StarTek Inc.

StarTek Inc. is listed on NYSE (SRT). StarTek, Inc. , is a leading provider of business process outsourced services, which consist of business process management and supply chain management services. Our business process management services include provisioning management, wireless telephone number porting, receivables management, wireless telephone activations, and high-end technical support and customer care services. Substantially all of our consumer interactions related to business process management services are initiated by our clients' customers rather than by us. Our supply chain management services include packaging, fulfillment, marketing support and logistics services. StarTek, Inc., a Delaware corporation, is headquartered in Denver, Colorado. Our principal executive offices are located at 100 Garfield Street, Denver, Colorado 80206. Our telephone number is (303) 399-2400. Our website address is www.startek.com .

Starwood Hotels & Resorts Worldwide Inc.

Starwood Hotels & Resorts Worldwide Inc. is listed on NYSE (HOT). Starwood is one of the world's largest hotel and leisure companies. Starwood's status as one of the leading hotel and leisure companies resulted from the 1998 acquisitions of Westin Hotels & Resorts Worldwide, Inc. and certain of its affiliates (Westin) (the Westin Merger) and ITT Corporation (the ITT Merger), renamed Sheraton Holding Corporation (Sheraton Holding) and the 1999 acquisition of Vistana Inc. (renamed Starwood Vacation Ownership, Inc. or SVO). The Company conducts its hotel and leisure business both directly and through its subsidiaries. The Company's brand names include St. Regis®, The Luxury Collection®, Sheraton®, Westin®, W® and Four Points® by Sheraton. Through these brands, Starwood is well represented in most major markets around the world. The Company's operations are grouped into two business segments, hotels and vacation ownership operations.

Timberland Bancorp Inc. ..n, was organized on September 8, 1997 for the purpose of becoming the holding company for Timberland Savings Bank, SSB (Bank) upon the Banks conversio..

TompkinsTrustco Inc. ..ed by the section captioned Forward Looking Statements in Item 7. Managements Discussion and Analysis of Financial Condition and Results of Operations..

TSR Inc. .. providing contract computer programming services to its clients. The Company provides its clients with technical computer personnel to supplement the..

TradeStation Group Inc ..rmed in 2000, is the successor company to a publicly-held trading software company that was formed in 1982. TradeStation Group is listed on The Nasdaq..

Sadia S.A. ..dustrial and food processing segments. The Company's central administrative headquarters is located at Rua Fortunato Ferraz, 659, Vila Anastácio, São ..

Titan International Inc. ..tan) are leading manufacturers of wheels, tires and assemblies for off-highway vehicles used in the agricultural, earthmoving-construction and consume..

Tyson Foods Inc. ..ly, the Company or Tyson), with world headquarters in Springdale, Arkansas, produce, distribute and market chicken, beef, pork, prepared foods and rel..

UBS AG ..onducts wealth management, asset management, and investment banking and securities businesses. The company's wealth management business includes estat..

UnitedHealth Group Incorporated ..l-being company, serving approximately 55 million Americans. We are focused on improving the health care system and how it works for multiple, distinc..

UTEK Corporation ..s that assists companies in identifying and acquiring technologies. Technology-transfer refers to the process by which new technologies, developed in ..

ViroPharma Incorporated ..y dedicated to the development and commercialization of products that address serious diseases treated by physician specialists and in hospital settin..

Ventana Medical Systems Inc. .. California in 1985 and reincorporated in Delaware in 1993. We launched our first instrument-reagent system in 1991 and have since launched numerous n..

Videsh Sanchar Nigam Limited ..arch 19, 1986 as a limited liability company under the Indian Companies Act, 1956. On April 1, 1986, the Company assumed control and management of all..

ValueVision International Inc. ..aries is an integrated direct marketing company that markets its products directly to consumers through various forms of electronic media. The Compan..

Westaim Corporation (The) ..result of Viridian's research and development capabilities in advanced industrial materials, Viridian entered into an agreement with the governments o..

Wellman Inc. ..d marketing of high-quality PermaClear® brand PET (polyethylene terephthalate) packaging resins, Fortrel® brand polyester staple fibers and Wellamid® ..

West Corporation ..cing services focused on helping our clients communicate more effectively with their customers. We help our clients maximize the value of their custom..

Qiao Xing Universal Telephone Inc. .. Xing Universal Telephone, Inc. (Qiao Xing) was principally engaged in the manufacturing and sales of telecommunication terminals and equipment, inclu..

XTO Energy Inc. ..in the acquisition, development, exploitation and exploration of producing oil and gas properties, and in the production, processing, marketing and tr..

Zapata Corporation ..laware in 1954 and was reincorporated in Nevada in April 1999. The Companys principal executive offices are at 100 Meridian Centre, Suite 350, Rochest..

Ameristar Casinos Inc. ..casinos and related entertainment facilities in local and regional markets. Our seven properties in six markets exemplify the highest quality in desig..

American Commercial Lines Inc ..c.) is one of the largest and most diversified marine transportation and service companies in the United States, providing barge transportation and re..

Adesa Inc ..ded provider of wholesale vehicle auction and related redistribution services and floorplan financing for used vehicle dealers. The Companys operation..

American Greetings Corporation ..d its subsidiaries (the Corporation or American Greetings) operate predominantly in a single industry: the design, manufacture and sale of everyday an..

Agrium Inc. .. History 4 3.2 - Significant Acquisitions and Significant Divestitures in Past Three Years n-a 3.3 - Trends 16-17(1), 45-46(2) - Commitments 77(3) - C..

Applied Innovation Inc. .. AI, OR THE COMPANY IN THIS ANNUAL REPORT ON FORM 10-K MEAN APPLIED INNOVATION INC. GENERAL Applied Innovation Inc. is a network management solutions ..

Allis-Chalmers Corporation ..that involve risks and uncertainties. Our actual results may differ materially from the results discussed in such forward-looking statements. Factors ..

American International Group Inc. ..re corporation, is a holding company which, through its subsidiaries, is engaged in a broad range of insurance and insurance-related activities in the..

American Medical Alert Corp. .. incorporated under the laws of the State of New York in 1981, is a healthcare communications company. As used herein, the term AMAC or Company means,..

Applica Incorporated ..ange of branded small household appliances. Applica markets and distributes kitchen products, home products, pest control products, pet care products ..

Ariba Inc. ..ow enterprises to efficiently manage the purchasing of non-payroll goods and services required to run their business. We refer to these non-payroll ex..

American Reporgraphics Company ..ited States providing business-to-business document management services to the architectural, engineering and construction industry, or AEC industry. ..

A4S Security Inc. ..99 and subsequently incorporated in Montana in January 2000. In December 2004, we reincorporated in Colorado. Our principal executive offices are loca..

Atlas America Inc. ..STATEMENTS REGARDING EVENTS AND FINANCIAL TRENDS WHICH MAY AFFECT OUR FUTURE OPERATING RESULTS AND FINANCIAL POSITION. SUCH STATEMENTS ARE SUBJECT TO ..

AVI BioPharma Inc. ..apeutic products principally based on third-generation NEUGENE® antisense technology. Our principal products in development target life-threatening di..

BioCryst Pharmaceuticals Inc. ..company focused on designing, optimizing and developing novel small molecule pharmaceuticals that block key enzymes essential for cancer, cardiovascul..

BCE Inc. ..OVERVIEW The Bell Canada segment is Canadas leading provider of wireless and wireless communications services, Internet access, data services and DTH ..

BioDelivery Sciences International Inc. ..is exploiting its licensed and proprietary patented drug delivery technologies to develop and commercialize, or partner with third parties on, clinica..

Bemis Company Inc. ..egistrant or Company), continues a business formed in 1858. The Registrant was incorporated in 1885 as Bemis Bro. Bag Company with the name changed to..

Building Materials Holding Corporation ..he largest residential building products and construction services companies in the United States with annual sales in excess of $2 billion. We compet..

Bank of Commerce Holdings (CA) .. a financial holding company (FHC) registered under the Bank Holding Company Act of 1956, as amended, and was incorporated in California on January 21..

Syntel Inc. ..o Syntel, Inc. and its wholly owned subsidiaries worldwide on a consolidated basis. FORWARD-LOOKING STATEMENTS This report on Form 10-K, including wit..

BT GROUP PLC ..ormation set forth under the headings: . Contents on page 1 (first two paragraphs); . Business review ? Introduction on page 7; . Business review ? In..

Bowater Incorporated ..anufacture, sale and distribution of newsprint, uncoated specialty paper, coated groundwood paper, market pulp, lumber and timber. We operate faciliti..

CallWave Inc. ..s typically used a landline telephone as their primary means of communication. The emergence of mobile telephones and the Internet has reshaped the co..

Cambior Inc. ..ree-Year History The year 2002 was significant for the Company as it was emerging from a financial restructuring program and was positioning itself fo..

Cabot Microelectronics Corporation ..ctronics, the Company, us, we, or our), which was incorporated in the state of Delaware in 2000, is the leading supplier of high-performance polishing..

Central Garden & Pet Company ..ter and producer of quality branded products. We are one of the largest suppliers in the lawn and garden and pet supplies industries. The total lawn a..

Comfort Systems USA Inc. .. provides comprehensive heating, ventilation and air conditioning (HVAC) installation, maintenance, repair and replacement services within the mechani..

Churchill Downs Incorporated ..ing company that conducts pari-mutuel wagering on live Thoroughbred, Quarter Horse and Standardbred horse racing and simulcasts signals of races. Addi..

CompX International Inc. ..manufacturer of precision ball bearing slides, security products and ergonomic computer support systems used in office furniture, computer-related app..

Commercial Metals Company ..el and metal products and related materials and services through a network of locations located throughout the United States and internationally. We c..

China Netcom Group Corporation (Hong Kong) Limited ..hina Netcom Group Corporation (Hong Kong) Limited. Our principal executive offices are located at Building C, No. 156 Fuxingmennei Avenue, Xicheng Dis..

CPFL Energia S.A. .. and existing under the laws of Brazil with the legal name CPFL Energia S.A. Our principal executive offices are located at Rua Gomes de Carvalho, 1,5..

Chiquita Brands International Inc. .. subsidiaries (collectively, Chiquita) operate as a leading international marketer and distributor of bananas and other fresh produce sold under the C..

Cronos Group (The) ..ed in Luxembourg with its registered office at 16, Allée Marconi, Boîte Postale 260, L-2120 Luxembourg (telephone (352) 453145). The Company is regist..

Crescent Banking Company ..e parent holding company of Crescent Bank & Trust Company (Crescent Bank or the Bank), Crescent Mortgage Services, Inc. (CMS) and Crescent Capital Tru..

Connecticut Water Service Inc. ..eferred to as the Company, we or our) was organized in 1956. Connecticut Water Service, Inc. is a non-operating holding company, whose income is deriv..

CVS Corporation ..e industry in the United States with net sales of $30.6 billion in 2004. As of January 1, 2005, we operated 5,375 retail and specialty pharmacy stores..

Dress Barn Inc. (The) ..ries operates a chain of womens apparel specialty stores, operating principally under the names dressbarn and dressbarn woman and, since our January 2..

Dynamic Materials Corporation .. leader in the explosive metalworking business, which uses explosives to perform metal cladding and shock synthesis. The Company performs metal claddi..

Dreamworks Animation SKG Inc. ..ooking statements within the meaning of the Private Securities Litigation Reform Act of 1995, Section 27A of the Securities Act of 1933 and Section 21..

El Paso Electric Company ..ed in the generation, transmission and distribution of electricity in an area of approximately 10,000 square miles in west Texas and southern New Mexi..

Environmental Tectonics Corp. ..re principally engaged in the design, manufacture and sale of software driven products used to create and monitor the physiological effects of motion ..

First Capital Inc. ..ny or First Capital) was incorporated under Indiana law in September 1998. The Company was organized for the purpose of becoming the holding company f..

1st Constitution Bancorp (NJ) ..y registered under the Bank Holding Company Act of 1956, as amended. The Company was organized under the laws of the State of New Jersey in February 1..

Merrill Lynch Depositor Inc. ..urities held by Public STEERS(R) Series 1998 TRV-C1 Trust, please refer to Citigroup Inc.s (Commission file number 001-09924) periodic reports (former..

Gallery of History Inc. ..he State of Nevada on November 10, 1981. The Company is engaged in the business of marketing historical documents such as letters, documents and signa..

W.W. Grainger Inc. ..Illinois in 1928, is in the service business. It distributes products used by businesses and institutions across North America to keep their facilitie..

Health Net Inc. ..t delivers managed health care services through health plans and government sponsored managed care plans. We operate and conduct our businesses throug..

Intervideo Inc. ..nd DVD burning software, television viewing and recording software and InstantON software that allows personal computer (PC) users to quickly access m..

Interchange Corporation ..inesses on the Internet. Our services enable businesses to list their products and services in our distributed Internet search results. By providing l..