 2000, Ohio Legacy sold 951,500 common shares (2000 Offering) at a price of $10.00 per share, resulting in proceeds of $8,848,710, net of offering costs of $666,290. Most of the proceeds of the 2000 Offering were used by Ohio Legacy to provide the initial capitalization of the Bank, which occurred on October 3, 2000. At that time, the Bank began operations. On December 18, 2002, Ohio Legacy issued 1,000,000 common shares (2002 Offering) at a price of $8.50 per share in a public offering. Proceeds from the 2002 Offering were $7,555,755, net of offering costs of $944,245.

Piper Jaffray Companies ..rm dedicated to delivering superior financial advice, investment products and transaction execution within targeted sectors of the financial services ..

Playboy Enterprises Inc. ..diaries and predecessors, will be referred to in this Form 10-K Annual Report by terms such as we, us, our, Playboy and the Company, unless the contex..

Princeton National Bancorp Inc. ..ation,) is a single-bank holding company which operates in one business segment and conducts a full-service commercial banking and trust business thro..

PACIFICORP ..ing retail customers in portions of the states of Utah, Oregon, Wyoming, Washington, Idaho and California. As a vertically integrated electric utility..

PSB Holdings Inc. ..g statements which may be identified by the use of words such as believe, expect, anticipate, should, planned, estimated and potential. Examples of fo..

Polaris Industries Inc. ..poration, was formed in 1994 and is the successor to Polaris Industries Partners LP. The term Polaris as used herein refers to the business and operat..

Pennsylvania Commerce Bancorp Inc. ..r oral forward-looking statements, including statements contained in the Companys filings with the Securities and Exchange Commission (including the a..

Papa Johns International Inc. ..hises pizza delivery and carryout restaurants under the trademark Papa John's. At December 26, 2004, the Company and its franchisees operated domestic..

Radiant Systems Inc. ..gia, Radiant Systems, Inc. (Radiant) is a leading provider of store technology focused on the development, installation and delivery of solutions for ..

Radware Ltd. ..ation under the laws of the State of Israel, and commenced operations in April 1997. Our principal executive offices are located at 22 Raoul Wallenber..

Roberts Realty Investors Inc. ..thin the meaning of the federal securities laws. These statements relate to future economic performance, plans and objectives of management for future..

Renovis Inc. ..drugs to treat neurological diseases and disorders. The Company was incorporated in Delaware in January 2000. We currently focus our research and deve..

Rainier Pacific Financial Group Inc. ..n corporation, was organized on May 23, 2003 for the purpose of becoming the holding company for Rainier Pacific Savings Bank (Rainier Pacific Bank or..

RADVision Ltd. ..f Israel in January1992, commenced operations in October 1992 and commenced sales of our products in the fourth quarter of 1994. Before that time, our..

Salem Communications Corporation .. radio broadcasting company, measured by number of stations and audience coverage, providing programming targeted at audiences interested in Christian..

SCANA Corporation ..holly-owned subsidiaries listed below SOUTH CAROLINA ELECTRIC & GAS COMPANY Generates and sells electricity to wholesale and retail customers and purc..

SEI Investments Company ..owned subsidiaries, is a leading global provider of outsourced business solutions to the financial services industry for wealth management. We serve t..

Stone Energy Corporation .. engaged in the acquisition and subsequent exploration, development, operation and production of oil and gas properties located in the conventional sh..

Companhia Siderurgica Nacional S.A. ..ent of CSN 1. General We are the second largest fully-integrated steel producer in Brazil and one of the largest in Latin America in terms of crude st..

SiRF Technology Holdings Inc. ..stem, or GPS, semiconductor solutions designed to provide location awareness capabilities in high-volume mobile consumer and commercial applications. ..

Somanetics Corporation ..m, a non-invasive patient monitoring system that continuously measures changes in the blood oxygen levels in the brain. The brain is the organ least t..

Sontra Medical Corporation ..rep , a non-invasive ultrasonic skin permeation technology for medical and therapeutic applications including transdermal diagnostics and the enhanced..

Stora Enso Oyj ..nd board manufacturer in Europe and the largest paper and board manufacturer in the world based on production capacity, with 16.7 million metric tons ..

S1 Corporation ..incorporated into this annual report on Form 10-K by reference contain forward-looking statements within the safe harbor provisions of the Private Sec..

SRI-Surgical Express Inc. ..eminate, and oral statements that are made on our behalf might contain both statements of historical fact and forward-looking statements. These forwar..

Specialty Underwriters Alliance Inc. ..ly-owned subsidiary, SUA Insurance Company, offer commercial property and casualty insurance to selected customer groups. We believe that we are diffe..

SWS Group Inc. ..delivering a broad range of investment, commercial banking and related financial services to individual, corporate and institutional investors, broker..

TB Woods Corporation ..designer, manufacturer and marketer of electronic and mechanical industrial power transmission products. The Companys products are sold to North Ameri..

Tecumseh Products Company ..dent, global manufacturer of hermetic compressors for air conditioning and refrigeration products, gasoline engines and power train components for law..

Tel-Instrument Electronics Corp. ..business since 1947. Tel is a leading designer and manufacturer of avionics test and measurement solutions for the global commercial air transport, ge..

Tefron Ltd. .. State of Israel on March 10, 1977. Our principal executive offices are located at Ind. Center Teradyon, P.O. Box 1365, Misgav 20179, Israel and our t..

Trend Micro Incorporated ..velop, market and support antivirus and Internet content security software and services. Our legal name in Japan is Trend Micro Kabushiki Kaisha and T..

Travelers Property Casualty Corporation ..rty casualty insurance holding company engaged, through its subsidiaries, in two business segments: Commercial Lines and Personal Lines. Travelers Pro..

Trustreet Properties Inc. ..ts subsidiaries, including Fuel Supply, Inc. (FSI), is a fully integrated, self-administered real estate investment trust (REIT). The Company acquires..

Talbots Inc. (The) ..r with its wholly owned subsidiaries (Talbots), is a leading national specialty retailer and cataloger of women's, children's and men's classic appare..

TRM Corporation ..owners and operators of off-premises ATM networks, with operations in the United States, United Kingdom and Canada. We expanded into the ATM business ..

UnionBancorp Inc .. financial services organization based in Ottawa, Illinois, encompassing one bank subsidiary. Together, the Companys sales and service centers serve c..

Universal Health Services Inc. ..rough our subsidiaries, acute care hospitals, behavioral health centers and ambulatory surgery and radiation oncology centers. As of March 1, 2005, we..

U.S. Energy Systems Inc. .. NY, is a provider of thermal and electrical energy and energy outsourcing. Our energy services involve the management, development, operation and own..

Varian Inc. ..ectively), designs, develops, manufactures, markets, sells and services scientific instruments (including related software, consumable products, acces..

Orthovita Inc. ..urrent conditions, our disclosure and analysis in this Form 10-K contain some forward-looking statements. Forward-looking statements provide our curre..

Verso Technologies Inc. .., designs, manufactures and markets products and solutions that enable carrier, enterprise and government entities to lower telecom costs, reduce netw..

Vivus Inc. ..focused on the research, development and commercialization of products to restore sexual function in women and men. Our product pipeline includes four..

Wind River Systems Inc. ..telligent connected devices are becoming pervasive in our daily lives, and the functionality of these devices is expanding rapidly. This new functiona..

Willbros Group Inc. ..-. We make available free of charge through our internet site, via a link to Edgar Online, our annual reports on Form 10-K, quarterly reports on Form ..

Weingarten Realty Investors ..e investment trust organized under the Texas Real Estate Investment Trust Act, and its predecessor entity began the ownership and development of shopp..

Woodhead Industries Inc. ..be referred to as we, us, or our) is engaged in two business segments serving a diverse group of customers and industries worldwide. We develop, manuf..

Crosstex Energy Inc. ..ormed in April 2000. We completed our initial public offering in January 2004. Our shares of common stock are listed on the NASDAQ National Market und..

Zenith National Insurance Corporation .. a Delaware corporation incorporated in 1971, is a holding company engaged through its wholly-owned insurance subsidiaries, Zenith Insurance Company (..

Zones Inc. ..ased on managements current expectations, estimates and projections about the industry in which the Company operates, managements beliefs and certain ..

Autobytel Inc. ..companies to disclose forward-looking information so that investors can better understand a company's future prospects and make informed investment de..

AeroCentury Corp. ..ation, uses leveraged financing to acquire leased aircraft assets. AeroCentury was formed in 1997. Financial information for AeroCentury and its wholl..

Agree Realty Corporation ..elf-managed real estate investment trust (a REIT) that focuses primarily on the development, acquisition and ownership of retail properties net leased..

Agilysys Inc. .. generally refers to the company's fiscal year periods ended March 31. For example, 2005 refers to the fiscal year ended March 31, 2005. Overview Agil..

American Israeli Paper Mills Ltd. ..s of the State of Israel, and, together with its subsidiaries and associated companies (which together with the Company are referred to as the Group) ..

Akzo Nobel N.V. ..y (Naamloze Vennootschap) organized under the law of the Netherlands for an indefinite period. The principal executive offices of Akzo Nobel N.V. are ..

Alfa Corporation ..s a financial services holding company that offers property and casualty insurance, life insurance and financial services products through its wholly-..

American Superconductor Corporation .. develop and manufacture products to dramatically improve the cost, efficiency and reliability of systems that generate, deliver and use electric powe..

American Oriental Bioengineering Inc. ... (we, us, our, AOBO or our company), was founded as Champion Ventures, Inc. on November 30, 1970. On May 7, 1999 we acquired Internet Golf Associatio..

Arbitron Inc. ..y known as Ceridian Corporation (Ceridian). Ceridian was formed in 1957; however, its predecessors began operating in 1912. Arbitron's audience resear..

ArvinMeritor Inc. ..n Troy, Michigan, is a global supplier of a broad range of integrated systems, modules and components serving light vehicle, commercial truck, trailer..

American Vanguard Corporation ..er the laws of the State of Delaware in January 1969 and operates as a holding company. Unless the context otherwise requires, references to the Compa..

Bed Bath & Beyond Inc. ..pecialty retail stores nationwide, including stores of Bed Bath & Beyond (BBB), Harmon Stores, Inc. (Harmon) and Christmas Tree Shops, Inc. (CTS). The..