Yardville National Bancorp

Yardville National Bancorp is listed on NASDAQ (YANB). The Private Securities Litigation Reform Act of 1995 provides a safe harbor for forward-looking statements. Certain information included in this Annual Report on Form 10-K and other materials filed by the Company with the Securities and Exchange Commission (as well as information included in oral statements or other written statements made or to be made by the Company) contain statements that are forward-looking. These may include statements that relate to, among other things, profitability, liquidity, loan loss reserve adequacy, plans for growth, interest rate sensitivity, market risk, regulatory compliance, and financial and other goals. Although the Company believes that the expectations reflected in such forward-looking statements are based on reasonable assumptions, it can give no assurance that its expectations will be achieved.

YM BioSciences Inc.

YM BioSciences Inc. is listed on AMEX (YMI). YM BioSciences Inc. was incorporated under the laws of Ontario on August 17, 1994 and on December 11, 2001 the Corporation continued into the Province of Nova Scotia under the Nova Scotia Companies Act. The head office and principal place of business of the Corporation is Suite 400, Building 11, 5045 Orbitor Drive, Mississauga, Ontario, Canada, L4W 4Y4, telephone number (905) 629-9761. The registered office of YM is 1959 Upper Water Street, Suite 800, Halifax, Nova Scotia, Canada, B3J 2X2. The Corporation was founded in 1994 to acquire rights to develop drug products. The Corporation is principally focused on cancer therapeutics. In 1995, the Corporation secured our first drug licenses and our initial financing. The Corporation initially licensed a range of drug products at various stages of assessment and development, including certain of the Corporations current anti-cancer products and our anti-microbial product.

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Automatic Data Processing Inc. ..elaware in 1961 (together with its subsidiaries ADP or the Registrant), is one of the largest providers of computerized transaction processing, data c..

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The Aristotle Corporation ..idiaries (together with Aristotle), founded in 1986, and headquartered in Stamford, CT, is a leading manufacturer and global distributor of educationa..

Arlington Tankers LTD. ..he laws of Bermuda as a jointly owned subsidiary of Stena AB (publ), or Stena, and Concordia Maritime AB (publ), or Concordia, a Swedish company and a..

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BackWeb Technologies Ltd. .. a solution allowing users of enterprise Web applications to synchronize those Web applications to their PCs for use while disconnected from the netwo..

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Commerce Energy Group Inc ..dependent energy provider of retail electric power and natural gas supply to residential, commercial, industrial and institutional customers in nine s..

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Culp Inc. ..pany, manufactures and markets mattress fabrics (known as mattress ticking and used for covering mattresses and box springs) and upholstery fabrics pr..

Claude Resources Inc. ..e corporation under the Canada Business Corporations Act (the CBCA) on March 26, 1980 and was converted to a public company by Articles of Amendment d..

CHARTERMAC ..y, we or us), through its subsidiaries, is one of the nations leading full-service real estate finance companies, providing capital solutions to devel..

CKX Inc. ..ecessors, will be referred to in this Form 10-KSB Annual Report by terms such as we, us, our, CKX, the registrant and the Company, unless the context ..

Casual Male Retail Group Inc. ..ubsidiaries is the largest specialty retailer of big & tall men's apparel with retail operations throughout the United States, Canada and London, Eng..

Cohu Inc. ..aws of California in 1947, as Kalbfell Lab, Inc. and commenced active operations in the same year. Its name was changed to Kay Lab in 1954. In 1957, C..

Correctional Properties Trust ..elf-managed real estate investment trust or REIT that acquires correctional and detention facilities from both private prison owners and operators and..

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Cryptologic Inc. ..ation under the Business Corporations Act (Ontario) effective March 7, 1996 pursuant to an amalgamation agreement dated January 19, 1996 between Inter..

Commtouch Software Ltd. ..uch Software Ltd., and its principal executive offices are located at 1A Hazoran Street, Poleg Industrial Park, P.O.Box 8511, Netanya 42504, Israel, w..

Central Virginia Bankshares Inc. ..res, Inc. was incorporated as a Virginia corporation on March 7, 1986, solely to acquire all of the issued and outstanding shares of Central Virginia..

CyberSource Corporation ..ure electronic payment and risk management solutions to organizations that process orders for goods and services over the Internet. CyberSource's paym..

Deltic Timber Corporation ..sources company engaged primarily in the growing and harvesting of timber and the manufacture and marketing of lumber. Deltic owns approximately 436,3..

Desarrolladora Homex ..A. de C.V. is a corporation (sociedad anónima de capital variable) registered in Culiacán, Sinaloa, Mexico under the Mexican Companies Law (Ley Genera..

Digene Corporation .. gene-based diagnostic tests for the screening, monitoring and diagnosis of human diseases. Our primary focus is in women's cancers and infectious dis..

Digital Angel Corporation ..ompany, and Digital Angel Corporation mean Digital Angel Corporation and our subsidiaries, unless the context otherwise requires. Overview We were inc..

DTE Energy Company ..ichigan. Our utility operations consist primarily of Detroit Edison and MichCon. We also have numerous non-utility subsidiaries engaged in energy mark..

Eagle Hospitality Properties Trust Inc ..f-advised real estate investment trust (REIT) that has recently been formed to pursue investment opportunities in the full-service and all-suites hote..

Educate Inc. ..utoring and other supplemental education services to pre-kindergarten through twelfth grade, or pre-K-12, students. For over 25 years, we have provide..

NIC Inc. ..ps governments use the Internet to reduce costs and provide a higher level of service to businesses and citizens. We accomplish this currently through..

Elron Electronic Industries Ltd. ..ny that operates through our group companies in two reportable segments, namely: (i) the systems and projects segment, through Elron TeleSoft Ltd. and..

Encore Medical Corporation .., and our wholly owned subsidiaries is a diversified orthopedic device company with leading positions in many of the markets in which we compete. We d..

Embratel Participacoes SA ..argest telecommunications services providers, operating domestic and international long distance, data communications and local services. Embratel Hol..

CORPORATE OFFICE PPTYS TR ..d real estate investment trust (REIT) that focuses on the ownership, management, leasing, acquisition and development of suburban office properties. W..

First Bancshares Inc. ..uri corporation, was incorporated on September 30, 1993 for the purpose of becoming the holding company for First Home Savings Bank (First Home or the..

Franklin Credit Management Corp ..ily engaged in the acquisition, origination, sale, servicing and resolution of performing, sub-performing and non-performing residential mortgage loan..

First Federal Bancshares of Arkansas Inc. ..ederal Bancshares of Arkansas, Inc. is a Texas corporation organized in January 1996 by First Federal Bank of Arkansas, FA (First Federal or the Bank..

Fisher Communications Inc. ..ooking statements that involve known and unknown risks and uncertainties, such as statements of our plans, objectives, expectations, and intentions. W..

Furniture Brands International Inc. ..ection of John T. (Tom) Foy as President and Chief Operating Officer of the Company. On February 13, 2004, the Company announced the appointment of Ra..

Federal Signal Corporation ..eincorporated as a Delaware Corporation in 1969. The Company is a worldwide manufacturer and supplier of street cleaning, vacuum loader and refuse col..

Stride Rite Corporation (The) ..ration founded in 1919, is a leading designer and marketer of high quality children's footwear in the United States and is a major designer and market..

Greater Community Bancorp ..on incorporated in New Jersey in 1984. It is registered as a bank holding company with the Board of Governors of the Federal Reserve System (Federal R..

Genitope Corporation ..arch and development of novel immunotherapies for the treatment of cancer. Immunotherapies are treatments that utilize the immune system to combat dis..

Giga-tronics Incorporated ..Giga-tronics Instrument Division, ASCOR, Inc. (ASCOR), and Microsource, Inc. (Microsource). In the first quarter of fiscal 2004, Giga-tronics elected ..

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Wellsford Real Properties Inc. .. collectively) was formed as a Maryland corporation on January 8, 1997, as a corporate subsidiary of Wellsford Residential Property Trust (the Trust)...

Harleysville Savings Bank ..nnsylvania corporation headquartered in Harleysville, Pennsylvania. The Company became the bank holding company for Harleysville Savings Bank in conne..

Holly Corporation ..ly Corporation and its consolidated subsidiaries. In accordance with the Securities and Exchange Commission's (SEC) Plain English guidelines, this Ann..

Imperial Industries Inc. ..on, which, through its predecessor corporation, has been in existence since 1968. The Company's executive offices are located at 1259 Northwest 21st S..

Innodata Isogen Inc ..services that help organizations create, manage, use and distribute information more effectively and economically. We provide outsourced content servi..

Jameson Inns Inc. ..ale hotels in the southeastern and midwestern United States. As of December 31, 2004, we owned 90 Jameson Inns and franchised an additional 12 Jameson..

Kroger Company (The) ..d in 1902. As of January 29, 2005, the Company was one of the largest retailers in the United States based on annual sales. The Company also manufactu..

Lexington Corporate Properties Trust ..d Maryland statutory real estate investment trust that acquires, owns and manages a geographically diverse portfolio of net leased office, industrial ..

Lightbridge Inc. ..and supports products and services primarily for businesses that sell products or services online and for communications providers. Lightbridge's four..

Midway Games Inc. ..oftware. We, and our predecessors, have been in the business of creating videogames for more than 20 years and have published over 400 titles in that ..

MIND C.T.I. Ltd. ..l as well as commercial purposes. We were incorporated under the laws of the State of Israel on April 6, 1995 as a company with limited liability, and..

Mattson Technology Inc. ..rocessing equipment used in the fabrication of integrated circuits (ICs). According to Gartner Dataquest, an independent research firm, in 2003, we we..

Northgate Minerals Corporation .. summarizes the approximate impact on the Corporations 2005 earnings and cash flow of the variations in the commodity prices and foreign exchange rate..

Insightful Corporation .. analysis solutions designed to facilitate decision-making by revealing patterns, trends and relationships. We are a supplier of software and services..

OceanFirst Financial Corp. ..oard of Directors of OceanFirst Bank for the purpose of acquiring all of the capital stock of the Bank issued in connection with the Bank's conversion..

Oil States International Inc. ..diaries, is a leading provider of specialty products and services to oil and gas drilling and production companies throughout the world. We operate in..

Perry Ellis International Inc. .. United States. We control a portfolio of major men's and women's brands, some of which were established over 100 years ago. We design, source, market..

PolyMedica Corporation ..y, through our primary segment, Liberty Diabetes, we are a leading provider of direct-to-consumer diabetes testing supplies, primarily to seniors. We ..

PSi Technologies Holdings Inc. ..evelopment of our Company Our legal name is PSi Technologies Holdings, Inc. We are incorporated under the Corporation Code of the Philippines, Batas P..

Questcor Pharmaceuticals Inc. ..rein, the following discussion contains forward-looking statements that involve risks and uncertainties. Questcor's actual results could differ materi..

Transocean Inc. ..d predecessors, unless the context requires otherwise, Transocean, the Company) is a leading international provider of offshore contract drilling serv..