Smart and Final Inc.
Smart and Final Inc. is listed on NYSE (SMF). Smart & Final Inc. is a Delaware corporation incorporated in 1991 and headquartered in Commerce, California that conducts its business through various subsidiaries. References in this Annual Report to we, our and us are to Smart & Final Inc. and its subsidiaries, collectively. Our predecessors began operations in 1871 in Southern California and pioneered the cash-and-carry concept in the wholesale grocery business. We sell food, foodservice products and professional-quality culinary equipment through non-membership warehouse stores and wholesale stores. In 2004, we had total sales of $2.0 billion from continuing operations and at the end of 2004, we had approximately 5,370 employees.
SmartPros Ltd.
SmartPros Ltd. is listed on AMEX (PED). We provide learning solutions for accounting-finance and engineering professionals, two large vertical markets with mandatory continuing education requirements. We also provide corporate governance, ethics and compliance training for the general corporate market. Our products are available in multiple formats, including downloadable print, videotape and digital. Digital format is used to deliver our products on CD-ROM, DVD and online. We offer off-the-shelf courses and custom designed programs with delivery methods suited to the specific needs of our clients. Our customers include approximately half of the Fortune 500 companies and a large number of midsize and small companies. Our learning solutions for professionals are designed to meet the initial and ongoing licensing and continuing professional education requirements imposed by state licensing agencies and professional standards organizations.
Safeway Inc. ..e 2004 Annual Report to Stockholders of Safeway Inc. (Safeway) is incorporated herein by this reference. Safeway was incorporated in the state of Dela..
Systemax Inc. ..ivate label products, including personal desktop computers (PCs), notebook computers, computer related products and industrial products, in North Amer..
TDK Corporation ..i kaisha) formed under Japanese law. It's principal place of business is at 13-1, Nihonbashi 1-chome, Chuo-ku, Tokyo 103-8272, Japan and the telephone..
Thoratec Corporation ..rt products for use by patients with congestive heart failure, or CHF. We are a leading provider of circulatory support products worldwide. We sell Ve..
Leather Factory Inc. (The) ..road line of leather and related products, including leather, leatherworking tools, buckles and adornments for belts, leather dyes and finishes, saddl..
Todd Shipyards Corporation ..and has operated a shipyard in Seattle, Washington (the Shipyard) since incorporation. The Company is incorporated under the laws of the State of Dela..
Target Corporation ..hs of Analysis of Continuing Operations, Page 17; Analysis of Financial Condition, Pages 19-21; Credit Card Contribution, Page 18; first textual parag..
Texas Roadhouse Inc. ..orated under the laws of the state of Delaware in 2004. From April 1, 1997 through October 8, 2004, the business of the Company was conducted by Texas..
Telestone Technologies Corp. ..otherwise requires, all references in this Annual Report to the terms Company, Telestone, we, our, or us shall mean Telestone Technologies Corporation..
Thomas & Betts Corporation ..nd manufacturer of electrical connectors and components used in industrial, commercial, communications, and utility markets. We are also a leading pro..
United Dominion Realty Trust Inc. ..istered real estate investment trust, or REIT, that owns, acquires, renovates, develops, and manages middle-market apartment communities nationwide. A..
United America Indemnity Ltd. ..nounced merger with Penn-America Group, Inc. (NYSE: PNG) as well as the previously announced acquisition of Penn Independent Corporation. In connectio..
USA Truck Inc. ..ier transporting general commodities throughout the continental United States and between locations in the United States and Canada. We transport gene..
United Technologies Corporation ..n Delaware in 1934. UTC provides high technology products and services to the building systems and aerospace industries worldwide. Growth is attributa..
Valley Bancorp ..ith the mission of providing community bank services to Las Vegas and its neighboring suburbs. The Company provides banking and other financial servic..
Virco Manufacturing Corporation ..urniture for a diverse family of customers is a 55-year tradition at Virco Mfg. Corporation (Virco). Over the years, Virco has become the largest manu..
Westlake Chemical Corporation ..rketer of basic chemicals, vinyls, polymers and fabricated products. Our products include some of the most widely used chemicals in the world, which a..
MEMC Electronic Materials Inc. ..the semiconductor industry. We are one of the top three wafer suppliers in the world. We are one of four wafer suppliers having more than a 10% share ..
W-H Energy services Inc. .. provides products and services used primarily for the drilling, completion and production of oil and natural gas wells. We have operations in North A..
Williams Industries Inc. ..the construction services market, providing specialized services to customers in the commercial, industrial, institutional, and governmental markets. ..
West Coast Bancorp ..nized under the laws of the state of Oregon in 1981 under the name Commercial Bancorp. Commercial Bancorp merged with West Coast Bancorp, a one-bank h..
XM Satellite Radio Holdings Inc. ..ompany, providing music, entertainment and information programming for reception by vehicle, home and portable radios nationwide and over the internet..
Zila Inc. ..e technologies and products, focusing on enhanced body defense and the detection of pre-disease states. In this report, Zila, the Company, we, us, or ..
Asco Plc Ads ..hat develops, manufactures and markets innovative pharmaceutical and chemical products for a range of targeted, highly specialized applications. In 20..
American Physicians Service Group Inc. ..t include brokerage and investment services to individuals and institutions, and management and agency services to malpractice insurance companies. We..
Active Power Inc. ..oducts that provide the consistent, reliable electric power required by today's digital economy. We believe that we are the first company to commercia..
Alliance Fiber Optic Products Inc. ..ipates, believes, estimates, plans, intends, could, will, may and similar expressions are intended to identify forward-looking statements. These are s..
A.G. Edwards Inc. ..inancial services holding company incorporated in 1983 whose principal subsidiary, A.G. Edwards & Sons, Inc. (Edwards), is the successor to a partners..
Aaron Rents Inc. ..d in the combined businesses of the rental, lease ownership and specialty retailing of consumer electronics, residential and office furniture, househo..
Altair Nanotechnologies Inc. ..nd operations in the United States, whose primary business is developing and commercializing nanomaterial and titanium dioxide pigment technologies. W..
Applied Signal Technology Inc. ..ooking statements made pursuant to the provisions of Section 21E of the Securities Exchange Act of 1934. These forward-looking statements are based on..
American Medical Systems Holdings Inc. ..ems Holdings, Inc. has operated as a single business developing, manufacturing, and marketing medical devices to physicians. We manufacture and market..
Ansoft Corporation ..electronic design automation (EDA) software. Ansoft products are used by electrical engineers worldwide to design of state-of-the-art technology produ..
AP Pharma Inc. ..ements herein are forward- looking and are subject to a number of risks and uncertainties that could cause actual results to differ materially from th..
Aerosonic Corporation ..wn as Instrument Technology Corporation (ITC). ITC, which was incorporated in 1968, was the surviving corporation of a merger, in 1970, with Aerosonic..
Asyst Technologies Inc. ..ed hardware and software automation systems primarily for the semiconductor, and secondarily for the flat panel display, or FPD, manufacturing industr..
Advantest Corporation (Kabushiki Kaisha Advantest) ADS ..st commenced operations in July 1954, and was incorporated in December 1954 under the name Takeda Riken Industry Co., Ltd. as a limited liability, joi..
ATS Medical Inc. ..e, us, or our) is a Minnesota corporation founded in June, 1987. We develop, manufacture, and market medical devices. Our primary interest lies with d..
Alderwoods Group Inc ..tor of funeral homes and cemeteries in North America based on total revenue and number of locations. As of January 1, 2005, the Company operated 648 f..
Blockbuster Inc. ..n-home rental and retail movie and game entertainment, with approximately 9,100 stores in the United States, its territories and 24 other countries as..
BEA Systems Inc. ..ial Condition and Results of Operations-Risk Factors That May Impact Future Operating Results for risk factors that may adversely affect the Company. ..
Baker Hughes Incorporated ..we, our or us) is a Delaware corporation engaged in the oilfield services industry. Baker Hughes is a major supplier of wellbore-related products and ..
BKF Capital Group Inc. ..rough John A. Levin & Co., Inc. (John A. Levin & Co.), an SEC-registered investment adviser, and its related entities. John A. Levin & Co. owns 100% o..
Blair Corporation ..Blair, Sr., and was incorporated in 1924 under the laws of the State of Delaware. The Companys business consists of the sale of fashion apparel for me..
Bank of Nova Scotia (The) ..tory The Bank is one of the world's leading financial institutions and was the second largest Canadian chartered bank in terms of assets and market ca..
Bausch & Lomb Incorporated ..we, our and ours are used herein to refer to Bausch & Lomb Incorporated and its consolidated subsidiaries. Dollar amounts are stated in millions, exce..
Bowl America Inc. ..he Company) was incorporated in 1958. The Company commenced business with one bowling center in 1958, and at the end of the past fiscal year, the Comp..
Carreker Corporation .., us, our, Company, Carreker, or Carreker Corporation when used in this Form 10-K (Report) and in the Annual Report to the Stockholders refers to Carr..
Cavalier Homes Inc. ..Delaware corporation with its executive offices located at 32 Wilson Boulevard 100, Addison, Alabama 35540. Unless otherwise indicated by the context,..
Community Bancorp Inc. .. 13 and 15(d), periodic and current reports must be filed with the SEC. We electronically file the following reports with the SEC: Form 10-K (Annual R..
CompuCredit Corporation ..t Corporation follows. For additional information about our business, including specific descriptions of how we market and segment customers and other..
CET Services Inc. .. of the State of California, CET Services, Inc. for more than a decade was engaged in environmental consulting, engineering, remediation, and related ..
ChoicePoint Inc. ..nt), was incorporated in 1997. Over the past seven years, ChoicePoint has transformed from a predominately manually-driven and insurance customer-focu..
Central Jersey Bancorp ..y Bancorp) is a bank holding company headquartered in Long Branch, New Jersey. The holding company was incorporated in New Jersey on March 7, 2000, an..
Colony Bankcorp Inc. ..ss corporation which was incorporated on November 8, 1982. The Company was organized for the purpose of operating as a bank holding company under the ..
Crompton Corporation ..ompton, Registrant, we, us and our, unless otherwise indicated or the context otherwise requires, we are referring to Crompton Corporation and its con..
Cognos Incorporated .. Canadian corporation founded in 1969, is a global leader in business intelligence (BI) and corporate performance management (CPM) software solutions...
Cheviot Financial Corp ..g statements which may be identified by the use of words such as believe, expect, anticipate, should, planned, estimated and potential. Examples of fo..
CarrAmerica Realty Corporation ..ed, self-administered and self-managed publicly traded real estate investment trust (REIT). We focus on the acquisition, development, ownership and op..
Castle (A.M.) & Co. ..ics distribution company serving the North American market. The registrant provides a broad range of product inventories as well as processing servic..
Cephalon Inc. ..pany dedicated to the discovery, development and marketing of innovative products to treat sleep and neurological disorders, cancer and pain. In addit..
Ducommun Incorporated ..idiaries, designs, engineers and manufactures aerostructure and electromechanical components and subassemblies principally for domestic and foreign co..
Amdocs Limited ..CS Amdocs Limited was organized under the laws of the Island of Guernsey in 1988. Since 1995, Amdocs Limited has been a holding company for the variou..
Edge Petroleum Corporation ..nd natural gas company engaged in the exploration, development, acquisition and production of crude oil and natural gas properties in the United State..
Enerplus Resources Fund ..torical Overview Enerplus was formed in 1986 and was historically one of a group of royalty trusts, income funds and other entities managed by compani..
First Aviation Services Inc. ..ether with its wholly owned subsidiaries, Aircraft Parts International, Ltd. (API Ltd.), and API Asia Pacific Inc. (API Asia Pacific), and its majorit..
Check Point Software Technologies Ltd. ..ket and support a wide range of software and combined hardware and software products and services that enable our customers to communicate securely ov..
Fibernet Telecom Group Inc. ..signed to provide comprehensive broadband connectivity for data, voice and video transmission to other telecommunications service providers in major m..
Gladstone Commercial Corporation ..under the General Corporation Laws of the State of Maryland on February 14, 2003 primarily for the purpose of investing in and owning net leased indus..
GTSI Corp. ..oviding products and services primarily to federal government customers. We use the terms GTSI, we, our, and us to refer to GTSI Corp. and its subsidi..
HMG-Courtland Properties Inc. ..MG,), was organized in 1972 as a Delaware corporation. HMG (excluding its 95% owned subsidiary Courtland Investments, Inc., which files a separate tax..
Hexcel Corporation ..ted in California in 1948, and reincorporated in Delaware in 1983. Hexcel Corporation and its subsidiaries (herein referred to as Hexcel), is a leadin..
Ingram Micro Inc. ..statements, including but not limited to, management's expectations of competition; revenues, margin, expenses and other operating results or ratios; ..
Innovex Inc. ..annual reports on Form 10-K, our quarterly reports on Form 10-Q and our periodic reports on Form 8-K (and any amendments to these reports) are availab..
KB Home ..Kaufman & Broad S.A. (KBSA), our publicly-traded French subsidiary, is one of the leading homebuilders in France. Founded in 1957, and winner of the 2..
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