Wilshire Bancorp Inc.

Wilshire Bancorp Inc. is listed on NASDAQ (WIBC). Wilshire Bancorp, Inc. (the Company, we, us, or our, hereafter) succeeded to the business and operations of Wilshire State Bank, a California state-chartered commercial bank, upon consummation of the reorganization of the Bank into a holding company structure, effective as of August 25, 2004. Wilshire State Bank was incorporated under the laws of the State of California on May 20, 1980 and commenced operations on December 30, 1980. The Company was incorporated in December 2003 as a wholly owned subsidiary of the Bank for the purpose of facilitating the issuance of trust preferred securities for the Bank and eventually serving as the holding company of the Bank. The Banks shareholders approved a reorganization into a holding company structure at a meeting held on August 25, 2004. As a result of the reorganization, shareholders of the Bank are now shareholders of the Company and the Bank is a direct subsidiary of the Company.

Wilshire Enterprises Inc

Wilshire Enterprises Inc is listed on AMEX (WOC). This report contains forward-looking statements within the meaning of the federal securities laws. These statements relate to future economic performance, plans and objectives of management for future operations and projections of revenues and other financial items that are based on the beliefs of our management, as well as assumptions made by, and information currently available to, our management. The words expect, estimate, anticipate, believe and similar expressions are intended to identify forward-looking statements. Those statements involve risks, uncertainties and assumptions, including industry and economic conditions, competition and other factors discussed in this and our other filings with the SEC. If one or more of these risks or uncertainties materialize or underlying assumptions prove incorrect, actual outcomes could vary materially from those indicated. We have made forward-looking statements in Items 1, 2, 5, 7 and 7A of this report.

ADTRAN Inc. ..acilitate access to today's communications networks. Our high-speed, network access products improve the operation of, and reduce the costs associated..

AES TR III .. operations in 27 countries on five continents. A Delaware corporation formed in 1981, AES is a holding company that, through its subsidiaries, operat..

Allied Irish Banks p.l.c. .. at Bankcentre, Ballsbridge, Dublin 4, Ireland. (Telephone number +353-1-660 0311) Additional statistical information may be found elsewhere as follow..

Allete Inc. ..segments. REGULATED UTILITY includes retail and wholesale rate regulated electric, water and gas services in northeastern Minnesota and northwestern W..

AMIS Holdings Inc. ..is annual report on Form 10-K contains forward-looking statements. In some cases, you can identify forward-looking statements by terminology such as m..

AMB Property Corporation ..acquires, develops and operates primarily industrial properties in key distribution markets throughout North America, Europe and Asia. We commenced op..

AngloGold Ashanti Ltd. ..g Company Limited, was incorporated in South Africa in 1944. 4A. History and development of the company AngloGold produces approximately six million o..

Apache Corporation ..in 1954, is an independent energy company that explores for, develops and produces natural gas, crude oil and natural gas liquids. In North America, o..

Ares Capital Corporation ..r loans and long-term mezzanine debt. First and second lien senior loans generally are senior debt instruments that rank ahead of subordinated debt of..

Ashworth Inc. .. incorporated in Delaware on March 19, 1987. As used in this report, the terms we, us, our, Ashworth and the Company refer to Ashworth, Inc., its pred..

Equity Income Fund First Exchange Series ..AT&T Shares was formed in 1983 as a unit investment trust under New York law and in accordance with the Investment Company Act of 1940 by a trust inde..

Avant Immunotherapeutics Inc. ..fer to AVANT Immunotherapeutics, Inc., a Delaware corporation organized in 1983. We are a biopharmaceutical company that uses novel applications of im..

AXA .. directoire et conseil de surveillance (a form of limited liability company) with a Management Board and a Supervisory Board. The Company's headquarte..

Aurizon Mines Ltd. ..e name 343318 B.C. Ltd., by filing a memorandum and articles with the Registrar of Companies under the BCCA. On August 10, 1988, Aurizons name was cha..

Baldor Electric Company ..in Missouri in 1920. The Company operates in one industry segment, which includes the design, manufacture, and sale of electric motors, drives, genera..

Savannah Bancorp Inc. (The) ..Georgia business corporation on October 5, 1989, for the purpose of becoming a bank holding company. The Company became a bank holding company within ..

Boots and Coots International Well Control Inc. ..uston, Texas, provides a suite of integrated oilfield services centered on the prevention, emergency response and restoration of blowouts and well fi..

Bar Harbor Bankshares Inc. .., 1984. As of March 7, 2005, the Company's securities consisted of one class of common stock, par value of $2.00 per share, of which there were 3,076,..

Collegiate Pacific Inc. ..stributing sports equipment products and soft good athletic apparel and footwear products (soft goods) to non-retail institutional customers such as c..

BREMER CAP TR I ..al services company with $6.1 billion in assets as of December 31, 2004, operating 102 offices in Minnesota, Wisconsin and North Dakota. We offer a wi..

Buckeye Partners L.P. ..er limited partnership organized in 1986 under the laws of the state of Delaware. The Partnership's principal line of business is the transportation, ..

Carrington Laboratories Inc. ..ries, Inc. (Carrington) is a research-based biopharmaceutical, medical device, raw materials and nutraceutical company engaged in the development, man..

CCF Holding Company ..rganized in March 1995 at the direction of Clayton County Federal Savings and Loan Association in connection with the Bank's conversion from a mutual ..

Comm Bancorp Inc. ..ted in 1983 as a Pennsylvania business corporation and are headquartered in Clarks Summit, Pennsylvania. We have two wholly-owned subsidiaries, Commun..

Concurrent Computer Corporation .. systems for both the video-on-demand, or VOD, market and the real-time operating systems-productivity tools market. Prior to January 2005, we service..

Caremark Rx Inc. .. services companies in the United States, with net revenue of approximately $25.8 billion (including approximately $4.6 billion of retail copayments) ..

Cagles Inc. ..s first incorporated in Georgia in 1953, and its wholly owned subsidiary (Cagles Farms, Inc., formerly Strain Poultry Farms, Inc.) produce, market, an..

Citizens Inc. .. insurance holding company. We were incorporated in Colorado in 1977. We are a parent company that directly or indirectly owns 100% of 15 operating su..

Color Kinetics Incorporated ..ate lighting systems. Our systems use solid-state semiconductor devices known as light emitting diodes, or LEDs, as the light source. The performance,..

Citizens Financial Corporation ..y or the Registrant) was incorporated in Kentucky in 1990 at the direction of the Board of Directors of Citizens Security Life Insurance Company (Citi..

Comtech Group Inc. ..mized module design solutions in China and serves as a gateway to leading electronics manufacturers in China. We have historically focused on the mobi..

Cooper Industries Ltd. ..ndustries, Ltd., which was incorporated under the laws of Bermuda on May 22, 2001, and became the successor-registrant to Cooper Industries, Inc. on M..

Cree Inc. ..ed in 1987, develops and manufactures semiconductor materials and devices based on silicon carbide (SiC), group III nitrides (GaN) and related compoun..

Cadbury Schweppes PLC .. registered under the laws of England and Wales as a public limited company. Its registered number is 52457. Its principal executive offices are locat..

Central Bancorp Inc ..ts corporation, was organized by Central Co-operative Bank (Central or the Bank) on September 30, 1998, to acquire all of the capital stock of the Ban..

Cel-Sci Corporation ..ration in 1983. CEL-SCIs principal office is located at 8229 Boone Boulevard, Suite 802, Vienna, VA 22182. CEL-SCIs telephone number is 703-506-9460 a..

Commonwealth Bankshares Inc. ..monwealth Bankshares, Inc. (the Parent) is to serve as a holding company for Bank of the Commonwealth. The Company was incorporated as a Virginia Comp..

Cytyc Corporation ..rds we, us, our and Cytyc refer to Cytyc Corporation and all of its affiliates and subsidiaries taken as a whole, and our board of directors refers to..

Deckers Outdoor Corporation ..ger of innovative, high-quality footwear and the category creator in the sport sandal and luxury sheepskin footwear segments. Our footwear is distinct..

AMCON Distributing Company ..d in Delaware in 1986. The Companys principal executive offices are located at 7405 Irvington Road, Omaha, Nebraska 68122. The telephone number at tha..

Diagnostic Products Corporation ..ures, and markets immuno-diagnostic systems and immunochemistry kits which are used throughout the world in hospital, reference and physicians' office..

Dataram Corporation ..of large capacity memory products primarily used in high performance network servers and workstations. The Company provides customized memory solution..

Dynex Capital Inc. ..orts on Form 10-Q and our current reports on Form 8-K, and amendments to those reports filed or furnished pursuant to Section 13(a) or 15(d) of the Se..

ECC Capital Corp. ..1, 2004 in the state of Maryland. ECC Capital was formed by Encore Credit Corp. solely for the purpose of effecting a restructuring of Encore Credit C..

EFJ Inc ..ces in this Annual Report on Form 10-K to the Company or EFJ include EFJ, Inc., its predecessor entities, and its subsidiaries, including E.F. Johnson..

EMAK Worldwide Inc. ..t otherwise requires, as used herein, EMAK, the Company, we, our, or us, means EMAK Worldwide, Inc., a Delaware corporation and its subsidiaries. Unle..

EOG Resources Inc. ..organized in 1985, together with its subsidiaries, explores for, develops, produces and markets natural gas and crude oil primarily in major producing..

ESPIRITO SANTO FINL GROUP SA ..ces group. Its banking and insurance operations are located primarily in Portugal. At December 31, 2004, the Group had total consolidated assets of ap..

Evolving Systems Inc. ..itical software products and services to communications carriers. We maintain long-standing relationships with many of the largest wireline, wireless ..

Extreme Networks Inc. ..ries, (collectively referred to as Extreme or the Company and as we, us and our) is a leading provider of network infrastructure equipment for corpora..

Fuel-Tech N.V. ..ech), is a technology company active in the air pollution control and specialty chemical businesses through its wholly owned subsidiary Fuel Tech, Inc..

North European Oil Royality Trust ..n behalf of the owners of beneficial interest in the Trust (the unit owners), holds overriding royalty rights covering gas and oil production in certa..

Full House Resorts Inc. ..p of a resort in a mountain area with limited-stakes gaming is not consistent with maximization of the business opportunities available to the Company..

Formula Systems (1985) Ltd. ..e maintain our principal executive offices at 3 Abba Eban Boulevard, Herzlia 46725, Israel and our telephone number is 011-972-9-959-8800. Our agent i..

FIRST INDUSTRIAL REALTY TRUS ..corporation organized on August 10, 1993, and is a real estate investment trust (REIT) under Sections 856 through 860 of the Internal Revenue Code of ..

Forbes Medi-Tech Inc. ..ife sciences company dedicated to the research, development and commercialization of innovative products for the prevention and treatment of cardiovas..

Gaiam Inc. ..ng a broad selection of information, media products and services to customers who value personal development, wellness, ecological lifestyles and resp..

GB&T Bancshares ..ng company existing under the laws of the State of Georgia. On April 24, 1998, we completed a reorganization of Gainesville Bank & Trust to the curren..

Glimcher Realty Trust ..elf-managed Maryland real estate investment trust (REIT) which was formed on September 1, 1993 to continue the business of The Glimcher Company (TGC) ..

Great Northern Iron Ore Properties .. mineral and nonmineral lands, on the Mesabi Iron Range of Minnesota. The Registrant is a conventional trust organized under the laws of the State of ..

Gardner Denver Inc. ..lated designs or logotypes owned by Gardner Denver, Inc. or its subsidiaries are shown in italics. Gardner Denver, Inc. (Gardner Denver) designs, manu..

Manor Care Inc. ..Care and HCR Manor Care, provides a range of health care services, including skilled nursing care, assisted living, subacute medical and rehabilitatio..

Harvey Electronics Inc. ..service and custom installation of high quality audio, video and home theater equipment. The equipment includes high fidelity components and systems, ..

Interface Inc. ..and sales of modular carpet, and we are a leading manufacturer and marketer of other products for the interiors market, with a strong presence in the ..

IPC Holdings Limited ..nce and, to a limited extent, property-per-risk excess, aviation (including satellite) and other short-tail reinsurance on a worldwide basis. During 2..

Jo-Ann Stores Inc. ..fabrics and one of the largest specialty retailers of crafts, serving customers in their pursuit of apparel and craft sewing, crafting, home decoratin..