Peets Coffee & Tea Inc.

Peets Coffee & Tea Inc. is listed on NASDAQ (PEET). Peet's Coffee & Tea (Peet's) is a specialty coffee roaster and marketer of fresh roasted whole bean coffee. We sell our coffee under strict freshness standards through multiple channels of distribution including grocery stores, home delivery, office, restaurant and food service accounts and company-owned and operated stores in seven states. We believe that roasted coffee is a perishable product and we pursue distribution channels that are consistent with our strict freshness standards. For instance, our distribution to grocery stores emphasizes the use of a direct store delivery (DSD) system where our employees or agents deliver fresh goods to our grocery partners. We roast to order and ship coffee directly from our roasting facility to our home delivery customers. Our goal is to ensure that customers receive coffee within days of roasting.

Pegasystems Inc.

Pegasystems Inc. is listed on NASDAQ (PEGA). Pegasystems was incorporated in Massachusetts in 1983. Our stock is traded on the NASDAQ National Market under the symbol PEGA. Our website address is www.pega.com. We are not including the information contained on our website as part of, or incorporating it by reference into, this Annual Report on Form 10-K. Unless the context otherwise requires, references in this Annual Report on Form 10-K to the Company, we, us or our refer to Pegasystems Inc. and its subsidiaries. Forward-looking statements This Annual Report on Form 10-K contains or incorporates forward-looking statements within the meaning of section 27A of the Securities Act of 1933 and section 21E of the Securities Exchange Act of 1934. These forward-looking statements are based on current expectations, estimates, forecasts and projections about the industry and markets in which we operate and management's beliefs and assumptions.

Parkway Properties Inc. ..e investment trust (REIT) specializing in the operations, acquisition, ownership, management, and leasing of office properties. The Company is self-ad..

PPlus Trust ..urities held by PLUS Trust Series GSG-2, please refer to The Goldman Sachs Group, Inc.s (Commission file number 001-14965) periodic reports, including..

Quebecor World Inc. ...1 BUSINESS OVERVIEW 2.1.1 Our Business We are one of the largest commercial print media services companies in the world and one of the few commercial..

Radian Group Inc. .. to the global financial and capital markets. Our subsidiaries provide products and services through three primary business lines: mortgage insurance,..

Regent Communications Inc. ..uiring, developing and operating radio stations in mid-sized and small markets. We currently own 56 FM and 19 AM radio stations in 15 markets in Calif..

Arbinet-thexchange Inc. ..routing and settling communications capacity. Members of our exchange, consisting primarily of communications services providers, anonymously buy and ..

Rock-Tenn Company .. or Rock-Tenn refers to the business of Rock-Tenn Company and its consolidated subsidiaries, including RTS Packaging, LLC, which we refer to as RTS an..

Royal & SunAlliance Insurance Group PLC .. merger in 1996 of two of the then largest U.K. insurers Royal Insurance Holdings plc and Sun Alliance Group plc. Royal & Sun Alliance Insurance Group..

Royal Caribbean Cruises Ltd. .. The current parent corporation, Royal Caribbean Cruises Ltd., was incorporated on July 23, 1985 in the Republic of Liberia under the Business Corpora..

Southwest Airlines Company ..stic airline that provides point-to-point, low-fare service. Historically, routes served by Southwest had been predominantly short-haul, with high fre..

San Juan Basin Royalty Trust ..ws of the state of Texas by the San Juan Basin Royalty Trust Indenture (the Original Indenture) entered into on November 3, 1980, between Southland Ro..

Superior Well Services Inc. ..n 2005 to serve as the parent holding company for an oilfield services business operating under the Superior Well Services name since 1997. In August ..

Schering Aktiengesellschaft .. research-based company engaged in the discovery, development, manufacture, marketing and sale of pharmaceutical products. We currently operate eight ..

Apogee Enterprises Inc. ..e laws of the State of Minnesota in 1949. Through its subsidiaries, the Company believes it is a world leader in technologies involving the design and..

Synagro Technologies Inc. ..ts to secure the protection of the safe harbor provisions of the Private Securities Litigation Reform Act of 1995 for all forward-looking statements m..

Sony Corporation ..he Sony Group, was established in Japan in May 1946 as Tokyo Tsushin Kogyo Kabushiki Kaisha, a joint stock company (Kabushiki Kaisha) under the Japane..

SRA International Inc ..y services and solutions to clients in national security, civil government, and health care and public health. Our largest market, national security, ..

Seattle Genetics Inc. ..d on the development of monoclonal antibody-based therapeutic products for the treatment of cancer and immunologic diseases. We currently have three p..

Sunrise Senior Living Inc. ..ider of senior living services, with operations in the United States, Canada, the United Kingdom, and Germany. Founded in 1981, we began with a simple..

Star Scientific Inc. ..subsidiary, Star Tobacco, Inc. (ST and together with Star) are technology-oriented tobacco companies with a mission to reduce toxins in tobacco leaf a..

SWISSCOM AG ..ons provider in Switzerland, offering a comprehensive range of products and services to residential and business customers. As the leading provider of..

Tarrant Apparel Group ..pany for private label and private brand casual apparel serving mass merchandisers, department stores, branded wholesalers and specialty chains locate..

Tiens Biotech Group (USA) Inc. ..rly known as Strategika, Inc. (Strategika), was incorporated on July 13, 1990 as Super Shops, Inc. in the State of Michigan. In October 2000, Super Sh..

Theravance Inc. ..ipeline of internally discovered product candidates. Of our six programs in development, two are in late stage-our bacterial infections program focusi..

TELEKOM AUSTRIA AG ..esellschaft) organized under the laws of the Republic of Austria. It is the parent company of the consolidated Telekom Austria Group (Telekom Austria)..

Telik Inc. ..nd is a biopharmaceutical company working to discover, develop and commercialize innovative small molecule drugs to treat diseases. Our most advanced ..

Too Inc. .. January 31, 2004, and the consolidated statements of operations, changes in stockholders' equity and cash flows for the years ended January 31, 2004 ..

Transcontinental Realty Investors Inc. ..e Company or we or us), a Nevada corporation, is the successor to a California business trust that was organized on September 6, 1983 and commenced op..

Tuxis Corporation ..ties and Exchange Commission (the SEC) pursuant to Section 13(a) or 15(d) of the Securities Exchange Act of 1934, as amended, are made available, free..

The Exploration Company ..cal, including statements regarding TXCOs or managements intentions, hopes, beliefs, expectations, representations, projections, estimations, plans or..

United Security Bancshares Inc. .. Delaware corporation organized in 1999, as a successor by merger with United Security Bancshares, Inc., an Alabama corporation. Bancshares is a bank ..

Net 1 UEPS Technologies Inc. ..lorida in May 1997. Until June 7, 2004, Net 1 UEPS Technologies, Inc. was a development stage company and its business consisted only of acquiring a l..

Ultra Petroleum Corp. ..l and gas company engaged in the development, production, operation, exploration and acquisition of oil and gas properties. The Company was incorporat..

UnumProvident Corporation ..numProvident Corporation, a Delaware general business corporation, and its insurance and non-insurance companies that collectively operate in the Unit..

Vical Incorporated ..rch and develop biopharmaceutical products based on our patented DNA delivery technologies for the prevention and treatment of serious or life-threate..

Viasys Healthcare Inc ..developing, manufacturing, marketing and servicing a variety of medical devices, instruments and medical and surgical products for use in the respirat..

Vitria Technology Inc. ..ntegration software and services for corporations in healthcare and insurance, telecommunications, manufacturing, finance and other industries. Our so..

Western Digital Corporation ..) designs, develops, manufactures and sells hard disk drives. A hard disk drive is a device that stores data on one or more rotating magnetic disks to..

Willow Grove Bancorp Inc. ..vania corporation and parent holding company for Willow Grove Bank. The Bank, which was originally organized in 1909, is a Federally chartered savings..

WOLSELEY PLC ..velopment of the Company The Company and its subsidiaries form an international group of companies, engaged primarily in the wholesale distribution an..

Watts Water Technologies Inc. ..s which are not historical facts and are considered forward-looking within the meaning of the Private Securities Litigation Reform Act of 1995. These ..

EZCORP Inc. ..rincipal executive offices located at 1901 Capital Parkway, Austin, Texas 78746. Its telephone number is (512) 314-3400. Interested parties may access..

Yankee Candle Company Inc. (The) ..ded marketer of premium scented candles, based on sales, in the giftware industry. We have a 35-year history of offering our distinctive products and ..

ZipRealty Inc. ..erage firm, using the Internet, proprietary technology and efficient business processes to provide home buyers and sellers with high-quality service a..

American Bio Medica Corp. ..r the laws of the State of New York under the name American Micro Media, Inc. On September 9, 1992, we filed an amendment to our Articles of Incorpora..

Action Products International Inc. ..used, educational toy company. We design, manufacture and market a diversified portfolio of educational, positive and non-violent brands of toy produc..

Adeza Biomedical Corporation ... All statements contained in this Form 10-K other than statements of historical fact are forward-looking statements. The words may, continue, estimat..

AtheroGenics Inc. ..mpany incorporated in the State of Georgia in 1993. We are focused on the discovery, development and commercialization of novel drugs for the treatmen..

Aames Investment Corporation ..te investment trust, or REIT, was formed in February 2004 to build and manage a portfolio of high yielding subprime mortgage loans to offer its stockh..

Arts-Way Manufacturing Co. Inc. ..as a farm equipment manufacturer in 1956. Our manufacturing plant is located in Armstrong, Iowa. On July 28, 2003, we purchased the assets of Obeco, I..

Alteon Inc. ..ngaged in the discovery and development of small molecule drugs to reverse or slow down diseases of aging and complications of diabetes. We have ident..

Allied Motion Technologies Inc. ..s organized under the laws of Colorado in 1962. The Company is engaged in the business of designing, manufacturing and selling motor and servo motion ..

Antares Pharma Inc. .. delivery-pharmaceutical company utilizing its experience and expertise in drug delivery systems to enhance the performance of established and develop..

Alto Palermo S.A. .. S.A. (APSA). We were organized and incorporated on August 29,1889 under Argentine law as a stock corporation (Sociedad Annima or S.A.). Our bylaws we..

AirNet Systems Inc. ..arrier for time-sensitive deliveries, operating between most U.S. cities each working day. AirNet is the leading transporter of cancelled checks and r..

Array BioPharma Inc. ..y focused on the discovery, development and commercialization of targeted small molecule drugs to treat debilitating and life-threatening diseases. Ou..

ATC HEALTHCARE INC ..on which was incorporated in New York in 1978 and reincorporated in Delaware in May 1983. Unless the context otherwise requires, all references to the..

Atlantic American Corporation ..on incorporated in 1968 (the Parent or Company), is a holding company that operates through its subsidiaries in well-defined specialty markets of the ..

Annaly Mortgage Management Inc. ..d finances a portfolio of investment securities, including mortgage pass-through certificates, collateralized mortgage obligations (or CMOs), agency c..

Banco Bradesco Sa .. as of December 2004, we are the largest private-sector (non-government-controlled) bank in Brazil in terms of total net worth. We provide a wide rang..

Blue Dolphin Energy Company ..hat conducts substantially all of its operations through its subsidiaries. We conduct our business activities in two primary business segments: (i) pi..

Blue Coat Systems Inc ..contains forward-looking statements that involve risks and uncertainties. The statements contained in this Report that are not purely historical are f..

Anheuser-Busch Companies Inc. ..oration that was organized in 1979 as the holding company parent of Anheuser-Busch, Incorporated (ABI), a Missouri corporation whose origins date back..

Columbia Laboratories Inc. ..Inc. (hereinafter we, our, us, Columbia and the Company) in 1986 as a Delaware corporation, we have focused on developing drugs that improve treatment..

Cognizant Technology Solutions Corporation ..ading provider of custom information technology (IT) services related to IT design, development, integration and maintenance services primarily for Fo..

Capstone Turbine Corporation ..urbine technology solutions for use in stationary distributed power generation applications, such as cogeneration (combined heat and power (CHP) and c..

CRH PLC ..lopment of the Company CRH public limited company is the parent company for an international group of companies, engaged in the manufacture and supply..

Danielson Holding Corporation ..ding company incorporated in Delaware on April 16, 1992. Prior to entering the energy business through its acquisition of Covanta Energy Corporation (..

Ethan Allen Interiors Inc. ..riors Inc., through its wholly-owned subsidiary, Ethan Allen Inc., and Ethan Allen Inc.'s subsidiaries (collectively, Ethan Allen), is a leading manuf..

DSP Group Inc. .. in the short-range residential wireless communications market. By combining our proprietary technologies and advanced design methodologies, we offer ..

99 CENTS ONLY STORES ..nsumable general merchandise with an emphasis on name-brand products. The Companys stores offer a wide assortment of regularly available consumer good..

Equity One Inc. ..at principally acquires, renovates, develops and manages community and neighborhood shopping centers located predominately in high growth markets in t..

Feldman Mall Properties Inc. ..d, self-administered and self-managed real estate company formed in July 2004 to continue the business of Feldman Equities of Arizona to acquire, reno..

FOCUS Enhancements Inc. ..y reference in this Report, including those relating to our strategy and other statements that are predictive in nature, that depend upon or refer to ..

Gladstone Investment Corporation ..ted under the General Corporation Laws of the State of Delaware on February 18, 2005. On June 22, 2005 we completed an initial public offering and com..

Green Mountain Coffee Roasters Inc. ..in Coffee) is a leader in the specialty coffee industry. We sell over 100 coffee selections through a coordinated multi-channel distribution network i..

Hampshire Group Limited ..ware corporation, is a holding company that markets apparel through two wholly-owned subsidiaries, Hampshire Designers, Inc. (Hampshire Designers) and..

Hub Group Inc. .. incorporated on March 8, 1995. We are one of North America's leading non-asset based freight transportation management companies. We offer comprehens..