Peoples Financial Corporation

Peoples Financial Corporation is listed on NASDAQ (PFBX). Peoples Financial Corporation was established as a one bank holding company on December 18, 1984. The Company is headquartered in Biloxi, Mississippi. At December 31, 2004, the Company operated in the state of Mississippi through its wholly-owned subsidiary, The Peoples Bank, Biloxi, Mississippi. The Company is now engaged, through this subsidiary, in the banking business. The Bank is the Company's principal asset and primary source of revenue. NONBANK SUBSIDIARY On August 22, 1985, PFC Service Corp. (PFC) was chartered and began operations as the second wholly-owned subsidiary of Peoples Financial Corporation on October 3, 1985. The purpose of PFC was principally the leasing of automobiles and equipment under direct financing and sales-type leases that expired in various periods through 1993. PFC is inactive at this time.

PeopleSupport Inc.

PeopleSupport Inc. is listed on NASDAQ (PSPT). All references to we, our, and us in this Annual Report on Form 10-K refer to PeopleSupport, Inc and its subsidiaries. Overview We provide business process outsourcing, or BPO, services from our facilities in the Philippines. We believe we are one of the largest outsourced service providers in the Philippines based on the size of our workforce, which consists of over 3,500 college educated, fluent English speaking Philippine personnel. From our Philippine facilities, we provide customer management services for U.S.-based clients who wish to outsource this function to a high quality, lower cost provider. We currently service 28 U.S.-based clients in a variety of industries, including travel and hospitality, technology, telecommunications, retail, consumer products and financial services.

PPlus Trust ..urities held by PPLUS Trust Series TWC-1, please refer to Time Warner Inc.s (Commission file number 001-15062) periodic reports, including annual repo..

Quigley Corporation (The) ..ich was organized on August 24, 1989 and commenced business operations in October 1989. The Companys business is the manufacture and distribution of c..

Rite Aid Corporation .. the United States based on revenues and number of stores. We operate our drugstores in 28 states across the country and in the District of Columbia. ..

Revlon Inc. ..ough its direct subsidiary, Revlon Consumer Products Corporation (Products Corporation), which manufactures, markets and sells an extensive array of c..

Riviera Tool Company ..er of large scale, complex stamping die systems used to form sheet metal parts. Most of the stamping die systems sold by the Company are used in the p..

Rome Bancorp Inc. ..rporation organized on June 9, 1999 as the stock holding company for The Rome Savings Bank (Rome Savings), a federally chartered stock savings bank he..

REYNOLDS AMERICAN INC ..ng company in the state of North Carolina on January 5, 2004, and is listed on the NYSE under the symbol RAI. RAI was created to facilitate the transa..

Ruby Tuesday Inc. ..972 in Knoxville, Tennessee near the campus of the University of Tennessee. The Ruby Tuesday concept, which at the time consisted of 16 restaurants, w..

Saxon Capital Inc. .. we refer to as Old Saxon, was formed on April 23, 2001 and acquired all of the issued and outstanding capital stock of SCI Services, Inc. (referred t..

Sykes Enterprises Incorporated ..ubsidiaries (Sykes, our, us) is a global leader in providing outsourced customer contact management solutions and services in the business process out..

StanCorp Financial Group Inc. ..y reference in this Annual Report on Form 10-K, including those relating to the Company's strategy and other statements that are predictive in nature,..

Shiloh Industries Inc. ..organized in 1993. Unless otherwise indicated, all references to the Company or Shiloh refer to Shiloh Industries, Inc. and its consolidated subsidiar..

Silicon Image Inc. ..ductor solutions for the secure transmission, storage and display of rich digital media. The Company's mission is to be the leader in defining the arc..

SL Industries Inc. ..nufactures and markets power electronics, power motion, power protection, teleprotection and specialized communication equipment that is used in a var..

Sonic Solutions .. digital media - that is, data, photographs, audio, and video in digital formats. Our product lines focus particularly on the two most successful opti..

Spectrum Control Inc. ..rein, the following discussion contains forward-looking statements that involve risks and uncertainties. The Company intends these forward-looking sta..

Southern Missouri Bancorp Inc. ..s state of incorporation to Missouri on April 1, 1999, was originally incorporated in Delaware on December 30, 1993 for the purpose of becoming the ho..

Steel Dynamics Inc. .. operates three steelmaking mini-mills. We produce our steel principally from steel scrap, using electric arc melting furnaces, continuous casting and..

Station Casinos Inc. ..nces to the Company refer to Station Casinos, Inc. and all references to Station, we, our, ours and us refer to Station Casinos, Inc. and its consolid..

SYNERGX Systems Inc. ..laware corporation organized in October 1988 to acquire controlling interests in companies engaged in the design, manufacture, distribution, sale and ..

Student Loan Corporation (The) ..d services student loans. The Company is one of the nations largest originators and holders of guaranteed student loans made under the federal Higher ..

Texas Industries Inc. ..ed a plan to spin off our wholly-owned steel operations in order to permit our cement, aggregates and concrete, or CAC, business and our steel busines..

24-7 Real Media Inc. ..nd software products and services for the online advertising needs of Web publishers and advertisers, including Web representation, search engine mark..

Tektronix Inc. ..ices test, measurement and monitoring solutions to a wide variety of customers in many industries, including computing, communications, semiconductors..

Telstra Corporation Limited ..775 556. 2 CONSTITUTION means this Constitution as amended from time to time and a reference to an article has a corresponding meaning. CORPORATIONS L..

Tenneco Automotive Inc. ..e worlds leading manufacturers of automotive emission control and ride control products and systems. Our company serves both original equipment vehicl..

TriQuint Semiconductor Inc. ..r, or our company) is a supplier of high performance components and modules for communications applications. Our focus is on the specialized expertise..

TheStreet.com Inc. ..d subsidiaries (collectively), operates its businesses in two segments, electronic publishing and securities research and brokerage. Our electronic pu..

Grupo Televisa S.A. ..ited liability stock corporation, which was organized under the laws of Mexico in accordance with the Ley General de Sociedades Mercantiles, or Mexica..

United Fire & Casualty Company ..ted Fire & Casualty Company or United Fire & Casualty Company and its consolidated subsidiaries and affiliate, as the context requires. We are engaged..

Ultratech Inc. ..dition to historical information, certain forward-looking statements that involve significant risks and uncertainties. Our actual results could differ..

United Natural Foods Inc. ..nd organic foods and related products in the United States. We believe that we are the primary distributor of natural and organic products to a majori..

UST Inc. ..ware corporation to serve as a new publicly-held holding company for United States Tobacco Company (USTC), which was formed in 1911. Pursuant to a reo..

VSE Corporation ..nt company primarily serves as a centralized management and consolidating entity for the business operations conducted by the Companys wholly owned su..

Valor Communications Group Inc. ..e of the largest providers of telecommunications services in rural communities in the southwestern United States and, based on the number of telephone..

Ventas Inc. ..in 1985. We own a geographically diverse portfolio of healthcare and senior housing facilities which, as of December 31, 2004, consisted of 201 skille..

Wavecom S.A. ..h société anonyme on June 28, 1993, for a duration of 99 years under the name of Wavecom, S.A. We are registered in Nanterre, France, registration num..

WD-40 Company ..ly one petroleum-based product, known as WD-40. WD-40 is a multi-purpose product which acts as a lubricant, rust preventative, penetrant, cleaner and ..

Wireless Facilities Inc. ..tion regarding Managements Discussion and Analysis of Financial Condition and Results of Operations) contains forward-looking statements regarding our..

WSFS Financial Corporation ..ft holding company headquartered in Wilmington, Delaware. Substantially all of the Corporations assets are held by its subsidiary, Wilmington Savings ..

XETA Technologies Inc. .., or our), an Oklahoma corporation formed in 1981, is a leading provider of enterprise-class communications solutions. We specialize in providing thes..

York Water Company (The) ..the laws of the Commonwealth of Pennsylvania in 1816. The business of the Company is to impound, purify and distribute water. The Company operates ent..

Zanett Inc. ..hat provides customized, mission-critical IT solutions to Fortune 500 corporations, mid-market companies, and classified government agencies involved ..

AmREIT Inc ..EIT) and has elected to be taxed as a REIT for federal income tax purposes. The Company is a fully integrated, self managed equity REIT company with, ..

ACME Communications Inc. ..broadcast television stations in medium-sized markets across the United States. Eight of these television stations are network affiliates of The WB Te..

Advanced Life Sciences Holdings Inc. ..ooking statements that involve risks and uncertainties, as well as assumptions that, if they never materialize or prove incorrect, could cause the res..

Applied Industrial Technologies Inc. .. to Applied Industrial Technologies, Inc., an Ohio corporation. References to we, us, our, and the company refer to Applied and its subsidiaries. The ..

ABM Industries Incorporated ..rgest facility services contractors listed on the New York Stock Exchange. With annual revenues in excess of $2.4 billion and approximately 70,000 emp..

Air Methods Corporation ..ir Methods), was originally incorporated in Colorado in 1982 and now serves as the largest provider of air medical emergency transport services and sy..

Alaska Communications Systems Group Inc. ..ications Systems Group, Inc. and its consolidated subsidiaries (we, our, us the Company, and ACS Group) on Forms 10-K, 10-Q and 8-K and the documents ..

AMDL INC ..any, involved in both the detection and treatment of cancer. Hospital, clinical, research and forensic laboratories and doctors' offices may use our p..

Anchor BanCorp Wisconsin Inc. .. a registered savings and loan holding company incorporated under the laws of the State of Wisconsin and is engaged in the savings and loan business t..

Atlas Pipeline Partners L.P. ..STATEMENTS REGARDING EVENTS AND FINANCIAL TRENDS WHICH MAY AFFECT OUR FUTURE OPERATING RESULTS AND FINANCIAL POSITION. SUCH STATEMENTS ARE SUBJECT TO ..

Arch Chemicals Inc. ..ls manufacturer which supplies value-added products and services to many industries on a worldwide basis. The principal business segments in which the..

The Aristotle Corporation ..idiaries (together with Aristotle), founded in 1986, and headquartered in Stamford, CT, is a leading manufacturer and global distributor of educationa..

Aastrom Biosciences Inc. ..development of the ex vivo production and sale of proprietary human cell products for use in cell therapy and tissue regeneration. Our pre-clinical an..

ATMI Inc. .. delivery systems and high-purity materials packaging products used worldwide in the manufacture of semiconductor devices. ATMI specifically targets t..

Avatar Holdings Inc. .. of Delaware in 1970. Our principal executive offices are located at 201 Alhambra Circle, Coral Gables, Florida 33134 (telephone (305) 442-7000). We a..

Credicorp Ltd. ..ted in Bermuda in 1995 to act as a holding company, coordinate the policy and administration of its subsidiaries and engage in investing activities. C..

FLEET CAP TR VIII .. financial services company organized under the laws of the State of Rhode Island. Unless otherwise indicated or unless the context requires otherwise..

W.R. Grace & Company .. at www.grace.com. Grace makes available, free of charge through its website, its annual reports on Form 10-K, quarterly reports on Form 10-Q, current..

Bonso Electronics International Inc. .. August 8, 1988 as a limited liability International Business Company under the laws of the British Virgin Islands under the name Golden Virtue Limite..

BackWeb Technologies Ltd. .. a solution allowing users of enterprise Web applications to synchronize those Web applications to their PCs for use while disconnected from the netwo..

Crown Cork & Seal Company Inc. ..de leader in the design, manufacture and sale of packaging products for consumer goods. The Company's primary products include steel and aluminum cans..

CHARTERMAC ..y, we or us), through its subsidiaries, is one of the nations leading full-service real estate finance companies, providing capital solutions to devel..

Canadian Natural Resources Limited ..Canadian based senior independent energy company engaged in the acquisition, exploration, development, production, marketing and sale of crude oil, NG..

Cryptologic Inc. ..ation under the Business Corporations Act (Ontario) effective March 7, 1996 pursuant to an amalgamation agreement dated January 19, 1996 between Inter..

Volume Services America Holdings Inc. ..cessions, catering and merchandise services in sports facilities, convention centers and other entertainment facilities. We operate throughout the Uni..

Digene Corporation .. gene-based diagnostic tests for the screening, monitoring and diagnosis of human diseases. Our primary focus is in women's cancers and infectious dis..

Dynegy Inc. .. all of our business operations through our subsidiaries. Our current business operations are focused primarily in two areas of the energy industry: p..